Full Site Sign Up

Filter : Neo


See Selections You must be logged in to use selection filter
Neo Mastercard®
GCR Rebate
$60		   Initial Rewards
Unlimited transactions, no annual fees		   Credit Needed
Good
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
Select
Neo Mastercard® -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.



FEATURES
  • Earn an average 5%+¹ cashback at thousands of partners.

  • No annual fees, no overlimit fees and unlimited transactions.

  • Earn up to $680 in annual cashback¹.

  • Upgradeable perks across dining, gas and grocery, travel, and more

  • Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

  • View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.


Get cashback with Shell
  • Earn 2% cashback at the pump or convenience store locations
  • Earn 4% cashback on transactions made through the Shell App
  • Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Upgrade to Premium

Upgrade to Premium for only $4.99/month and get the first 3 months free.
Plus get more cashback + exclusive perks and features.


Everyday cashback
  • Up to 4% on gas and grocery
  • Up to 1% cashback on everything else




Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Neo World Elite® Mastercard
GCR Rebate
$100		   Initial Rewards
Boost your rewards up to 7% with Neo Everyday account		   Credit Needed
Get up to 5% cashback on groceries, recurring bills and gas.
Select
Get rewarded with real money instead of points.



FEATURES
  • 5% cashback on groceries1
  • 4% cashback on recurring bills1
  • 3% cashback on gas1
  • 1% cashback back on everything else1


Boost Your Cashback
  • Bank with a Neo Everyday account and boost your rewards up to 7% on groceries, 5% on recurring bills, and 4% on gas. The higher your balance is, the higher your cashback rate is.

  • Shop at over 10,000 network partners and earn an additional average of 5% cashback on top of your everyday cashback.2


Additional Card Benefits
  • Mastercard World Elite® Travel benefits2

  • Extended Warranty & Purchase Protection: Extends manufacturer’s warranty and provides protection for damaged or stolen items.3

  • Auto Rental Collision Loss Damage: Coverage for damages or theft in rental vehicles, providing additional financial protection for renters.3

  • Comprehensive Travel Insurance: Out of province or country emergency medical, delayed and lost baggage, flight delay, trip cancellation/interruption, and more!3


Purchase Interest Rate: 19.99% - 26.99%
(Newfoundland and Quebec: 19.99% - 23.99%)


Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

The Neo Everyday account is provided by Peoples Bank of Canada.
Neo World Elite® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Neo World Mastercard®
GCR Rebate
$50		   Initial Rewards
Boost your rewards up to 4% with a a Neo Everyday account		   Credit Needed
2% cashback on groceries, recurring bills and gas plus no annual fee. Boost your rewards up to 4% with a a Neo Everyday account.
Select
Get rewarded with real money instead of points - and no Annual Fee.



FEATURES
  • 2% cashback on groceries1
  • 2% cashback on recurring bills1
  • 2% cashback on gas1
  • 0.5% cashback back on everything else1

  • No annual fee


Boost Your Cashback
  • Bank with a Neo Everyday account and boost your rewards up to 4% on groceries, recurring bills, and gas. The higher your balance is, the higher your cashback rate is.

  • Shop at over 10,000 network partners and earn additional cashback on top of your everyday cashback.2


Purchase Interest Rate: 19.99% - 29.99%
(Newfoundland and Quebec: 19.99% - 23.99%)


Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

The Neo Everyday account is provided by Peoples Bank of Canada.
Neo World Elite® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Cathay World Elite® Mastercard® - powered by Neo
GCR Rebate
$100		   Initial Rewards
Get up to 40,000 Asia Miles		   Credit Needed
Get up to 40,000 Asia Miles and 15% off flights.
Select
Cathay World Elite® Mastercard® – powered by Neo


Get up to 40,000 Asia Miles1 and 15% off flights2
• 20,000 Asia Miles upon card activation
• 20,000 additional Asia Miles after spending $5,000 within 3 months of application start date


FEATURES

Earn Asia Miles on everyday spend
For every $1 spent on the Cathay World Elite Mastercard, you will get:
  • 5x Asia Miles when you spend at thousands of Neo partners nationwide
  • 2x Asia Miles spent on flights booked directly with Cathay Pacific
  • 2x Asia Miles spent on purchases made in foreign currencies
  • 1x Asia Mile per dollar spent on purchases in Canada

Travel Benefits
  • Priority online check-in
  • Access to 1,300+ DragonPass airport lounges in more than 140 countries
  • Wi-Fi In-flight and at 1M+ Boingo hotspots around the world
  • Thousands of unique and memorable Priceless.com experiences worldwide

Insurance Coverage:
  • Purchase protection
  • Extended warranty
  • Flight cancellation
  • Flight delay
  • Baggage loss
  • Car rental theft and damage, and more


1,2 Click on Apply Now to view full Terms and Conditions on merchant website.
The Cathay World Elite® Mastercard® is not available in Quebec.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Secured Neo Mastercard
GCR Rebate
$25		   Initial Rewards
   Credit Needed
Select
Build your credit history and get unlimited transactions, no annual fees and no overlimit fees. Plus get a $25 sign up bonus!



FEATURES
  • A physical and digital secured card that doesn't require a hard credit check
  • Guaranteed approval for all Canadians1
  • Earns cashback on everyday spending
  • Average 5% at partners
  • 15% welcome bonus on first purchase at most partners
  • 1% minimum cashback guarantee across all purchases
  • No monthly or annual fees for free Standard rewards plans
  • Track spending with real time notifications and view balance in seconds
  • Cash out your rewards at any time.
  • Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
  • Security funds will be fully returned if card is closed and balance is paid off
  • Security funds minimum of only $50

~ Only $5 a month



Get cashback with Shell
  • Earn 2% cashback at the pump or convenience store locations
  • Earn 4% cashback on transactions made through the Shell App
  • Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Everyday cashback
  • Up to 4% on gas and grocery
  • Up to 1% cashback on everything else



Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Neo : Carte Neo avec crédit sécurisé
GCR Rebate
$25		   Initial Rewards
   Credit Needed
Select

Un crédit tourné vers l’avenir, pas le passé


Avec une approbation garantie¹, aucuns frais annuels² et des remises en argent illimitées, la carte Neo vous offre un moyen plus facile de commencer à utiliser du crédit.

AVANTAGES

Tous les avantages de la carte Neo sans frais annuels ni frais de dépassement de limite².

  • Obtenez une moyenne de 5 % de remises en argent illimitées⁴ auprès de milliers de partenaires Neo.
  • Gagnez jusqu’à 15 % de remises en argent⁴ sur votre premier achat auprès des partenaires participants.
  • Si le taux global de vos remises tombe en dessous de 0,5 %, nous ajouterons une remise complémentaire⁵.

 

  • Les vérifications approfondies du crédit ne sont pas requises pour obtenir la carte Neo avec crédit sécurisé. L’approbation est garantie¹ et instantanée peu importe votre cote de crédit.
  • La carte Neo avec crédit sécurisé et la carte ordinaire n’ont pas de frais mensuels ni annuels².
  • La carte Neo avec crédit sécurisé vous récompense avec des remises en argent auprès de milliers de partenaires, le tout sans frais mensuels ni annuels².
  • La limite de crédit correspond au montant de votre fonds de sécurité. La somme minimale pour le fonds de sécurité est de 50 $.
  • Si votre solde est payé, votre fonds de sécurité vous est retourné quand vous fermez votre compte et avez complètement remboursé votre solde, ou quand vous passez de la carte Neo avec crédit sécurisé à la carte Neo ordinaire.

Obtenez une remise en argent avec Shell
  • Gagnez 2 % de remises en argent à la pompe ou dans les boutiques de dépannage.
  • Gagnez 4 % de remises en argent sur les opérations effectuées avec l'appli Shell.
  • Amplifiez ces offres de 50 %2 lorsque vous ajoutez l'extra Achats courant à votre carte.
Offre valable en Colombie-Britannique, en Alberta, en Saskatchewan, au Manitoba et en Ontario.





Certaines conditions s’appliquent.

¹ Des conditions s’appliquent. Doit 1. avoir atteint l’âge de majorité dans votre province ou territoire; 2. résider au Canada; et 3. mettre de côté des fonds de sécurité.
² Pour le Québec : Relevés mensuels; aucuns frais mensuels ou annuels; période de grâce de 21 jours; paiement minimum de 10,00 $ ou de 5,0 % du solde total du relevé (montant le plus élevé des deux); taux sur les achats (19,99 % à 24,99 %) et taux sur les avances de fonds (22,99 % à 25,99 %).
³ Tel que déterminé le 19 octobre 2021 par les votes exprimés dans le cadre des prix RewardsCanada.ca Canada’s Choice awards.
⁴ Moyenne basée sur les offres actuelles auprès de certains partenaires. Les remises en argent varient selon les forfaits, les offres et les partenaires.
⁵ La remise en argent complémentaire varie selon les dépenses mensuelles et elle est limitée à 50 $ par mois.


Les cartes sont émises par ATB Financial en vertu d’une licence de Mastercard International Inc. Mastercard est une marque de commerce déposée et le concept des cercles est une marque de commerce de Mastercard International Inc.


* Le remboursement de GCR n'est pas éligible s'il est combiné avec une offre de bonus ou un code promotionnel différent lors de l'inscription à Neo

• Ne parcourez pas ou ne quittez pas la page de l'application avant qu'elle ne soit terminée.
• Veuillez cliquer à nouveau sur GCR si la session expire.
• Doit postuler en ligne.
• La remise en argent provient de GCR et sera affichée sur votre compte GCR lors de l'approbation de la carte.
• Financement minimum du compte de 50 $ requis
• La remise en argent n'est pas offerte aux titulaires réguliers de la même carte.
• La remise en argent est valable uniquement pour les nouveaux clients Neo éligibles.
• Une remise en argent par client pour le premier produit Neo demandé et approuvé.
• Aucune remise en argent sur les produits Neo La Baie d'Hudson.

• REMARQUE : Vous devez répondre à GCR dans les 4 mois pour signaler une remise manquante, sinon la remise est annulée.