Credit Card Comparison Details

GCR Rebate

Initial Rewards

Annual Card Fee

Purchase Rate

Balance Transfer Rate

Cash Advance Rate

American Express® Cobalt Card

$100		15,000 Membership Rewards® points		$156		21.99				21.99
		Earn 1,250 Membership Rewards® points for each monthly billing period when you spend $750 in purchases on your Card.

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Earn up to 15,000 Membership Rewards points

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards^® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets!

FEATURES

Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
Earn 3x the points on eligible streaming subscriptions in Canada.
Earn 2x the points on eligible ride shares, transit & gas in Canada.
Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.
Earn 1x point for every $1 in Card purchases everywhere else.
Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.
Transfer points 1:1 to several frequent flyer and other loyalty programs.
Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.
Access Front Of The Line^® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express^® Experiences.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Gold Rewards Card

$125		60,000 Membership Rewards® points		$250		21.99				21.99
		Earn 5,000 points for each monthly billing period in which you spend $1,000 in net purchases.

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Use of any promo code will void the rebate

Earn up to 60,000 Membership Rewards^® points

New American Express^® Gold Rewards Cardmembers, earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card

This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation.

FEATURES

Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

The Card is now available in your choice of Gold or Rose Gold metal options

Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card

You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online

As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply

Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used

Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit

Transfer points 1:1 to several frequent flyer and other loyalty programs

1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Scotiabank Passport® Visa Infinite* Card

$125		Up to 35,000 bonus Scene+ points		$150		20.99		22.99		22.99
		Earn up to $1,100 in value and up to 35,000 bonus Scene+ points in the first 12 months.

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Earn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points!

Offer valid July 2, 2024 - October 31, 2024.

FEATURES

Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more.
Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more).
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
No Foreign Transaction Fees
6 Complimentary Airport Lounge Access
Comprehensive Travel Insurance coverage
Visa Infinite* Concierge Services
Visa Infinite* Hotel Collection
Visa Infinite* Dining and Wine Country program

Savings and Reward potential in the first 12 months includes welcome offer value, first year earn point potential, foreign transaction fee and airport lounge savings as of Feb 28,2024:

$250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite card clients who spend $1000 within the first 3 months;
$100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your account each year (12 months);
$50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite card clients;
$100 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by card issuers);
$250 in first year point earn potential (25,000 Scene+ points) on every day purchases based on average annual first year spend per account with an average spend of 21% in 2x accelerator categories;
$350 value with a complementary Visa Airport Companion Program Membership and 6 lounge passes (annual membership plus one free visit approx. CAD $134/USD$99 plus 5 lounge passes at CAD$48/USD$35 per pass). Currency Conversions as of February 28, 2024.

Potential First Year Value = up to $1,100
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers.
Conditions apply*.

Rates, fees, offers and other information are effective as of July 2, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

Scotiabank Gold American Express® Card

$125		Up to 45,000 bonus Scene+ points		$120		20.99		22.99		22.99
		Earn up to $950 in value in the first 12 months, including up to 45,000 bonus Scene+ points.

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Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points*!

Offer valid July 2, 2024 - October 31, 2024.

FEATURES

Earn 6x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more.
Earn 5x Scene+ points* for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
Earn 5x Scene+ points* for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible gas and daily transit options.Includes rideshares, buses, subway, taxis and more.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible select streaming services.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
AMEX Offers^®
AMEX Front of the Line^®
American Express Invites^®
Complimentary Concierge Services

Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of February 28,2024:

$450 in travel rewards (45,000 bonus Scene+ points) for new Scotiabank Gold American Express clients who spend $1,000 within the first 3 months (to earn 25,000 points) and when you spend $7,500 within your first 12 months (to earn an additional 20,000 points);
$120 primary card annual fee waiver for the first year for new Scotiabank Gold American Express clients;
$55 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by card issuers);
$325 in first year point earn potential (32,500 Scene+ points) on everyday purchases based on average annual first year spend per account with an average spend of 25% in 5x accelerator and 5% in 3X accelerator categories.

Potential First Year Value= up to $950.
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.

Rates, fees and other information are effective as of July 02, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

RBC® Avion Visa Infinite

$0		Up to 55,000 bonus points		$120		20.99		22.99		22.99
		Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*

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Get up to 55,000 Avion points* (a value of up to $1,100^†), that’s enough to fly anywhere in North America or the Caribbean!

Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*

Apply by November 25, 2024.
Apply online and get a response in as little as 60 seconds.

FEATURES

Earn 1 Avion point for every dollar you spend^* and an extra 25% on eligible travel purchases.
Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
Avioners earn points that never expire so your points will be waiting for your next adventure.
Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
Get access to RBC offers which provides access to earn points faster at specified brands
Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
Avioners no longer need 14-days to book travel using the RBC grid
Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:
- Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
- Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

Rogers Red World Elite® Mastercard®

$50		Earn 3% cash back value when you redeem with Rogers		$0		20.99		22.99		22.99
		Get a 1.5x redemption bonus on eligible Rogers, Fido and Shaw purchases

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The Most Cash Back for Rogers Customers!

Earn 3% cash back value when you redeem with Rogers

2% cash back if you are an eligible Rogers, Fido or Shaw customer
PLUS get a 1.5x redemption bonus on eligible Rogers, Fido and Shaw purchases

FEATURES

2% cash back - no limits. Exclusively for eligible Rogers, Fido or Shaw customers
3% unlimited cash back rewards on all eligible purchases made in U.S. dollars
5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75 value)
50% more cash back every time you redeem for Rogers, Fido or Shaw purchases
$0 annual fee

Redeem without restrictions

Earn unlimited cash back rewards anywhere Mastercard is accepted and redeem them for everyday purchases like gas and groceries, big ticket items, or apply them directly to your Rogers, Fido or chatr bill.

Travel Benefits

Complimentary membership to Mastercard Travel Pass provided by DragonPass
Access to over 1,300 airport lounges worldwide
$32 USD per person per visit

Included Insurance Benefits

Extended Warranty and Purchase Protection
Rental Car Collision/Damage
Out-of-Province/Out-of-Country Emergency Medical
Trip Interruption
Trip Cancellation

Security Features

Transaction Monitoring & Alerts
Zero Liability
Secure and Contactless Payment
Mastercard Identity Check

Subject to credit approval PLUS minimum income requirement of $80,000 annual personal income or $150,000 annual household income.

To maintain eligibility, you must have an annual spend of $15,000 each year.

Please refer to www.rogersbank.com to read full card details.

Rogers Red Mastercard®

$50		10% cash back for the first 3 months up to $100!		$0		20.99		22.99		22.99
		Get 30% more cash back every time you redeem for Rogers, Fido or Shaw purchases

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Get $60 cash back!

Get $60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service⁴

PLUS get 1.5 times more cash back every time you redeem for Rogers purchases!

FEATURES

Best Cash Back Card in Canada for Rogers Customers

Rogers, Fido and Shaw postpaid customers can earn 2% cash back on all eligible purchases and get a 1.5x redemption bonus on Rogers, Fido and Shaw purchases – that’s a 3% cash back value.

Otherwise, earn 2% unlimited cash back on eligible U.S. dollar purchases and 1% on other eligible purchases.

Other Features

2% cash back - no limits. Exclusively for eligible Rogers, Fido or Shaw customers
5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75)
1.5 times more cash back every time you redeem for Rogers purchases

Transaction Monitoring & Alerts
Zero Liability
Secure and Contactless Payment
Mastercard Identity Check

10% cash back Welcome Bonus Offer available to new cardholders only.

Subject to credit approval.

Please refer to www.rogersbank.com to read full card details.

Scotia Momentum® Visa Infinite* Card

$125		10% cash back		$120		20.99		22.99		22.99
		10% cash back on all purchases for the first 3 months and no annual fee in the first year.

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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.

Offer valid November 1, 2023 - October 31, 2024.

FEATURES

Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.
Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
Earn 1% cash back on all other purchases with no cash back limit.
Visa Infinite* Concierge Services
Visa Infinite* Hotel Collection
Visa Infinite* Dining and Wine Country program
Comprehensive Travel Insurance & New Mobile Device Insurance coverage

Rates, fees and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

The Platinum Card® by American Express

$150		100,000 Membership Rewards® points		$799
		Earn 70,000 Welcome Bonus points after you charge $10,000 in your first 3 months of Cardmembership. Plus, earn 30,000 points when you make a purchase between 14 and 17 months.

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Unlock special experiences with the Platinum Card^®

Earn up to 100,000 Membership Rewards^® points - that’s up to $1,000 towards a weekend away

New Platinum^® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases
to your Card in your first 3 months of Cardmembership.

Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership.

FEATURES

Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
Access a $200 Annual Travel Credit through American Express Travel Online or Platinum Card^® Travel Service.
Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.
Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands.
Take full advantage of The American Express Global Lounge Collection^TM which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion^® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program.
Transfer points 1:1 to several frequent flyer and other loyalty programs..
Enjoy complimentary benefits that offer an average value of $600 USD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
Platinum Cardmembers can enjoy access to special events and unique opportunities.
Enjoy premium benefits at the Toronto Pearson Airport.
You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis.

Interest rate of 30% applies to each delinquent Due in Full charge. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time The Platinum Card by American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Aeroplan®* Reserve Card

$125		Up to 85,000 Aeroplan points		$599		21.99				21.99
		Earn up to $2,600 or more in value when you combine your welcome bonus points and card benefits.

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New American Express^® Aeroplan^®* Reserve Cardmembers can earn up to 85,000 Aeroplan points

Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months.

Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13.

That’s up to $2,600 or more in value when you combine your welcome bonus points and card benefits.

New Offer: Cardmembers can now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points. Offer ends December 31, 2024.

FEATURES

Highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada^®* and Air Canada Vacations^®*.
Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else.
Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling.
Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Café™ in North America for you and a guest, with a same day ticket on a departing Air Canada or Star Alliance flight.
Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights.
Roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
Get access to more than 1,200 Priority Pass™ airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class.
Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Aeroplan®* Reserve Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

MBNA Rewards World Elite® Mastercard®

$80		Up to 30,000 bonus points		$120		19.99		22.99		24.99
		20,000 points after $2,000 in eligible purchases and 10,000 points once enrolled for e-statements.

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Earn up to 30,000 bonus MBNA Rewards Points

20,000 bonus points^†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

10,000 bonus points^††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

FEATURES

Earn 5 points^‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point^‡ for every $1 on all other eligible purchases.
Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
Redeem points^‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

Scotiabank Platinum American Express® Card

$150		60,000 Scene+ points		$399		9.99		9.99		9.99
		Earn up to $2,100 in value in your first 14 months, including up to 60,000 bonus Scene+ points.

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Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points.

Offer valid November 1, 2023 - October 31, 2024.

FEATURES

Earn 2X Scene+ points for every $1 spent on all your eligible purchases
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
Mobile Device Insurance coverage
10 complimentary Airport Lounge Passes per year
Platinum VIP Offers+
American Express Invites^®
Premium Complimentary Concierge Services

Savings and reward potential in first 14 months based on the following card usage and offers:

$600 in travel rewards (60,000 bonus Scene+ points) when you spend $3,000 within your first 3 months (to earn 50,000 points) and when you spend $10,000 within your first 14 months (to earn an additional 10,000 points);
$141 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by other card issuers);
$742 in travel rewards (74,188 Scene+ points) on everyday purchases based on average annual first year spend per account;
$704 value of a complimentary Priority Pass membership and free lounge passes per year for the primary cardholder (annual membership fee package of CAD$400/USD$299, which includes 10 lounge passes) and for one supplementary cardholder (basic annual membership fee of CAD$132/USD$99 plus 4 lounge passes at CAD$43/USD$32 each). Currency conversion as at November 10, 2022.

Potential 14-Month Value = up to $2,187
Actual savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.

Rates, fees and other information are effective as of Nov.1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

American Express® Green Card

$30		10,000 Membership Rewards® points		$0		21.99				21.99
		Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months.

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Welcome Bonus of 10,000 Membership Rewards^® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.

Get the Card that lets you live in the moment while getting ready for the future. The American Express^® Green Card lets you go for it with every swipe or tap of your Card

As a new American Express^® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. That’s $100 towards groceries or concert tickets

FEATURES

Earn 1x the points on Card purchases
Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
With American Express Experiences and Front Of The Line^®, American Express Cardmembers get access to amazing events in Canada
Transfer points 1:1 to several frequent flyer and other loyalty programs

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Green Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Meridian Visa Infinite* Travel Rewards Card

$50		5,000 bonus rewards points		$99		19.50				21.99
		Get 5,000 bonus rewards points upon approval (up to $50 value). No annual fee for the first year, including on additional cards.

Select

Welcome offer:

Get 5,000 bonus rewards points upon approval (up to $50 value).
No annual fee for the first year, including on additional cards.

Offer expires September 30, 2024.
Meridian Visa cards are available to Ontario residents only.

FEATURES

Earn 6 rewards points for every $2 spent on purchases made outside Canada in foreign currencies
Earn 3 rewards points for every $2 spent on all other card purchases
Exclusive benefits and offers - From hotels to dining and more, get access to exclusive benefits and offers

Redeem your cash back rewards the way you want.
Earn rewards on your everyday purchases and redeem for gift cards, merchandise, travel or account credit.

Insurance and Services

Travel Emergency Medical
Common Carrier Travel Accident
Trip Cancellation and Trip Interruption/Delay
Delayed/Lost/Damaged Baggage
Auto Rental Collision/Loss Damage
Mobile Device
Purchase Protection and Extended Warranty
Price Protection
Travel Assistance

Meridian Visa Infinite Travel Rewards Card Disclosure Statement and Cardholder Agreement available for review. Membership with Meridian Credit Union is a regulatory requirement to hold a Meridian Visa. You are not required to have other Meridian Credit Union products.
Refer to Meridian Credit Union’s page for up to date offer terms and conditions.

Legal references and product terms are available on the Meridian Credit Union website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Cash Back Rebates will be paid by Great Canadian Rebates under the following rules:

1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cash Back may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cash Back is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.

Meridian Visa Infinite* Cash Back Card

$50		5,000 bonus rewards points		$99		19.50				21.99
		Get 5,000 bonus rewards points upon approval (up to $50 value). No annual fee for the first year, including on additional cards.

Select

Welcome offer:

Get 5,000 bonus rewards points upon approval (up to $50 value).
No annual fee for the first year, including on additional cards.

Offer expires September 30, 2024.
Meridian Visa cards are available to Ontario residents only.

FEATURES

Annual fee is waived for the first year

Earn 4 reward points for every $1 spent on gas and groceries
Earn 2 reward points for every $1 spent on pharmacy and utility bill payments
Earn 1 reward point for every $1 spent on other eligible purchases

Redeem your cash back rewards the way you want.
Earn rewards on your everyday purchases and redeem for gift cards, merchandise, travel or account credit.

Insurance and Services

Travel Emergency Medical
Common Carrier Travel Accident
Trip Cancellation and Trip Interruption/Delay
Delayed/Lost/Damaged Baggage
Auto Rental Collision/Loss Damage
Mobile Device
Purchase Protection and Extended Warranty
Price Protection
Travel Assistance

Meridian Visa Infinite Cash Back Card Disclosure Statement and Cardholder Agreement available for review. Membership with Meridian Credit Union is a regulatory requirement to hold a Meridian Visa. You are not required to have other Meridian Credit Union products.
Refer to Meridian Credit Union’s page for up to date offer terms and conditions.

Legal references and product terms are available on the Meridian Credit Union website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Meridian Visa* Cash Back Card

$45		5,000 bonus rewards points		$0		19.50				21.99
		Get 5,000 bonus rewards points upon approval† (up to $50 value).

Select

Welcome offer:

Get 5,000 bonus rewards points upon approval (up to $50 value).

Offer expires September 30, 2024.
Meridian Visa cards are available to Ontario residents only.

FEATURES

No annual fee for primary or additional cardholders

Earn 2 reward points for every $2 spent on gas and groceries
Earn 2 reward points for every $2 spent on pharmacy and utility bill payments
Earn 1 reward point for every $2 spent on other eligible purchases

Redeem your cash back rewards the way you want.
Earn rewards on your everyday purchases and redeem for gift cards, merchandise, travel or account credit.

Insurance and Services

Common Carrier Travel Accident
Mobile Device
Purchase Protection
Extended Warranty
Price Protection

Meridian Visa Cash Back Card Disclosure Statement and Cardholder Agreement available for review. Membership with Meridian Credit Union is a regulatory requirement to hold a Meridian Visa. You are not required to have other Meridian Credit Union products.
Refer to Meridian Credit Union’s page for up to date offer terms and conditions.

Legal references and product terms are available on the Meridian Credit Union website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Meridian Visa* US Dollar Card

$50		5,000 bonus rewards points		$65		19.50				21.99
		Get 5,000 bonus rewards points upon approval† (up to $50 value). No annual fee for the first year, including on additional cards‡

Select

Welcome offer:

Get 5,000 bonus rewards points upon approval (up to $50 value).
No annual fee for the first year, including on additional cards.

Offer expires September 30, 2024.
Meridian Visa cards are available to Ontario residents only.

FEATURES

Earn points on your US dollar purchases, including items purchased when you travel to the US and when you shop online in
US dollars.

Earn 1 reward point for every $1 spent on all card purchases
Shop where you like. No restrictions on your purchases

Redeem your cash back rewards the way you want.
Earn rewards on your everyday purchases and redeem for gift cards, merchandise, travel or account credit.

Insurance and Services

Common Carrier Travel Accident
Trip Cancellation and Trip Interruption/Delay
Delayed/Lost/Damaged Baggage
Auto Rental Collision/Loss Damage
Purchase Protection and Extended Warranty
Travel Assistance

** Annual Card and Extra Card Fees are $ USD
Meridian Visa US Dollar Card Disclosure Statement and Cardholder Agreement available for review. Membership with Meridian Credit Union is a regulatory requirement to hold a Meridian Visa. You are not required to have other Meridian Credit Union products.
Refer to Meridian Credit Union’s page for up to date offer terms and conditions.

Legal references and product terms are available on the Meridian Credit Union website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

MBNA Rewards Platinum Plus® Mastercard®

$75		Up to 10,000 bonus points		$0		19.99		22.99		24.99
		4 points for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days

Select

Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually.

You could also receive up to 10,000 bonus points^††

5,000 bonus points^†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening
5,000 bonus points^†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

FEATURES

Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
No annual fee

* Visit the MBNA application page for further details

‡, ††, ✪, ***, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Neo Mastercard®

$60		Unlimited transactions, no annual fees		$0		19.99				22.99
		Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

Select

Neo Mastercard^® -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.

FEATURES

Earn an average 5%+¹ cashback at thousands of partners.
No annual fees, no overlimit fees and unlimited transactions.
Earn up to $680 in annual cashback¹.
Upgradeable perks across dining, gas and grocery, travel, and more
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.

Get cashback with Shell

Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.

Upgrade to Premium

Upgrade to Premium for only $4.99/month and get the first 3 months free.
Plus get more cashback + exclusive perks and features.

Everyday cashback

Up to 4% on gas and grocery
Up to 1% cashback on everything else

Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

Scotiabank® Sceneᐩ™ Visa* Card

$85		5,000 Scene+ points		$0		20.99		22.99		22.99
		Earn up to 5,000 bonus Scene+ points within your first 3 months

Select

Earn up to 5,000 bonus Scene+ points within your first 3 months*.

Offer valid July 2, 2024 - October 31, 2024.

FEATURES

Earn 2x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco and more.
Earn 2x Scene+ points* for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca.
Earn 2x Scene+ points* for every $1 you spend at Cineplex theatres or online at cineplex.com.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
No annual fee including on supplementary cards*.

Rates, fees and other information are effective as of July 02,2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

Scotiabank American Express® Card

$60		5,000 Scene+™ points		$0		19.99		22.99		22.99
		Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).

Select

Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel)*.

Offer valid July 2, 2024 - October 31, 2024.

FEATURES

Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco and more.
Earn 2x Scene+ points* for every $1 you spend on restaurants, fast food, drinking establishments and other eligible grocery stores. Includes popular food delivery and food subscriptions.
Earn 2x Scene+ points* for every $1 you spend on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
Earn 2x Scene+ points* for every $1 you spend on eligible gas and daily transit.Includes rideshares, buses, subway, taxis and more.
Earn 2x Scene+ points* for every $1 you spend on eligible select streaming services.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
Mobile Device Insurance coverage
American Express Invites^®

Rates, fees and other information are effective as of March 1, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

RBC® IONᐩ Visa

$0		Get 12,000 Welcome points		$48		20.99		22.99		22.99
		Earn 3X Avion points for every $1 spent on Grocery, Gas, Dining, Food Delivery and more

Select

Get 12,000 Avion points upon approval* - that’s $80 of value in gift cards⁺!

Apply by November 4, 2024.

FEATURES

Earn 3X Avion points for every $1 spent¹ on:
o Grocery, Dining & Food Delivery - Satisfy your taste buds by earning points on groceries, dining out, food delivery.ⁱ
o Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.ⁱⁱ
o Streaming, Digital Gaming & Subscriptions– Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.ⁱⁱⁱ
Earn 1 Avion point for every $1 spent on all other qualifying purchases¹
Annual Fee $48 ($4 charged monthly)

Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer⁴. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.⁶

Earn more Be Well points at Rexall Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.⁷

Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $30⁸. Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card⁹. See how to save with DoorDash.

Enjoy a Monthly Fee Rebate
Get a $4 rebate¹⁰ each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.

Mobile Device Insurance⁵ Included
Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.

Purchase Security and Extended Warranty Insurance⁵
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Refer to RBC page for up to date offer terms and conditions

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

RBC® ION Visa

$0		Get 6,000 Avion points		$0		20.99		22.99		22.99
		Earn 1.5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more

Select

Get 6,000 Avion points upon approval* - that’s $40 of value in gift cards⁺!

Apply by November 4, 2024.

FEATURES

Earn 1.5X Avion points¹ on:
o Grocery - Satisfy your taste buds by earning points on groceriesⁱ
o Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging. ⁱⁱ
o Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.ⁱⁱⁱ
Earn 1 Avion point for every $1 spent on all other qualifying purchases¹

Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer⁴. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.⁶

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.⁷

Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $30⁸ Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card⁹. See how to save with DoorDash.

Purchase Security and Extended Warranty Insurance⁵
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

TD Rewards Visa* Card

$30		Earn a value of $50^† in TD Rewards Points^†		$0		19.99				22.99
		Earn a value of $50^† in TD Rewards Points^† to use on eligible Amazon.ca purchases, plus no Annual Fee.

Select

Earn a value of $50^† in TD Rewards Points^† to use on eligible Amazon.ca purchases, plus no Annual Fee.

Conditions Apply. Account must be approved by January 6, 2025.

OFFER DETAILS

Earn 15,152 TD Rewards Points^† (a value of $50 on Amazon.ca^†) when you spend $500 within 90 days of Account opening^†. Conditions apply. Account must be approved by January 6, 2025.

FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills.
The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

Your card also allows you to enjoy:

Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia^® For TD, Starbucks^®
and more.
Mobile device insurance of up to $1,000 if you lose or damage your phone.
Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points.
Conditions apply.

Earning TD Rewards Points

Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia^® For TD^†
Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†
Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†
Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

PC® Mastercard®

$35		Get 20,000 points!		$0		21.99		26.99		26.99
		Get 20,000 points with a new PC® Mastercard® and no annual fee.

Select

Earn at least 10 PC Optimum™ points everywhere you shop.

FEATURES

Get to free fast with a no annual fee PC^® Mastercard^®.

Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart^®.
Earn at least 30 points per litre at Esso™ and Mobil™ stations.
Earn 20 points per $1 spent on PC^® travel services purchases.
All with no annual fee.

Must activate card to get Cash Back Rebate.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Must activate card to get cash back.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval and activation.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC^® Mastercard^®.
Offer not available in Quebec.

PC® World Elite Mastercard®

$50		Get 20,000 points!		$120		21.99		22.97		22.97
		Get 20,000 points with a new PC® Mastercard® and no annual fee.

Select

Get 20,000 Welcome Points!

FEATURES

Get to free fast with a no annual fee PC^® World Elite Mastercard^®.

Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program.¹
Earn 45 points for every $1 spent at Shoppers Drug Mart^®.²
Earn at least 30 points per litre at Esso™ and Mobil™ stations.³
Earn 30 points per $1 spent on PC^® travel services purchases.⁴
All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Travel Emergency Medical Insurance: For trips up to 10 days from date of departure, for those under age 65. Conditions apply

Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.

Identity Theft Assistance: To help you avoid identity theft or restore your identity

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC^® World Elite Mastercard^®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC^® Mastercard^® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

PC® World Mastercard®

$45		Get 20,000 points!		$0		21.99		22.97		22.97
		Get 20,000 points with a new PC® Mastercard® and no annual fee.

Select

Earn PC Optimum™ points everywhere you shop.

FEATURES

Get to free fast with a no annual fee PC^® World Mastercard^®.

Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart^®.
Earn at least 30 points per litre at Esso™ and Mobil™ stations.
Earn 20 points per $1 spent on PC^® travel services purchases.
All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC^® World Mastercard^®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC^® Mastercard^® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Secured Neo Mastercard

$25		$25 sign up bonus		$0		19.99				22.99
		Build your credit history. Guaranteed approval, unlimited transactions, no annual fees and no overlimit fees. Only $5/month.

Select

Build your credit history and get unlimited transactions, no annual fees and no overlimit fees. Plus get a $25 sign up bonus!

FEATURES

A physical and digital secured card that doesn't require a hard credit check
Guaranteed approval for all Canadians¹
Earns cashback on everyday spending
Average 5% at partners
15% welcome bonus on first purchase at most partners
1% minimum cashback guarantee across all purchases
No monthly or annual fees for free Standard rewards plans
Track spending with real time notifications and view balance in seconds
Cash out your rewards at any time.
Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
Security funds will be fully returned if card is closed and balance is paid off
Security funds minimum of only $50

~ Only $5 a month

Get cashback with Shell

Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.

Everyday cashback

Up to 4% on gas and grocery
Up to 1% cashback on everything else

Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

moi RBC® Visa‡

$65		Get up to 10,000 bonus Moi points!		$0		20.99		22.99		22.99
		Get up to 10,000 bonus Moi points! A value of $80!

Select

Get up to 10,000 bonus Moi points! ^[1]

Offer ends Jan. 31, 2025

Get 3,000 welcome points upon your first purchase with the moi RBC^® Visa card^‡ ^[1]
Receive an additional 3,500 points when you spend $500 in the first three months of opening your card ^[1]
Receive an additional 3,500 points when you spend $2,000 in the first twelve months of opening your card ^[1]

A value of $80 ^[7]

Note: Residents of Quebec, Ottawa and New Brunswick would benefit most from the Moi program.

FEATURES

Earn Moi points everywhere, on all your purchases.²

Your moi RBC^® Visa^‡ credit card rewards you with Moi points every time you use it to pay for purchases. Whether you’re in-person or online, you’ll collect points Moi wherever you shop.

2X the Moi Points on Grocery, Beauty and Wellness
Earn 2 Moi points at participating Metro, Jean Coutu, Brunet and Première Moisson stores when you pay with your moi RBC Visa credit card and swipe your Moi program card.²
2X the Moi Points on Restaurants and Dining
Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card.³
2X Moi Points on Gas and EV Charging
Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card.³
1X Moi Points on All Other Purchases
Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.⁴

Moi makes it easy to redeem

Redeem Moi points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick. ⁵

Petro-Canada Link your moi RBC Visa credit card to your Petro-Points^TM card to save 3¢/L instantly on gas and earn 20% more Petro-Points^TM at Petro-Canada^TM.⁶

RONA, Réno-Dépôt and RONA+ Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or RONA+ and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.⁷

Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!

^®/TM Trademarks of Royal Bank of Canada. Used under licence. ^‡ All other trademarks are the property of their respective owner(s). Used under licence.

* 21.99% for Cash Advance and Balance Transfer if you reside in Quebec.

Refer to RBC page for up-to-date offer terms and conditions.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Vancity enviro™ Visa Infinite* card

$0		First year annual fee waived and Visa Airport Companion membership		$120		19.50		19.50		19.50
		10 points for every $1 spent at select local businesses

Select

Welcome offer! Get your first year annual fee waived ($120 rewards value)^
and Visa Airport Companion membership ($90 value).^

Offer valid until September 26th, 2024
^Terms and conditions apply – for full details click the Apply button.

Card is available to British Columbia residents only.

5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:

Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.

5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.

Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.

How to earn points.

10 points for every $1 spent at select local businesses.

5 points for every $1 spent on public transit and ferries.^◊

2.5 points for every $1 spent on groceries.^◊

1.25 points for every $1 spent on all other purchases.^◊

2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:

Cash back^‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.

Premium Visa Infinite Benefits

Get access to more than 1,200 participating airport lounges worldwide with your complimentary membership to Visa Airport Companion.⌀

Hotel perks, dining and wine events, concierge service, sports and entertainment offers and more.

Insurances

Common carrier travel accident insurance up to $500,000. ^§

Purchase security insurance. ^§

Extended warranty insurance. ^§

Auto rental collision/loss damage insurance. ^§

Flight delay insurance. ^§

Emergency travel assistance services. ^§

Delayed and lost baggage insurance. ^§

Eligibility: $60,000 annual personal income, $100,000 annual household income, or $250,000 or more in investible funds.

Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.

^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-infinite/

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

^‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

^§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

⌀ Enviro Visa Infinite cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) is based on the value of purchasing a DragonPass membership ($68 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary. Upon enrollment, all visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant^®. ^® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Vancity enviro™ Visa* Classic card

$0		Get up to $50 rewards value!		$0		19.50		19.50		19.50
		Get up to $50 rewards value when you spend $1,500 in your first 3 months.

Select

Sign up for a Vancity enviro™ Visa* Classic card!

Available to British Columbia residents only.

5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:

Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.

Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.

How to earn points.

1 point for every $2 spent on all purchases.

2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:

Cash back^‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.

Insurances

Common carrier travel accident insurance up to $200,000. ^§

Purchase security insurance. ^§

Extended warranty insurance. ^§

Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.

^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

^‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

^§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant^®. ^® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

CIBC Aventura® Gold Visa* Card

$0		Get up to $1,400 in value		$139		20.99		22.99		22.99
		Join and get up to $1,400 in value including a first year annual fee rebate!

Select

Join and get up to $1,400 in value including a first year annual fee rebate!^†

FEATURES

Here's how You can get up to $1,400 in value

Get up to 45,000 Aventura Points (up to $900 in travel value^†):

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value^†
Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value^†
Plus, get a NEXUS^◊ Application Fee rebate^†: A $67 value^†

Plus, enjoy extra valuable travel benefits.

Travel when it’s right for you – your Aventura points don’t expire^†
Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura^® Gold Visa* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

^†Terms and Conditions Apply

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Aventura® Visa Infinite* Card

$0		Get up to $1,400 in value		$139		20.99		22.99		22.99
		Join and get over $1,400 in value including a first year annual fee rebate!

Select

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value^†
Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value^†
Plus, get a NEXUS^◊ Application Fee rebate^†: A $67 value^†

Plus, enjoy extra valuable travel benefits.

Travel when it’s right for you – your Aventura points don’t expire^†
Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura^® Visa* Infinite Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

^†Terms and Conditions Apply

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Dividend Platinum® Visa* Card

$0		10% cash back welcome bonus of up to $250		$99		20.99		22.99		22.99
		Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250!

Select

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus
of up to $250!^†

FEATURES

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250 (first 4 statements)!^†

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.^†

2% cash back on eligible transportation, dining purchases and recurring payments^†
1% cash back on all other purchases^†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking^®^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Platinum^® Visa* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

^†Terms and Conditions Apply

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Dividend® Visa Infinite* Card

$0		10% cash back welcome bonus of up to $250		$120		20.99		22.99		22.99
		Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250!

Select

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus
of up to $250!^†

FEATURES

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250 (first 4 statements)!^†

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.^†

2% cash back on eligible transportation, dining purchases and recurring payments^†
1% cash back on all other purchases^†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking^®^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend^® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

^†Terms and Conditions Apply

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

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