Credit Card Comparison

Earn up to 15,000 Membership Rewards^® points

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards^® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets!

FEATURES

Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
Earn 3x the points on eligible streaming subscriptions in Canada.
Earn 2x the points on eligible ride shares, transit & gas in Canada.
Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.
Earn 1x point for every $1 in Card purchases everywhere else.
Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.
Transfer points 1:1 to several frequent flyer and other loyalty programs.
Access Front Of The Line^® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences^TM.

Annual Card Fee

For non-Quebec residents:
$15.99/month (Equals $191.88 annually)

For Quebec residents:
$191.88/year

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Gold Rewards Card

GCR Rebate
$40

Initial Rewards
Earn up to 60,000 Membership Rewards^® points

Credit Needed
Good

earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card

Select

Earn up to 60,000 Membership Rewards^® points

New American Express^® Gold Rewards Cardmembers, earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card

FEATURES

Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

The Card is now available in your choice of Gold or Rose Gold metal options

Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card

You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online

As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply

Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used

Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit

Transfer points 1:1 to several frequent flyer and other loyalty programs

1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 29.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

Scotiabank Passport® Visa Infinite* Card

GCR Rebate
$150

Initial Rewards
Up to 60,000 bonus Scene+ points

Credit Needed
Excellent

Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points.

Select

Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points!*

Offer valid January 2, 2026 – July 1, 2026.

FEATURES

Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more.
Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more).
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
No Foreign Transaction Fees
6 Complimentary Airport Lounge Access
Comprehensive Travel Insurance coverage
Visa Infinite* Concierge Services
Visa Infinite* Hotel Collection
Visa Infinite* Dining and Wine Country program

* Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential, foreign transaction fee and airport lounge savings as of November 4, 2025.

$400 in travel rewards (40,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $2,000 within the first 3 months;
$100 in travel rewards (10,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $10,000 within the first 6 months;
$100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your Account each year (12-months: annual points bonus);
$50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite Card clients;
$134 in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);
$369 in first year point earn potential (36,900 bonus Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 21% in 3X and 2X accelerator categories;
$364 value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on a ‘Preferential’ membership valued at approx. CAD$364/USD$259). Currency conversion as at November 3, 2025.

Potential First Year Value = up to $1,517 (rounded down to $1,500)
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.*

Rates, fees, offers and other information are effective as of January 2, 2026. Subject to change.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the 40,000 and Additional 10,000 bonus points offers. All cardholders remain eligible to earn the annual Scene+ point bonus with an annual spend of at least $40,000.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

Scotiabank Gold American Express® Card

GCR Rebate
$150

Initial Rewards
Up to 45,000 bonus Scene+ points

Credit Needed
Good

Earn up to $850 in welcome offers, and up to 45,000 bonus Scene+ points.,

Select

Earn up to $850 in welcome offers, and up to 45,000 bonus Scene+ points!*

Offer valid January 2, 2026 – July 1, 2026.

FEATURES

Earn 6x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more.
Earn 5x Scene+ points* for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
Earn 5x Scene+ points* for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible select streaming services.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
AMEX Offers^®
AMEX Front of the Line^®
American Express Invites^®
Complimentary Concierge Services

*Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of November 4, 2025:

$450 in travel rewards (45,000 bonus Scene+ points) for new Scotiabank Gold American Express Card clients who spend $2,000 within the first 3 months (to earn 25,000 points) and who spend $7,500 within the first 12 months (to earn an additional 20,000 points);
$58 in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);
$386 in first year point earn potential (38,500 Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 30% in 6X, 5X and 3X accelerator categories.

Potential First Year Value= up to $894 (rounded down to $850)
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.*

Rates, fees and other information are effective as of January 2, 2026. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

Rogers Red World Elite® Mastercard

GCR Rebate
$60

Initial Rewards
Earn 3% cash back value when you redeem with Rogers

Credit Needed

Get a 1.5x redemption bonus on eligible Rogers, Fido and Shaw purchases

Select

Earn 2% cash back on all eligible purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Plus get a 1.5x redemption bonus on eligible Rogers, Fido, Shaw or Comwave purchases.

That’s a 3% cash back value.
Exclusively with Rogers.

FEATURES

Earn 2% cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service
with Rogers, Fido, Shaw or Comwave.^
Otherwise - Earn 1.5% cash back on eligible non-U.S. dollar purchases.^
Earn 3% cash back on all eligible purchases made in U.S. dollars.^
Get 1.5 times more cash back every time you redeem for eligible Rogers, Fido, Shaw or Comwave purchases.^
Get 5 Roam Like Home days at no cost every year for eligible Rogers mobile plans.^
Insurance benefits at no extra cost.^
No Annual Fee.

Earn and Redeem

Earn cash back rewards anywhere Mastercard is accepted and redeem them for everyday purchases like gas and groceries, big ticket items, or apply them to your Rogers, Fido, Shaw, or Comwave bill.

Travel Benefits

Complimentary membership to Mastercard Travel Pass provided by DragonPass
Access to over 1,300 airport lounges worldwide
$32 USD per person per visit

Included Insurance Benefits

Extended Warranty and Purchase Protection
Rental Car Collision/Damage
Out-of-Province/Out-of-Country Emergency Medical
Trip Interruption and Cancellation

Security Features

Transaction Monitoring & Alerts
Secure and Contactless Payment
Mastercard Identity Check

Interest Rates

Interest rates for purchases: 20.99% - 25.99%
Interest rates for cash advances: 22.99% - 27.99%
Interest rates for balance transfers: 22.99% - 27.99%

DISCLAIMER:
Standard rate on Purchases and Fees: 20.99% Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99% If you are not approved for an Account at the above rates and you reside outside Quebec, Rogers Bank may still issue you an Account at our alternate interest rates, as follows: Rate for Purchases and Fees: 25.99% Rate for Cash Advances, Cash-like Transactions and Balance Transfers: 27.99%

Subject to credit approval PLUS minimum income requirement of $80,000 annual personal income or $150,000 annual household income.

^ Terms and conditions apply.

Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com.

®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License.

TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.

Subject to credit approval.
Please refer to www.rogersbank.com to read full card details.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.

RBC® Avion Visa Infinite

GCR Rebate
$0

Initial Rewards
Get up to 55,000 Avion points

Credit Needed

Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months.

Select

Get up to 55,000 Avion points¹ (max travel value of $1,100^†), that’s up to 3 round trip flights!^

Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months¹.

Apply by June 15, 2026.

FEATURES

Earn 1 Avion point for every dollar you spend^* and an extra 25% on eligible travel purchases.
RBC Avion Visa Infinite Cardholders can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
RBC Avion Visa Infinite Cardholders earn points that never expire so your points will be waiting for your next adventure.
Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avion Visa Infinite Cardholder.
Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points.
Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10.
Get access to Avion Rewards which provides access to earn points faster at specified brands.
Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family.
RBC Avion Visa Infinite Cardholders get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
RBC Avion Visa Infinite Cardholders no longer need 14-days to book travel using the RBC grid.

Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:

Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

^† For Air Travel Reward redemptions from the Air Travel Redemption Schedule with a maximum ticket price of $1,100, starting at 55,000 Avion points, you can redeem for a round trip flight from eastern Canada or the United States to Mexico, Hawaii or Alaska; or from western Canada or the United States to Bermuda, Central America or the Caribbean. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

^ Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 7,500 points for a one-way short-haul flight within or to an adjacent province/territory or U.S. state in economy class with a maximum ticket price of $175 (and start at 15,000 points for a round-trip short-haul flight within or to an adjacent province/territory or U.S. state in economy class with a maximum ticket price of $350). All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including guidelines on redeeming for business class seats, visit www.avionrewards.com/travel/. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

¹ This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) received between “January 21, 2026” and “June 15, 2026” (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an Eligible Credit Card account during the Offer Period, are not eligible for the offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Eligible Credit Card account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Eligible Credit Card account within the first six (6) months from your Eligible Credit Card account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty days (60) after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.

Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.

If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points and/or the Bonus Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

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• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 3 months to report a missing rebate otherwise the rebate is void.

The Platinum Card® by American Express

GCR Rebate
$50

Initial Rewards
Earn up to 100,000 Membership Rewards^® points

Credit Needed
Excellent

Earn up to 100,000 Membership Rewards^® points - that’s up to $1,000 towards a weekend away

Select

Unlock special experiences with the Platinum Card^®

Earn up to 100,000 Membership Rewards^® points - that’s up to $1,000 towards a weekend away

New Platinum^® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership.
Plus, earn 30,000 points when you make a purchase between 15 and 17 months of Cardmembership.

FEATURES

Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
Access a $200 Annual Travel Credit through American Express Travel Online or Platinum Card^® Travel Service.
Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.
Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands.
Take full advantage of The American Express Global Lounge Collection^TM which unlocks access to over 1,400 airport lounges worldwide. This includes The Centurion^® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. Terms and Conditions apply.
Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program.
Transfer points 1:1 to several frequent flyer and other loyalty programs..
Enjoy complimentary benefits that offer an average value of $550 USD at over 1,600 extraordinary properties worldwide when you book Fine Hotels + Resorts.
Platinum Cardmembers can enjoy access to special events and unique opportunities.
Enjoy premium benefits at the Toronto Pearson Airport.
You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis.

Interest rate of 30% applies to each delinquent Due in Full charge. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 29.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time The Platinum Card by American Express Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

WestJet RBC® World Elite Mastercardǂ

GCR Rebate
$60

Initial Rewards
Get up to 45,000 welcome WestJet points

Credit Needed

Get up to 45,000 welcome WestJet points! That’s a value of up to $450 off travel

Select

Get up to 45,000 WestJet points¹

25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”)
additional 20,000 WestJet points when you spend a minimum of $5,000 in the first 3 months

Offer Valid: February 5, 2026 - August 31, 2026

FEATURES

Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard ⁴.
Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your WestJet RBC World Elite Mastercard¹¹.
Receive an annual round-trip World Elite Companion Voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card⁵, or choose to exchange it for one of the following:

- A 30% flight discount for one traveller⁸
- A $200 credit towards a WestJet Vacations package or Sunwing Vacations package⁹
- Two airport lounge passes¹⁰
Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations².
Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare³.
Earn 1.5 points for every dollar you spend on all other everyday purchases².
WestJet points can now be redeemed to cover taxes, fees and surcharges⁷.
WestJet points never expire. Use your WestJet points to book flights anytime so you can travel when and where you want – no blackout periods.
You can truly relax while you’re travelling with comprehensive coverage now including Trip Cancellation insurance¹⁶.

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more Petro-Points when you pay with your linked WestJet RBC World Elite Mastercard¹³.

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked WestJet RBC World Elite Mastercard¹⁴.

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees on orders of $15+ when you pay with your WestJet RBC World Elite Mastercard¹⁵.

Enjoy airport lounges worldwide
Your WestJet RBC World Elite Mastercard entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass¹². This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com

Insurance Coverage

Mobile Device Insurance¹⁶
Trip Cancellation Insurance¹⁶
Out-of-Province/Country Emergency Medical Insurance¹⁶
Trip Interruption Insurance¹⁶
Flight Delay Insurance¹⁶
Travel Accident Insurance¹⁶
Auto Rental Collision/Loss Damage Waiver Insurance¹⁶
Delayed Baggage Insurance¹⁶
Hotel/Motel Burglary Insurance¹⁶
Purchase Security and Extended Warranty Insurance¹⁶

21.99% Balance Transfer and Cash Advance rate if you reside in Quebec.

¹ To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between February 5, 2026 and August 31, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”).

The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive the additional 20,000 WestJet points (“Additional WestJet Points”), (i) a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Click here for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.

MBNA Rewards World Elite® Mastercard®

GCR Rebate
$100

Initial Rewards
Up to 30,000 bonus points

Credit Needed
Good

20,000 points after $2,000 in eligible purchases and 10,000 points once enrolled for e-statements.

Select

Earn up to 30,000 bonus MBNA Rewards Points

20,000 bonus points^†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases
within the first 90 days of your account opening.
10,000 bonus points^††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first
90 days of account opening.

FEATURES

Earn 5 points^‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point^‡ for every $1 on all other eligible purchases
Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points
Redeem points^‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel
Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances
Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
$120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one)
To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater^††††

This offer is not available for residents of Quebec.

††, ‡, ✪, ***, ††††, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

Scotiabank Platinum American Express® Card

GCR Rebate
$175

Initial Rewards
Up to 80,000 Scene+ points

Credit Needed
Excellent

Earn up to $2,500 in value in your first 14 months, including up to 80,000 bonus Scene+ points.

Select

Earn up to $2,500* in value in the first 14 months, including up to 80,000* bonus Scene+ points.

Offer valid October 31, 2025 - July 1, 2026.

FEATURES

Earn 2X Scene+ points for every $1 spent on all your eligible purchases.
Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
Mobile Device Insurance coverage
10 complimentary Airport Lounge Passes per year
Platinum VIP Offers+
American Express Invites^®
Premium Complimentary Concierge Services

Rates, fees and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

American Express® Green Card

GCR Rebate
$15

Initial Rewards
10,000 Membership Rewards^® points

Credit Needed
Good

Welcome Bonus of 10,000 Membership Rewards^® points when you charge $1,000 in purchases to your Card in the first 3 months.

Select

Earn a Welcome Bonus of 10,000 Membership Rewards^® points

As a new American Express^® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards^® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.
That’s $100 towards groceries or concert tickets!

FEATURES

Get the Card that lets you live in the moment while getting ready for the future. The American Express^® Green Card lets you go for it with every swipe or tap of your Card.

Earn 1x the points on Card purchases.
Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit).
With Amex Experiences^TM and Front Of The Line^® Amex Presale Tickets, American Express Cardmembers get access to amazing events in Canada.
Transfer points 1:1 to several frequent flyer and other loyalty programs.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Green Card Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

Scotiabank Passport® Visa Infinite Privilege* Card

GCR Rebate
$200

Initial Rewards
Earn up to 100,000 bonus Scene+ points

Credit Needed

Earn up to 100,000 bonus Scene+ points within your first 14 months. No foreign transaction fees.

Select

Earn up to 100,000 bonus Scene+ points within your first 14 months.*

Earn 30,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.

Earn an additional 45,000 bonus Scene+ points when you spend at least $20,000 in everyday eligible purchases in your first 6 months.

Earn an additional 25,000 bonus Scene+ points when you make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened.

Offer valid January 2, 2026 – April 30, 2026.

FEATURES

Earn 3X the Scene+ points for every $1 you spend on eligible travel purchases.
Earn 2X the Scene+ points for every $1 you spend on eligible dining and entertainment.
Earn 1X the Scene+ points for every $1 you spend on all other eligible purchases.
Plus, earn an extra 3X the points* on hotel bookings, car rentals, and things to do when you book through Scene+ Travel, Powered by Expedia.

As the primary cardholder, each year you’ll get a $250 statement credit on your first travel booking with Scene+ Travel, Powered by Expedia.
Enjoy a $150 reduction of your annual fee with an Ultimate Package account.

Plus enjoy:

No Foreign Transaction Fees
10 Complimentary Airport Lounge Access
Comprehensive Travel Insurance coverage
Visa Infinite* Concierge Services
Visa Infinite* Hotel Collection
Visa Infinite* Dining and Wine Country program

Rates, fees and other information are effective as of January 2, 2026. Subject to change.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders of the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

MBNA Rewards Platinum Plus® Mastercard®

GCR Rebate
$75

Initial Rewards
Up to 10,000 bonus points

Credit Needed
Good

4 points for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days

Select

Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually.

You could also receive up to 10,000 bonus points^††

5,000 bonus points^†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first
90 days of your account opening
5,000 bonus points^†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days
of account opening

FEATURES

Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
Redeem points^‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel
Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances
Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
No annual fee

This offer is not available for residents of Quebec.

‡, ††, ✪, ***, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Neo Mastercard®

GCR Rebate
$60

Initial Rewards
Unlimited transactions, no annual fees

Credit Needed
Good

Select

Canada’s first credit card designed to grow with you.

Start today and get approved instantly. We’ll help you build your credit and borrow better.

FEATURES

Guaranteed*, instant approval and access to virtual card to start using immediately
Credit limit increases in as little as 3 months*
No annual fees, no overlimit fees and unlimited transactions
Add one additional cardholder and earn cashback twice as fast
Up to 15% back at over 10,000 Neo partners across Canada

Everyday cashback

1% cashback on groceries

1% cashback on gas & EV charging

Insurances/Other:

Mastercard Zero Liability

Interest Rates

Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)

* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

CIBC Adapta™ Mastercard®

GCR Rebate
$0

Initial Rewards
Get up to $100 in value

Credit Needed

Join and get up to $100 in value with no annual fee!

Select

Join and get up to $100 in value^† with no annual fee!^†

FEATURES

Here’s how it adds up:

Receive a Welcome Bonus of 3,000 Adapta points after your first purchase (up to $25 value)^†
Get 3,000 Adapta points when you spend $1,000 in the first 4 monthly statement periods (up to $25 value)^†
Includes membership to Roadside Assistance^† after you make your first purchase. Services include battery boosting,
gas delivery, towing and more, offered by Dominion Automobile Association ($50 value)^†

How do Adapta points work?

Each month, you’ll automatically earn:
• 1.5 Adapta points for every dollar you spend in your top 3 spend categories.^†; or
• 2 Adapta points for every dollar you spend on eligible travel purchases made through CIBC by Expedia^†; or
• 1 Adapta point for every dollar you spend on all other purchases.^†

What are Adapta points worth?

• 1,500 Adapta points are worth $10 when redeemed towards your credit card balance or a recent purchase.^†
• 1,200 Adapta points are worth $10 when redeemed towards select CIBC financial products.^†

Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Adapta Mastercard with Skip.^†

Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Adapta Mastercard with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer,
Fas Gas, Ultramar and Chevron gas stations.^†

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Adapta card within the last 12 months.^†

^†Terms and Conditions Apply. Select Apply Now to learn more.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

Scotiabank® Sceneᐩ™ Visa* Card

GCR Rebate
$60

Initial Rewards
10,000 Scene+ points

Credit Needed
Good

Earn up to 10,000 bonus Scene+ points within your first 3 months.

Select

Earn up to 10,000 bonus Scene+ points within your first 3 months.*

Offer valid January 2, 2026 – July 1, 2026.

FEATURES

Earn 2x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco and more.
Earn 2x Scene+ points* for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca.
Earn 2x Scene+ points* for every $1 you spend at Cineplex theatres or online at cineplex.com.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
No annual fee including on supplementary cards*.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

Scotiabank American Express® Card

GCR Rebate
$60

Initial Rewards
7,500 Scene+™ points

Credit Needed

Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).

Select

Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).*

Offer valid October 31, 2025 - April 30,2026.

FEATURES

Earn 3x Scene+ points¹ on every $1 you spend at Sobeys, Safeway, Freshco and more.
Earn 2x Scene+ points¹ for every $1 you spend on restaurants, fast food, drinking establishments and other eligible grocery stores. Includes popular food delivery and food subscriptions.
Earn 2x Scene+ points¹ for every $1 you spend on eligible entertainment purchases.Includes movies, theatre and ticket agencies stores.
Earn 2x Scene+ points¹ for every $1 you spend on eligible gas and daily transit.Includes rideshares, buses, subway, taxis and more.
Earn 2x Scene+ points¹ for every $1 you spend on eligible select streaming services.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
Mobile Device Insurance coverage
American Express Invites^®

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

RBC® IONᐩ Visa Card

GCR Rebate
$0

Initial Rewards
Get up to 21,000 Avion points!

Credit Needed

Get 7,000 Welcome Points and earn 14,000 bonus points when you spend $1,500 in your first 6 months

Select

Get up to 21,000 Avion points^ - that’s up to $150 of value in gift cards^†!

Get 7,000 Welcome Points and earn 14,000 bonus points when you spend $1,500 in your first 6 months.^

Apply by May 6, 2026.

FEATURES

• Earn 3X¹ Avion points for every $1 spent on:

Grocery, Dining & Food Delivery - Satisfy your taste buds by earning points on groceries, dining out, food delivery.ⁱ
Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.ⁱⁱ
Streaming, Digital Gaming & Subscriptions– Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.ⁱⁱⁱ

• Earn 1 Avion point for every $1 spent on all other qualifying purchases¹

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card⁴

Earn more Moi points at Metro
Earn 1 extra Moi point for every $2 spent at Metro, Food Basics, Super C, Jean Coutu, Brunet and Première Moisson when you swipe your Moi Rewards card and pay with your linked RBC card (minimum purchase required)⁸

Earn more Be Well points at Rexall
Link your eligible RBC Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall⁵

DoorDash
Add your credit card to your DoorDash account and get a 6-month complimentary DashPass subscription⁶

Students or Anyone 24 and Younger Receive an Annual Fee Rebate
Get the annual fee rebated if you open an RBC Advantage™ Banking Account for Students⁷

Mobile Device Insurance³ Included
Get 2 years of coverage, up to $1,000, in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.

Purchase Security and Extended Warranty Insurance³
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

21.99% Balance Transfer and Cash Advance rate if you reside in Quebec.

^ This offer only applies to new applications for an RBC ION+ Visa credit card received between January 21, 2026 and May 6, 2026 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC ION+ Visa credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC ION+ Visa credit card during the Offer Period, are not eligible for this offer.

7,000 Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC ION+ Visa credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

14,000 additional Avion points (“Bonus Points”) will be awarded to you if a total of $1,500 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Credit Card Account within the first six (6) months from your Credit Card Account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty (60) days after you reach $1,500 in Qualifying Transactions, provided your Credit Card Account is in good standing at the time the Bonus Points are credited to your account.

† To get $150 worth of gift cards/certificates, you will need a total of 21,000 Avion points. Minimum redemption of 1,400 Avion points for most $10 gift cards/certificates. Some exceptions apply. Point redemption values may fluctuate. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, as well as for current point redemption values, please visit https://www.avionrewards.com/terms-and-conditions.html or call 1-800-769-2512.

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must notify GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.

RBC® ION Visa Card

GCR Rebate
$0

Initial Rewards
Get up to 11,000 Avion points!

Credit Needed

Get 4,000 Welcome Points and earn 7,000 bonus points when you spend $500 in your first 3 months.

Select

Get up to 11,000 Avion points^ - that's up to $75 of value in gift cards^†!

Get 4,000 Welcome Points and earn 7,000 bonus points when you spend $500 in your first 3 months.

Apply by May 6, 2026.

FEATURES

• Earn 1.5X Avion points¹ on:

Grocery - Satisfy your taste buds by earning points on groceriesⁱ
Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging. ⁱⁱ
Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.ⁱⁱⁱ

• Earn 1 Avion point for every $1 spent on all other qualifying purchases¹

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card⁴

Earn more Moi points at Metro
Earn 1 extra Moi point for every $2 spent at Metro, Food Basics, Super C, Jean Coutu, Brunet and Première Moisson when you swipe your Moi Rewards card and pay with your linked RBC card (minimum purchase required)⁷

Earn more Be Well points at Rexall
Link your eligible RBC Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall⁵

Save Big on Delivery with DoorDash
Add your credit card to your DoorDash account and get a 6-month complimentary DashPass subscription⁶

Purchase Security and Extended Warranty Insurance³
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

21.99% Balance Transfer and Cash Advance rate if you reside in Quebec.

^ This offer only applies to new applications for an RBC ION Visa credit card received between January 21, 2026 and May 6, 2026 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC ION Visa credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC ION Visa credit card during the Offer Period, are not eligible for this offer.

4,000 Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC ION Visa credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

7,000 additional Avion points (“Bonus Points”) will be awarded to you if a total of $500 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Credit Card Account within the first three (3) months from your Credit Card Account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty (60) days after you reach $500 in Qualifying Transactions, provided your Credit Card Account is in good standing at the time the Bonus Points are credited to your account.

† To get $75 worth of gift cards/certificates, you will need a total of 11,000 Avion points. Minimum redemption of 1,400 Avion points for most $10 gift cards/certificates. Some exceptions apply. Point redemption values may fluctuate. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, as well as for current point redemption values, please visit https://www.avionrewards.com/terms-and-conditions.html or call 1-800-769-2512.

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must notify GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.

TD Rewards Visa* Card

GCR Rebate
$30

Initial Rewards
Earn a value of $50^† in TD Rewards Points^†

Credit Needed

Earn a value of $50^† in TD Rewards Points^† to use on eligible Amazon.ca purchases, plus no Annual Fee.

Select

Earn a value of $50^† in TD Rewards Points^† to use on eligible Amazon.ca purchases, plus no Annual Fee.

Conditions Apply.

OFFER DETAILS

Earn 15,152 TD Rewards Points^† (a value of $50 on Amazon.ca^†) when you spend $500 within 90 days of Account opening^†. Conditions apply.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.

FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills streaming services or booking travel. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

Your card also allows you to enjoy:

Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia^® For TD, Starbucks^® and more.
Mobile device insurance of up to $1,000 if you lose or damage your phone^†.
Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points.
Conditions apply.

Earning TD Rewards Points

Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia^® For TD^†
Earn 3 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†
Earn 2 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†
Earn more at Starbucks: Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.

PC® Mastercard®

GCR Rebate
$35

Initial Rewards
Earn 20K points!

Credit Needed
Fair

Earn 20K points when you spend $50 or more at participating stores within 60 days of account approval.

Select

Earn 20,000 PC Optimum^TM welcome points when you spend $50 or more at participating stores within 60 days of account approval.**

FEATURES

Get to free fast with a no annual fee PC^® Mastercard^®.

Earn 10 points for every $1 spent at grocery stores that participate in the PC Optimum™ program*
Earn at least 30 points per litre at Esso™ and Mobil™ stations*
Earn 25 points for every $1 spent at Shoppers Drug Mart^®*
Earn 10 points for every $1 spent dining, transit, and everywhere else*
All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Quebec Cash Advance interest rate: 21.97%

** Offer valid for new President’s Choice Financial^® Mastercard^® cardholders who apply by Dec 31, 2026. Earn a one-time bonus of 20,000 PC Optimum™ points when you spend $50 CDN or more in total qualifying purchases at participating Loblaw banner grocery stores, The Mobile Shop™ stores, Joe Fresh^® stores, Shoppers Drug Mart^® stores, Pharmaprix® stores, Esso™ or Mobil™ stations in Canada within 60 days of account approval. Visit pcoptimum.ca for participating stores. Qualifying purchases must be made with your new PC Financial^® Mastercard^®. Date of account approval is the date of the PC Financial^® email confirming that your PC Financial^® Mastercard^® is approved.

Qualifying purchases excludes refunds, cash advances, balance transfers, interest charges, fees, credit or debit adjustments. Any refunds or merchant credits received during the offer period will reduce your total purchase amount for the purposes of this offer. Cannot be used with any other promotions or offers. Offer has no cash value. Your President’s Choice Financial^® Mastercard^® account must be open and in good standing at the time points are awarded. Offer applies to new accounts only. This introductory offer is limited to one per new PC Financial^® Mastercard^® account and may be terminated or changed at any time without notice. Allow 4-6 weeks from qualifying purchase(s) for bonus PC Optimum™ points to be awarded.

* Conditions apply to all benefits. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC^® Mastercard^®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC^® Mastercard^® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Must activate card to get Cash Back Rebate.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Must activate card to get cash back.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval and activation.
• Cash Back not offered on repeat cardholders of the same card.

NOTE: You must contact GCR within 4 months to report a missing rebate otherwise the rebate is void.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC^® Mastercard^®.

PC® World Elite Mastercard®

GCR Rebate
$50

Initial Rewards
Earn 20K points!

Credit Needed
Fair

Earn 20K points when you spend $50 or more at participating stores within 60 days of account approval.

Select

Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program*
Earn at least 30 points per litre at Esso™ and Mobil™ stations*
Earn 45 points for every $1 spent at Shoppers Drug Mart^®*
Earn 10 points for every $1 spent dining, transit, and everywhere else*
All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Emergency Medical Insurance: For trips up to 10 days from date of departure, for those under age 65. Conditions apply

Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.

Quebec Cash Advance interest rate: 21.97%

** Offer valid for new President’s Choice Financial^® Mastercard^® cardholders who apply by Dec 31, 2026. Earn a one-time bonus of 20,000 PC Optimum™ points when you spend $50 CDN or more in total qualifying purchases at participating Loblaw banner grocery stores, The Mobile Shop™ stores, Joe Fresh^® stores, Shoppers Drug Mart^® stores, Pharmaprix® stores, Esso™ or Mobil™ stations in Canada within 60 days of account approval. Visit pcoptimum.ca for participating stores. Qualifying purchases must be made with your new PC Financial^® Mastercard^®. Date of account approval is the date of the PC Financial^® email confirming that your PC Financial^® Mastercard^® is approved.

Qualifying purchases excludes refunds, cash advances, balance transfers, interest charges, fees, credit or debit adjustments. Any refunds or merchant credits received during the offer period will reduce your total purchase amount for the purposes of this offer. Cannot be used with any other promotions or offers. Offer has no cash value. Your President’s Choice Financial^® Mastercard^® account must be open and in good standing at the time points are awarded. Offer applies to new accounts only. This introductory offer is limited to one per new PC Financial^® Mastercard^® account and may be terminated or changed at any time without notice. Allow 4-6 weeks from qualifying purchase(s) for bonus PC Optimum™ points to be awarded.

* Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC^® World Elite Mastercard^®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC^® Mastercard^® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

PC® World Mastercard®

GCR Rebate
$45

Initial Rewards
Get 20,000 points!

Credit Needed
Fair

Get 20,000 points with a new PC® Mastercard® and no annual fee.

Select

Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program*
Earn at least 30 points per litre at Esso™ and Mobil™ stations*
Earn 35 points for every $1 spent at Shoppers Drug Mart^®*
Earn 10 points for every $1 spent dining, transit, and everywhere else*
All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Quebec Cash Advance interest rate: 21.97%

** Offer valid for new President’s Choice Financial^® Mastercard^® cardholders who apply by Dec 31, 2026. Earn a one-time bonus of 20,000 PC Optimum™ points when you spend $50 CDN or more in total qualifying purchases at participating Loblaw banner grocery stores, The Mobile Shop™ stores, Joe Fresh^® stores, Shoppers Drug Mart^® stores, Pharmaprix® stores, Esso™ or Mobil™ stations in Canada within 60 days of account approval. Visit pcoptimum.ca for participating stores. Qualifying purchases must be made with your new PC Financial^® Mastercard^®. Date of account approval is the date of the PC Financial^® email confirming that your PC Financial^® Mastercard^® is approved.

Qualifying purchases excludes refunds, cash advances, balance transfers, interest charges, fees, credit or debit adjustments. Any refunds or merchant credits received during the offer period will reduce your total purchase amount for the purposes of this offer. Cannot be used with any other promotions or offers. Offer has no cash value. Your President’s Choice Financial^® Mastercard^® account must be open and in good standing at the time points are awarded. Offer applies to new accounts only. This introductory offer is limited to one per new PC Financial^® Mastercard^® account and may be terminated or changed at any time without notice. Allow 4-6 weeks from qualifying purchase(s) for bonus PC Optimum™ points to be awarded.

* Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC^® World Mastercard^®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC^® Mastercard^® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Simplii Financial™ Cash Back Visa* Card

GCR Rebate
$60

Initial Rewards
Earn 8% cash back

Credit Needed

Earn 8% cash back for your first 3 months up to $1,000 eligible spend.

Select

Earn 20% cash back^†!

Earn 20% cash back^† for your first 3 months on up to $500 spend on eligible gas, groceries, drugstore purchases and pre-authorized payments.

FEATURES

Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year^†.

Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments,
up to $15,000 per year^†.

Earn 0.5% cash back on all other credit card purchases with no limit on how much you can earn^†.

Coverage

Purchase Security and Extended Protection Insurance^†.
Protect your purchases with double the manufacturer’s warranty, up to one additional year.

Send Money Abroad

Get cash back when you send a Global Money Transfer and pay with your Visa* Card^†.

Extra card fee: $0 (Up to 3 additional cards)
Credit Score: 600+
Purchase Interest Rate: 20.99%^‡
Balance Transfer Interest Rate: 22.99%^‡
Cash Advance Interest Rate: 22.99%^‡

^†Terms and conditions apply. Click ‘Apply Now’ for complete details. Banking services are not available in Quebec.

^‡ "Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is for NEW Simplii customers only.
8. Cashback Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.

KOHO Financial

GCR Rebate
$35

Initial Rewards
Earn up to 3.5%

Credit Needed

Earn up to 3.5% on your balance.

Select

Reloadable Prepaid Mastercard^®, Cash Back, Interest Earning, No Fees

KOHO Essential Mastercard^® Prepaid Card/KOHO Essential

Earn 1% cash back on groceries, transportation, food & drinks

Up to 6.5% extra cash back at selected merchants

Earn 2% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.

Get access to a cash advance of up to $250* at 0% interest with Cover

Free Credit Score

Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $10 / month

All KOHO plans come with a free 30-day trial so you can see if it suits you

Annual Fee: $48 ($4/mo). Get this plan for $0 when you set up a recurring Direct Deposit or deposit $1000 each month into your KOHO account.

KOHO Extra Mastercard^® Prepaid Card/KOHO Extra

Earn 1.5% cash back on groceries, transportation, food & drinks

0.25% cash back on all other purchases

Up to 6.5% extra cash back at selected merchants

Earn 2.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.

Get access to a cash advance of up to $250* at 0% interest with Cover

Free Credit Score

No Foreign Exchange fees on any purchases

Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $7 / month instead of $10 / month (30% plan discount)

All KOHO plans come with a free 30-day trial so you can see if it suits you

Annual Fee: $144 ($12/mo)

KOHO Everything Mastercard^® Prepaid Card/KOHO Everything

Earn an extra 2% cash back on groceries, food & drinks on top of a minimum 0.5% cash back on all purchases

Up to 6.5% extra cash back at selected merchants

Earn 3.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.

Get access to a cash advance of up to $250* at 0% interest with Cover

Free Credit Score

No Foreign Exchange fees on any purchases

Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $5 / month instead of $10 / month (50% plan discount)

All KOHO plans come with a free 30-day trial so you can see if it suits you

Annual Fee: $177 ($14.75/mo)

*Terms and Conditions apply
Refer to Koho.ca for up-to-date terms and conditions.
Legal and product terms are available on Koho.ca.

Must activate your card and load funds into your KOHO account.
Must enter a valid mailing address to earn rebate.
Rebate is valid only for eligible new KOHO customers.

NOTE: Please contact GCR within 4 months to report a missing rebate otherwise the rebate is void.

CIBC Aventura® Visa Infinite* Card

GCR Rebate
$0

Initial Rewards
Earn up to $1,500 in value

Credit Needed
Good

Join and earn up to $1,500 in value in value including a first year annual fee rebate!

Select

Join and earn up to $1,500 in value including a first year annual fee rebate!^†

FEATURES

Here's how you can earn up to $1,500 in value

Get up to 45,000 Aventura Points (up to $900 in travel value^†):

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value^†
Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value^†
Plus, get a NEXUS^◊ Application Fee rebate^†: A $160 value^†

Plus, enjoy extra valuable travel benefits.

Travel when it’s right for you – your Aventura points don’t expire^†
Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Infinite Card with Skip.^†

Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Aventura^® Visa* Infinite Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

^†Terms and Conditions Apply. Select Apply Now to learn more.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Dividend® Visa Infinite* Card

GCR Rebate
$0

Initial Rewards
Earn up to $400 in value

Credit Needed
Good

Join and earn up to $400 in value including a first year annual fee rebate.

Select

Join and earn up to $400 in value including a first year annual fee rebate.^†

FEATURES

Here's how you can earn up to $400 in value

Earn a 10% cash back welcome bonus of up to $250 (first 4 statements^†)
A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.^†
First year annual fee rebate valued at $120.^†

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.^†

2% cash back on eligible transportation, dining purchases and recurring payments^†
1% cash back on all other purchases^†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking^®^†

Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.^†

Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Dividend^® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

^†Terms and Conditions Apply. Select Apply Now to learn more.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Aventura® Gold Visa* Card

GCR Rebate
$0

Initial Rewards
Earn up to $1,500 in value

Credit Needed
Good

Join and earn up to $1,500 in value in value including a first year annual fee rebate!

Select

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value^†
Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value^†
Plus, get a NEXUS^◊ Application Fee rebate^†: A $160 value^†

Plus, enjoy extra valuable travel benefits.

Travel when it’s right for you – your Aventura points don’t expire^†
Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Gold Visa Card with Skip.^†

Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Aventura^® Gold Visa* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

^†Terms and Conditions Apply. Select Apply Now to learn more.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

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