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Scotiabank Platinum American Express® Card
GCR Rebate
$175		   Initial Rewards
Up to 80,000 Scene+ points		   Credit Needed
Excellent
Earn up to $2,500 in value in your first 14 months, including up to 80,000 bonus Scene+ points.
Select
Earn up to $2,500* in value in the first 14 months, including up to 80,000* bonus Scene+ points.

Offer valid January 3, 2025 - October 31, 2025.



FEATURES
  • Earn 2X Scene+ points for every $1 spent on all your eligible purchases.

  • Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.

  • No Foreign Transaction Fees
  • Comprehensive Travel Insurance coverage
  • Mobile Device Insurance coverage
  • 10 complimentary Airport Lounge Passes per year
  • Platinum VIP Offers+
  • American Express Invites®
  • Premium Complimentary Concierge Services



Rates, fees and other information are effective as of January 3, 2025. Subject to change.

Savings and reward potential in first 14 months based on the following card usage and offers:
  • $800 in travel rewards (80,000 bonus Scene+ points) for new Scotiabank Platinum American Express Card clients who spend $3,000 within the first 3 months (to earn 60,000 points) and who spend $10,000 within the first 14 months (to earn an additional 20,000 points);

  • $205 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by card issuers);

  • $792 in travel rewards (74,188 Scene+ points) on everyday purchases based on average annual first year spend per account;

  • $788 value of a complimentary Priority Pass membership and free lounge passes per year for the primary cardholder (annual membership fee package of CAD$456/USD$329, which includes 10 lounge passes) and for one supplementary cardholder (basic annual membership fee of CAD$137/USD$99 plus 4 lounge passes at CAD$49/USD$35 each). Currency conversion as at October 25, 2024.

Potential 14-Month Value = up to $2,585

Actual savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.




Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
MBNA True Line® Mastercard®
GCR Rebate
$40		   Initial Rewards
0% promotional annual interest rate		   Credit Needed
Good
0% promotional annual interest rate for 12 months on balance transfers.
Select
You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee.



FEATURES
  • No annual fee
  • Standard Annual Interest Rates of 12.99% on purchases, 17.99% on balance transfers✪, and 24.99% on cash advances
  • This card is made from 100% recycled plastic
  • Around-the-clock fraud protection
  • Use available credit on your credit card to transfer funds right to your chequing account


†, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
Scotiabank Value® VISA* Card
GCR Rebate
$80		   Initial Rewards
0.99 % introductory interest rate on balance transfers		   Credit Needed
Good
0.99 % introductory interest rate on balance transfers for the first 9 months. Plus no annual fee in the first year!
Select
0.99 % introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 13.99% after that; annual fee $29).*

Plus no annual fee in the first year.*

Offer valid January 3, 2025 - October 31, 2025.



FEATURES
  • Save hundreds of dollars in interest a year

  • Low 13.99% interest rate

  • Pay down balances faster

  • Simplify your monthly payments



Rates, fees and other information are effective as of January 3, 2025. Subject to change.

*Offer Description and Conditions: The Introductory 0.99% Balance Transfer Rate and First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotiabank Value Visa credit card accounts (“Accounts”) that are opened by subject to the conditions below. We will waive the annual fee for the primary card opened between January 3, 2025 and October 31, 2025 on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
American Express® Essential™ Card
GCR Rebate
$20		   Initial Rewards
12.99% Annual Interest Rate		   Credit Needed
Good
Enjoy exclusive ticket access, virtual events, live performances and more with Amex ExperiencesTM.
Select
Low annual interest rate of 12.99%



FEATURES
  • Enjoy an annual interest rate of 12.99% on purchases and funds advances.

  • With an annual interest rate of 12.99%, you can save on interest payments if you choose to carry a balance and make your minimum monthly payments on time.

  • Access virtual events and special offers curated for Cardmembers with Amex ExperiencesTM.

  • Shop with confidence Benefit from coverage that can help protect your eligible card purchases – from your favourite local boutique to your online shopping cart.

  • 24/7 Customer service Wherever you are in the world, we're here for you 24/7.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Essentials Card members
• NOTE : You must reply to us within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
MBNA True Line® Gold Mastercard®
GCR Rebate
$40		   Initial Rewards
Low 10.99% Interest Rate		   Credit Needed
Good
Standard Annual Interest Rates of 10.99% on purchases, 13.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
Select
Low 10.99% standard interest rate on purchases



FEATURES
  • $39 annual fee
  • Standard Annual Interest Rates of 10.99% on purchases,13.99% on balance transfers✪, and 24.99% on cash advances
  • This card is made from 100% recycled plastic
  • Around-the-clock-fraud protection
  • Use available credit on your credit card to transfer funds right to your chequing account


✪ Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
TD Low Rate Visa* Credit Card
GCR Rebate
$50		   Initial Rewards
Low annual interest rate of 12.90%†		   Credit Needed
Save on interest with a low annual interest rate of 12.90%† for Purchases and Cash Advance transactions.
Select
A credit Card you can rely on with a low interest rate.




FEATURES

With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.
  • Save on interest with a low annual interest rate of 12.90%† for Purchases and Cash Advance transactions.
  • Option to Purchase Travel Medical Insurance† and Trip Cancellation/Trip Interruption Insurance†.
  • Earn 50% more Stars at participating Starbucks® stores. Conditions apply.
  • Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay† or Samsung Pay†. It's an easy
    and secure way to pay.




† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
RBC® Visa‡ Classic Low Rate Option
GCR Rebate
$0		   Initial Rewards
Low interest rate		   Credit Needed
Low annual fee.
Select

Save with a Fixed Low Annual Interest Rate.



FEATURES
  • Low, fixed interest rate on purchases, cash advances and balance transfers
  • Low annual fee
  • Purchase security and extended warranty insurance4

  • Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

  • Get $0 delivery fees for 3 months from DoorDash14 - Add your eligible RBC credit card to your DoorDash account to:
    - Get a 3-month complimentary DashPass subscription15 – a value of almost $30
    - Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card


Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track sales for commission purposes.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
Vancity enviro™ Visa* Classic card Low Interest rate
GCR Rebate
$0		   Initial Rewards
Get your first year annual fee waived ($50 rewards value)		   Credit Needed
1 point for every $2 spent on all purchases and 2x the points when booking travel through Vancity Rewards.
Select
Vancity enviro™ Visa* Classic card Low interest rate plus Vancity Rewards

Welcome offer! Get your first year annual fee waived ($50 rewards value)^


Offer valid until March 31, 2025.
^Terms and conditions apply – for full details click the Apply button.

Card is available to British Columbia residents only.


5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:
  • Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
  • 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.


Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.
  • 1 point for every $2 spent on all purchases.
  • 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:
  • Cash back‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

  • Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

  • Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

  • Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.


Insurances
  • Common carrier travel accident insurance up to $200,000. §
  • Purchase security insurance. §
  • Extended warranty insurance. §


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic-low-interest-vancity-rewards

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
CIBC Select Visa* Card
GCR Rebate
$0		   Initial Rewards
Get 0% interest for up to 10 months		   Credit Needed
Good
Get 0% interest for up to 10 months with a 1% transfer fee and a two year annual fee rebate.
Select
Transfer your credit card balance of $100 or more - Get 0% interest for up to 10 months with a 1% transfer fee† and a two year annual fee rebate.†



FEATURES
  • Transfer up to 50% of your assigned credit limit†

  • If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest

  • Take advantage of this 0% introductory interest rate on balance transfers of $100 or more for your first 10 months. You’ll only have to pay a 1% fee† when you transfer your balance from another card to the CIBC Select Visa Card


This balance transfer offer is only available at the time of your online application.† Simply tick the checkbox to select the balance transfer option when you’re filling out your application.

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Balance transfers of amounts less than $100 are not eligible for this promotional balance transfer offer and will be subject to the regular interest rate for Cash Advances applicable to your account.



Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Select Visa Card with Skip.†

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†



†Terms and Conditions Apply. Select Apply Now to learn more.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.