Filter : Cash Back Credit Cards


-
Scotia Momentum® Visa Infinite* Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.

Offer valid November 1, 2023 - October 31, 2024.



FEATURES
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.

  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.

  • Earn 1% cash back on all other purchases with no cash back limit.

  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage


Rates, fees and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: 10% cash back on all purchases for the first 3 months and no annual fee in the first year.
On Going Rewards 1st: 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases
On Going Rewards 2nd: 2% for every $1 you spend on gas purchases and daily transit purchases
GCR Rebate: 75
GCR Rebate
$75
Initial Rewards
10% cash back
Credit Needed
Excellent
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
-
TD Cash Back Visa Infinite* Card
Earn up to $500 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500.

Conditions Apply. Account must be approved by January 6, 2025.



OFFER DETAILS

Earn up to $500 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500. Conditions Apply. Account must be approved by January 6, 2025.

  • Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made
  • Get an Annual Fee Rebate for the first year

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 7, 2025.





FEATURES
  • Earn Cash Back Dollars on every eligible purchase
  • Emergency Road Services with Deluxe TD Auto Club Membership
  • Complimentary Visa Infinite* Concierge service available 24/7
  • Mobile Device Insurance

Earning Cash Back
  • Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases, and on regularly recurring bill payments set up on your account
  • Earn 1% Cash Back Dollars on all other Purchases made with your Card
  • Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!
  • Your Cash Back Dollars never expire as long as your account is open and in good standing


Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Initial Rewards: Earn up to $500 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases .
On Going Rewards 1st: Annual Fee Rebate for the first year
On Going Rewards 2nd: Earn Cash Back Dollars on every eligible purchase
GCR Rebate: 100
GCR Rebate
$100
Initial Rewards
Earn up to $500 in value
Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
SimplyCash® Preferred Card from American Express
Earn up to $400 in Statement Credits

In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months.



FEATURES
  • Earn accelerated earn rates on eligible gas and grocery purchases

  • Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases

  • Access events and special offers curated for Cardmembers with American Express® Experiences

  • Extensive insurance coverage and 24/7 Customer Service

Monthly Fee: $9.99 (Equals a total fee of $119.88 annually)


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: $40 statement credit for each monthly billing period in which you spend $750 for first 10 months.
On Going Rewards 1st: Earn 4% cash back on eligible gas station and grocery store purchases in Canada
On Going Rewards 2nd: Earn 2% cash back on everything else
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
Earn up to $400 in Statement Credits
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Preferred Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
SimplyCash® Card from American Express
Earn up to $100 in Statement Credits

In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.



FEATURES
  • Earn accelerated earn rates on eligible gas and grocery purchases

  • Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases

  • Access events and special offers curated for Cardmembers with American Express® Experiences

  • Insurance coverage and 24/7 Customer Service


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Get $10 statement credit for each monthly billing period in which you spend $300 in first 10 months.
On Going Rewards 1st: Earn 2% cash back on eligible gas purchases and groceries in Canada
On Going Rewards 2nd: Exclusive ticket access, virtual events, live performances and more with American Express® Experiences.
GCR Rebate: 30
GCR Rebate
$30
Initial Rewards
Earn up to $100 in Statement Credits
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
Neo Mastercard®
Neo Mastercard® -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.



FEATURES
  • Earn an average 5%+¹ cashback at thousands of partners.

  • No annual fees, no overlimit fees and unlimited transactions.

  • Earn up to $680 in annual cashback¹.

  • Upgradeable perks across dining, gas and grocery, travel, and more

  • Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

  • View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.


Get cashback with Shell
  • Earn 2% cashback at the pump or convenience store locations
  • Earn 4% cashback on transactions made through the Shell App
  • Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Upgrade to Premium

Upgrade to Premium for only $4.99/month and get the first 3 months free.
Plus get more cashback + exclusive perks and features.


Everyday cashback
  • Up to 4% on gas and grocery
  • Up to 1% cashback on everything else




Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
Initial Rewards: Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
On Going Rewards 1st: Earn an average 5%+ cashback at thousands of partners and at least 1%² cashback guaranteed
On Going Rewards 2nd: No annual fees, no overlimit fees and unlimited transactions
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
Unlimited transactions, no annual fees
Credit Needed
Good
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
TD Cash Back Visa* Card
Earn Cash Back Dollars. Redeem them to help pay down your Account balance



FEATURES
  • For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
  • Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases and on regularly recurring bill payments set up on your Account.
  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card.
  • Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance.
  • Your Cash Back Dollars never expire as long as your account is open and in good standing.
  • Earn 50% more Stars at participating Starbucks® stores. Conditions apply.



Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Initial Rewards: For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
On Going Rewards 1st: 1% in Cash Back Dollars on eligible grocery and gas† and on regularly recurring bill payments† set up on your Account.
On Going Rewards 2nd: 0.5% in Cash Back Dollars on all other Purchases made with your Card†
GCR Rebate: 40
GCR Rebate
$40
Initial Rewards
Earn Cash Back Dollars
Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
MBNA Smart Cash Platinum Plus® Mastercard®
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.



Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

Get 0.5% Cash Back‡ for all other eligible purchases

FEATURES
• No annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.

‡, ††, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Initial Rewards: Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months
On Going Rewards 1st: Get 2% Cash Back on eligible gas and grocery purchases thereafter
On Going Rewards 2nd: Get 0.5% Cash Back for all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
5% Cash Back
Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
-
Scotia Momentum® No-Fee Visa* Card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.
(22.99% after that, annual fee $0)


Offer valid November 1, 2023 - October 31, 2024.


FEATURES
  • Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.

  • Earn 0.5% cash back on all other eligible purchases.



Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 5% cash back for 3 months plus get a 0% introductory interest rate on balance transfers for the first 6 months.
On Going Rewards 1st: Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
On Going Rewards 2nd: Earn 0.5% cash back on all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
5% cash back
Credit Needed
Good
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months of application date to report a missing rebate, otherwise the rebate is void.
-
MBNA Smart Cash® World Mastercard®
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.



Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

Get 1% Cash Back‡ for all other eligible purchases



FEATURES
• $39 annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.

‡, ††, ††††, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Initial Rewards: Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months.
On Going Rewards 1st: Get 2% Cash Back on eligible gas and grocery purchases thereafter
On Going Rewards 2nd: Get 1% Cash Back for all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
5% Cash Back
Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
-
Scotia Momentum® Visa* Card

Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
(19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39)

Offer valid November 1, 2023 - October 31, 2024.



FEATURES
  • Earn 2% cashback for every $1 you spend at eligible gas stations, grocery store, drug store purchases and recurring bill payments*.

  • Earn 1% cashback on all other eligible cashback purchases*.


Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
On Going Rewards 1st: 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
On Going Rewards 2nd: 1% cash back on all other eligible everyday purchases
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
2.99% introductory interest rate
Credit Needed
Good
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
-
RBC Cash Back Preferred World Elite Mastercard

Unlimited cash back on your spending*



FEATURES

  • Earn up to 1.5% cash back on your spending – big or small
  • Premium benefits and insurances
  • Stay connected with a complimentary Boingo Wi-Fi accountΔ
  • Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

    Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
  • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card


Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
  • If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
  • If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  • Enrolment is easy for eligible cardholders. You may cancel at any time.
  • Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
  • Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®


Refer to RBC page for up to date offer terms and conditions

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Initial Rewards: Earn up to 1.5% cash back on your spending – big or small.
On Going Rewards 1st: Premium benefits and insurances
On Going Rewards 2nd: Stay connected with a complimentary Boingo Wi-Fi account
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Unlimited cash back on your spending
Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
Simplii Financial™ Cash Back Visa* Card
Welcome Bonus:

Sign up for a Simplii Financial Cash Back Visa* Card by October 31, 2024 and get a $100 Skip Digital Gift Card after you spend $100 with your new Simplii Cash Back Visa card by November 30, 2024.

  • Plus, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases for your first 4 months
    (up to $500 spend).


FEATURES
  • Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year.
  • Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments,
    up to $15,000 per year.
  • Earn 0.5% cash back on all other credit card purchases with no limit on how much you can earn.

Coverage
  • Purchase Security and Extended Protection Insurance.
  • Protect your purchases with double the manufacturer’s warranty, up to one additional year.

Send Money Abroad
  • Get cash back when you send a Global Money Transfer and pay with your Visa* Card.


Extra card fee: $0 (Up to 3 additional cards)
Credit Score: 600+
Purchase Interest Rate: 20.99%
Balance Transfer Interest Rate: 22.99%
Cash Advance Interest Rate: 22.99%



Terms and conditions apply. For complete Offer details, please review the product page.
This offer is not available for residents of Quebec.

"Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.

Initial Rewards: Enjoy 10% cash back on eligible restaurants, food delivery and bar purchases for your first 4 months.
On Going Rewards 1st: 4% cash back on eligible restaurant, bar and coffee shop purchases
On Going Rewards 2nd: 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
Get a $100 Skip Digital Gift Card
Credit Needed
NA
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.
-
KOHO Financial
Reloadable Prepaid Mastercard®, Cashback, Interest Earning, No Fees

FEATURES
All the KOHO account has the following features:

● No Fees: All of the perks are accessible for free and there are no hidden fees or surprise charges (unlimited e-transfer)
● Minimum of 0.5% cashback on every purchase, and up to 6% when shopping with KOHO brand partners
● 1.2% saving interests on the entire account balance (no minimum requirement, no regular deposit requirement.

Users can also opt-in and subscribe to the following features:

Premium Account has all the above features and more ($9/month or $84/year):
● 2% cashback on groceries, eating & drinking, and transportation
● No FX fees and 1 free international ATM withdrawal per month
● Financial coaching - Premium account users can access our financial coach. Our financial coaches are members of Accredited Financial Counsellor.
● Price matching - Premium account users can claim price matches for their purchases. They just need to send the receipt and our team will find deals and match a lower price for our user.

Credit building ($10 a month over 6 months for a total of $60.) On average, we see the credit building users improve their score by 20 pts over 6 months. Users can also see their credit score being updated in-app on a monthly basis.

Merchant Cash Back: Earn additional cash back with merchant partners.

Other Benefits and Details

● Refer friends to KOHO and earn extra PowerUps. You and the friend you refer each earn 1% extra PowerUps on every purchase for 90 days. You can refer up to 10 friends to KOHO, which means you can earn ​up to 10%​ in PowerUps for referring friends

● Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online

● Add your KOHO card to Apple, Samsung or Google Pay

● Access your payroll up to 3 days early with the Early Payroll feature

● Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy

● Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance

● Create custom budgets and track your spending habits. Know where you're at in real time with instant notifications every time you spend.

Fees & Interest
Purchase Interest Rate: $0 - you can only spend your own funds with KOHO
Cash Advance: You are able to withdraw up to $600 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider
Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Mastercard direct load

Initial Rewards: Cashback, Interest Earning, No Fees, Three subscription plans
On Going Rewards 1st: Get 1% cash back on groceries, your internet bill, and delivery services
On Going Rewards 2nd: No hidden fees (unlimited e-transfer)
GCR Rebate: 35
GCR Rebate
$35
Initial Rewards
Reloadable Prepaid Mastercard®
Credit Needed
NA
Must activate your card and load funds onto your KOHO account.
Must enter a valid mailing address to earn reward.
Reward will appear as Pending for 32 days.
-
Secured Neo Mastercard
Build your credit history and get unlimited transactions, no annual fees and no overlimit fees. Plus get a $25 sign up bonus!



FEATURES
  • A physical and digital secured card that doesn't require a hard credit check
  • Guaranteed approval for all Canadians1
  • Earns cashback on everyday spending
  • Average 5% at partners
  • 15% welcome bonus on first purchase at most partners
  • 1% minimum cashback guarantee across all purchases
  • No monthly or annual fees for free Standard rewards plans
  • Track spending with real time notifications and view balance in seconds
  • Cash out your rewards at any time.
  • Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
  • Security funds will be fully returned if card is closed and balance is paid off
  • Security funds minimum of only $50

~ Only $5 a month



Get cashback with Shell
  • Earn 2% cashback at the pump or convenience store locations
  • Earn 4% cashback on transactions made through the Shell App
  • Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Everyday cashback
  • Up to 4% on gas and grocery
  • Up to 1% cashback on everything else



Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.
Initial Rewards: Build your credit history. Guaranteed approval, unlimited transactions, no annual fees and no overlimit fees. Only $5/month.
On Going Rewards 1st: Up to 4% on gas and grocery
On Going Rewards 2nd: Up to 1% cashback on everything else
GCR Rebate: 25
GCR Rebate
$25
Initial Rewards
$25 sign up bonus
Credit Needed
NA
Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
Vancity enviro™ Visa* Classic card

Sign up for a Vancity enviro™ Visa* Classic card!


Available to British Columbia residents only.



5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:
  • Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
  • 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.


Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.
  • 1 point for every $2 spent on all purchases.
  • 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:
  • Cash back: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

  • Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

  • Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

  • Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.


Insurances
  • Common carrier travel accident insurance up to $200,000. §
  • Purchase security insurance. §
  • Extended warranty insurance. §


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
Initial Rewards: Get up to $50 rewards value when you spend $1,500 in your first 3 months.
On Going Rewards 1st: 1 point for every $2 spent on all purchases and no annual fee
On Going Rewards 2nd: 5% of profits go to environmental initiatives with every purchase on your enviro Visa card
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Get up to $50 rewards value!
Credit Needed
NA
To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
CIBC Dividend Platinum® Visa* Card
Get a first-year annual fee rebate and earn a 10% cash back welcome bonus
of up to $250!




FEATURES

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250 (first 4 statements)!

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.
  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% cash back on all other purchases
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®


Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Platinum® Visa* Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.



This is a digital-exclusive offer.

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.



Terms and Conditions Apply
Initial Rewards: Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250!
On Going Rewards 1st: After that, get 3% cash back on eligible gas, EV charging, and grocery purchases
On Going Rewards 2nd: 2% cash back on eligible transportation, dining purchases and recurring payments
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
10% cash back welcome bonus of up to $250
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
-
CIBC Dividend® Visa Infinite* Card
Get a first-year annual fee rebate and earn a 10% cash back welcome bonus
of up to $250!




FEATURES

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250 (first 4 statements)!

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.
  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% cash back on all other purchases
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®


Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.



This is a digital-exclusive offer.

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.



Terms and Conditions Apply
Initial Rewards: Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250!
On Going Rewards 1st: After that, get 4% cash back on eligible gas, EV charging, and grocery purchases
On Going Rewards 2nd: 2% cash back on eligible transportation, dining purchases and recurring payments
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
10% cash back welcome bonus of up to $250
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
-
CIBC Dividend® Visa* Card
Get 9.99% Purchase and 20.99% Cash annual interest rate for 10 months



FEATURES

Plus, get 2% cash back on eligible grocery purchases!
  • 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments
  • 0.5% cash back on all other purchases
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®


Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend® Visa* Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.



This is a digital-exclusive offer.

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.



Terms and Conditions Apply
Initial Rewards: Get 2% cash back on eligible grocery purchases and 1% cash back on eligible gas, EV charging, transportation, dining and recurring payments.
On Going Rewards 1st: 0.5% cash back on all other purchases
On Going Rewards 2nd: Get up to 10 cents off per litre at participating gas stations with Journie Rewards
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Get 9.99% Purchase and 20.99% Cash annual interest rate for 10 months
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
  GCR Rebate   Initial Rewards   Credit Needed  
 
Scotia Momentum® Visa Infinite* Card
  $75   10% cash back   Excellent  
 
10% cash back on all purchases for the first 3 months and no annual fee in the first year.

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.

Offer valid November 1, 2023 - October 31, 2024.



FEATURES
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.

  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.

  • Earn 1% cash back on all other purchases with no cash back limit.

  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage


Rates, fees and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
 
TD Cash Back Visa Infinite* Card
  $100   Earn up to $500 in value    
 
Earn up to $500 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases .
Earn up to $500 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500.

Conditions Apply. Account must be approved by January 6, 2025.



OFFER DETAILS

Earn up to $500 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500. Conditions Apply. Account must be approved by January 6, 2025.

  • Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made
  • Get an Annual Fee Rebate for the first year

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 7, 2025.





FEATURES
  • Earn Cash Back Dollars on every eligible purchase
  • Emergency Road Services with Deluxe TD Auto Club Membership
  • Complimentary Visa Infinite* Concierge service available 24/7
  • Mobile Device Insurance

Earning Cash Back
  • Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases, and on regularly recurring bill payments set up on your account
  • Earn 1% Cash Back Dollars on all other Purchases made with your Card
  • Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!
  • Your Cash Back Dollars never expire as long as your account is open and in good standing


Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
 
SimplyCash® Preferred Card from American Express
  $50   Earn up to $400 in Statement Credits   Good  
 
$40 statement credit for each monthly billing period in which you spend $750 for first 10 months.
Earn up to $400 in Statement Credits

In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months.



FEATURES
  • Earn accelerated earn rates on eligible gas and grocery purchases

  • Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases

  • Access events and special offers curated for Cardmembers with American Express® Experiences

  • Extensive insurance coverage and 24/7 Customer Service

Monthly Fee: $9.99 (Equals a total fee of $119.88 annually)


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Preferred Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
SimplyCash® Card from American Express
  $30   Earn up to $100 in Statement Credits   Good  
 
Get $10 statement credit for each monthly billing period in which you spend $300 in first 10 months.
Earn up to $100 in Statement Credits

In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.



FEATURES
  • Earn accelerated earn rates on eligible gas and grocery purchases

  • Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases

  • Access events and special offers curated for Cardmembers with American Express® Experiences

  • Insurance coverage and 24/7 Customer Service


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Neo Mastercard®
  $60   Unlimited transactions, no annual fees   Good  
 
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
Neo Mastercard® -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.



FEATURES
  • Earn an average 5%+¹ cashback at thousands of partners.

  • No annual fees, no overlimit fees and unlimited transactions.

  • Earn up to $680 in annual cashback¹.

  • Upgradeable perks across dining, gas and grocery, travel, and more

  • Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

  • View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.


Get cashback with Shell
  • Earn 2% cashback at the pump or convenience store locations
  • Earn 4% cashback on transactions made through the Shell App
  • Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Upgrade to Premium

Upgrade to Premium for only $4.99/month and get the first 3 months free.
Plus get more cashback + exclusive perks and features.


Everyday cashback
  • Up to 4% on gas and grocery
  • Up to 1% cashback on everything else




Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
 
TD Cash Back Visa* Card
  $40   Earn Cash Back Dollars    
 
For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
Earn Cash Back Dollars. Redeem them to help pay down your Account balance



FEATURES
  • For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
  • Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases and on regularly recurring bill payments set up on your Account.
  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card.
  • Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance.
  • Your Cash Back Dollars never expire as long as your account is open and in good standing.
  • Earn 50% more Stars at participating Starbucks® stores. Conditions apply.



Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
 
MBNA Smart Cash Platinum Plus® Mastercard®
  $50   5% Cash Back   Good  
 
Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.



Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

Get 0.5% Cash Back‡ for all other eligible purchases

FEATURES
• No annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.

‡, ††, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
Scotia Momentum® No-Fee Visa* Card
  $50   5% cash back   Good  
 
Earn 5% cash back for 3 months plus get a 0% introductory interest rate on balance transfers for the first 6 months.

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.
(22.99% after that, annual fee $0)


Offer valid November 1, 2023 - October 31, 2024.


FEATURES
  • Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.

  • Earn 0.5% cash back on all other eligible purchases.



Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months of application date to report a missing rebate, otherwise the rebate is void.
 
MBNA Smart Cash® World Mastercard®
  $50   5% Cash Back   Good  
 
Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months.
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.



Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

Get 1% Cash Back‡ for all other eligible purchases



FEATURES
• $39 annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.

‡, ††, ††††, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
Scotia Momentum® Visa* Card
  $60   2.99% introductory interest rate   Good  
 
Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.

Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
(19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39)

Offer valid November 1, 2023 - October 31, 2024.



FEATURES
  • Earn 2% cashback for every $1 you spend at eligible gas stations, grocery store, drug store purchases and recurring bill payments*.

  • Earn 1% cashback on all other eligible cashback purchases*.


Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
 
RBC Cash Back Preferred World Elite Mastercard
  $0   Unlimited cash back on your spending    
 
Earn up to 1.5% cash back on your spending – big or small.

Unlimited cash back on your spending*



FEATURES

  • Earn up to 1.5% cash back on your spending – big or small
  • Premium benefits and insurances
  • Stay connected with a complimentary Boingo Wi-Fi accountΔ
  • Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

    Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
  • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card


Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
  • If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
  • If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  • Enrolment is easy for eligible cardholders. You may cancel at any time.
  • Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
  • Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®


Refer to RBC page for up to date offer terms and conditions

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
 
Simplii Financial™ Cash Back Visa* Card
  $60   Get a $100 Skip Digital Gift Card    
 
Enjoy 10% cash back on eligible restaurants, food delivery and bar purchases for your first 4 months.
Welcome Bonus:

Sign up for a Simplii Financial Cash Back Visa* Card by October 31, 2024 and get a $100 Skip Digital Gift Card after you spend $100 with your new Simplii Cash Back Visa card by November 30, 2024.

  • Plus, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases for your first 4 months
    (up to $500 spend).


FEATURES
  • Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year.
  • Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments,
    up to $15,000 per year.
  • Earn 0.5% cash back on all other credit card purchases with no limit on how much you can earn.

Coverage
  • Purchase Security and Extended Protection Insurance.
  • Protect your purchases with double the manufacturer’s warranty, up to one additional year.

Send Money Abroad
  • Get cash back when you send a Global Money Transfer and pay with your Visa* Card.


Extra card fee: $0 (Up to 3 additional cards)
Credit Score: 600+
Purchase Interest Rate: 20.99%
Balance Transfer Interest Rate: 22.99%
Cash Advance Interest Rate: 22.99%



Terms and conditions apply. For complete Offer details, please review the product page.
This offer is not available for residents of Quebec.

"Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.


Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.
 
KOHO Financial
  $35   Reloadable Prepaid Mastercard®    
 
Cashback, Interest Earning, No Fees, Three subscription plans
Reloadable Prepaid Mastercard®, Cashback, Interest Earning, No Fees

FEATURES
All the KOHO account has the following features:

● No Fees: All of the perks are accessible for free and there are no hidden fees or surprise charges (unlimited e-transfer)
● Minimum of 0.5% cashback on every purchase, and up to 6% when shopping with KOHO brand partners
● 1.2% saving interests on the entire account balance (no minimum requirement, no regular deposit requirement.

Users can also opt-in and subscribe to the following features:

Premium Account has all the above features and more ($9/month or $84/year):
● 2% cashback on groceries, eating & drinking, and transportation
● No FX fees and 1 free international ATM withdrawal per month
● Financial coaching - Premium account users can access our financial coach. Our financial coaches are members of Accredited Financial Counsellor.
● Price matching - Premium account users can claim price matches for their purchases. They just need to send the receipt and our team will find deals and match a lower price for our user.

Credit building ($10 a month over 6 months for a total of $60.) On average, we see the credit building users improve their score by 20 pts over 6 months. Users can also see their credit score being updated in-app on a monthly basis.

Merchant Cash Back: Earn additional cash back with merchant partners.

Other Benefits and Details

● Refer friends to KOHO and earn extra PowerUps. You and the friend you refer each earn 1% extra PowerUps on every purchase for 90 days. You can refer up to 10 friends to KOHO, which means you can earn ​up to 10%​ in PowerUps for referring friends

● Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online

● Add your KOHO card to Apple, Samsung or Google Pay

● Access your payroll up to 3 days early with the Early Payroll feature

● Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy

● Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance

● Create custom budgets and track your spending habits. Know where you're at in real time with instant notifications every time you spend.

Fees & Interest
Purchase Interest Rate: $0 - you can only spend your own funds with KOHO
Cash Advance: You are able to withdraw up to $600 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider
Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Mastercard direct load


Must activate your card and load funds onto your KOHO account.
Must enter a valid mailing address to earn reward.
Reward will appear as Pending for 32 days.
 
Secured Neo Mastercard
  $25   $25 sign up bonus    
 
Build your credit history. Guaranteed approval, unlimited transactions, no annual fees and no overlimit fees. Only $5/month.
Build your credit history and get unlimited transactions, no annual fees and no overlimit fees. Plus get a $25 sign up bonus!



FEATURES
  • A physical and digital secured card that doesn't require a hard credit check
  • Guaranteed approval for all Canadians1
  • Earns cashback on everyday spending
  • Average 5% at partners
  • 15% welcome bonus on first purchase at most partners
  • 1% minimum cashback guarantee across all purchases
  • No monthly or annual fees for free Standard rewards plans
  • Track spending with real time notifications and view balance in seconds
  • Cash out your rewards at any time.
  • Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
  • Security funds will be fully returned if card is closed and balance is paid off
  • Security funds minimum of only $50

~ Only $5 a month



Get cashback with Shell
  • Earn 2% cashback at the pump or convenience store locations
  • Earn 4% cashback on transactions made through the Shell App
  • Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Everyday cashback
  • Up to 4% on gas and grocery
  • Up to 1% cashback on everything else



Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
 
Vancity enviro™ Visa* Classic card
  $0   Get up to $50 rewards value!    
 
Get up to $50 rewards value when you spend $1,500 in your first 3 months.

Sign up for a Vancity enviro™ Visa* Classic card!


Available to British Columbia residents only.



5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:
  • Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
  • 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.


Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.
  • 1 point for every $2 spent on all purchases.
  • 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:
  • Cash back: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

  • Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

  • Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

  • Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.


Insurances
  • Common carrier travel accident insurance up to $200,000. §
  • Purchase security insurance. §
  • Extended warranty insurance. §


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
CIBC Dividend Platinum® Visa* Card
  $0   10% cash back welcome bonus of up to $250   Good  
 
Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250!
Get a first-year annual fee rebate and earn a 10% cash back welcome bonus
of up to $250!




FEATURES

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250 (first 4 statements)!

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.
  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% cash back on all other purchases
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®


Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Platinum® Visa* Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.



This is a digital-exclusive offer.

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.



Terms and Conditions Apply

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
 
CIBC Dividend® Visa Infinite* Card
  $0   10% cash back welcome bonus of up to $250   Good  
 
Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250!
Get a first-year annual fee rebate and earn a 10% cash back welcome bonus
of up to $250!




FEATURES

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250 (first 4 statements)!

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.
  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% cash back on all other purchases
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®


Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.



This is a digital-exclusive offer.

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.



Terms and Conditions Apply

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
 
CIBC Dividend® Visa* Card
  $0   Get 9.99% Purchase and 20.99% Cash annual interest rate for 10 months   Good  
 
Get 2% cash back on eligible grocery purchases and 1% cash back on eligible gas, EV charging, transportation, dining and recurring payments.
Get 9.99% Purchase and 20.99% Cash annual interest rate for 10 months



FEATURES

Plus, get 2% cash back on eligible grocery purchases!
  • 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments
  • 0.5% cash back on all other purchases
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®


Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend® Visa* Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.



This is a digital-exclusive offer.

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.



Terms and Conditions Apply

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.


SHOP  ONLINE.....     GET CASH  BACK
Great Canadian Rebates - Cash Back and Coupons Home
Online Shopper

Shop online ...  Get  Cash  Back!

Save Your Money! Learn More

Get 25% Referral Bonus
Get paid in cash 25% of all cash back rebates all your referrals collect


Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.






GreatCanadianRebates - Cash Back and Coupons Home