Earn 1% cash back on groceries, eating & drinking, and transportation
2.5% interest on your entire balance*
Instant e-Transfers
Unlimited Transactions
Up to 5% extra cash back at selected merchants
Free Credit Score
Annual Fee: $48 ($4/month, billed yearly)
How to get Essential for $0?
- Set up a recurring direct deposit for your paycheque or government benefits
OR
- Deposit a total of $1,000 or more into your KOHO membership each month. (e-transfer or transfer from other accounts)
KOHO Extra Mastercard® Prepaid Card/KOHO Extra
Earn 1.5% cash back on groceries, eating & drinking, and transportation
Earn 2% cash back on groceries, eating & drinking, and transportation
0.5% cash back on all other purchases
4% interest on your entire balance*
Instant e-Transfers
Unlimited Transactions
No foreign transaction fees
Up to 5% extra cash back at selected merchants
Free Credit Score
Credit Building for just $5 / month
Annual Fee: $177 ($14.75/month, billed yearly)
* Interest: To earn interest, users must be subscribed to a KOHO Earn Interest plan and opt in on the Interest page in-app to start earning on everything in your spending and savings account. Rates are annualized, calculated daily, and paid monthly.
* Rates Subject to Change: KOHO rates are subject to adjustment over time based on market conditions.
Refer a friend to KOHO and we’ll give you both $20 each! You can refer up to 50 friends, which means you can earn up to $1000 from our referral program.
Terms and Conditions
Refer to Koho.ca for up-to-date terms and conditions.
Legal and product terms are available on Koho.ca.
Initial Rewards: Earn up to 4% on your balance.
On Going Rewards 1st: Up to 5% extra cash back at selected merchants
On Going Rewards 2nd: 30 days of free trial for any KOHO plan
GCR Rebate: 35
GCR Rebate
$35
Initial Rewards
Earn up to 4%
Credit Needed
NA
Must activate your card and load funds into your KOHO account.
Must enter a valid mailing address to earn reward.
GCR Rebate
Initial Rewards
Credit Needed
KOHO Financial
$35
Earn up to 4%
Earn up to 4% on your balance.
Reloadable Prepaid Mastercard®, Cash Back, Interest Earning, No Fees
Earn 1% cash back on groceries, eating & drinking, and transportation
2.5% interest on your entire balance*
Instant e-Transfers
Unlimited Transactions
Up to 5% extra cash back at selected merchants
Free Credit Score
Annual Fee: $48 ($4/month, billed yearly)
How to get Essential for $0?
- Set up a recurring direct deposit for your paycheque or government benefits
OR
- Deposit a total of $1,000 or more into your KOHO membership each month. (e-transfer or transfer from other accounts)
KOHO Extra Mastercard® Prepaid Card/KOHO Extra
Earn 1.5% cash back on groceries, eating & drinking, and transportation
Earn 2% cash back on groceries, eating & drinking, and transportation
0.5% cash back on all other purchases
4% interest on your entire balance*
Instant e-Transfers
Unlimited Transactions
No foreign transaction fees
Up to 5% extra cash back at selected merchants
Free Credit Score
Credit Building for just $5 / month
Annual Fee: $177 ($14.75/month, billed yearly)
* Interest: To earn interest, users must be subscribed to a KOHO Earn Interest plan and opt in on the Interest page in-app to start earning on everything in your spending and savings account. Rates are annualized, calculated daily, and paid monthly.
* Rates Subject to Change: KOHO rates are subject to adjustment over time based on market conditions.
Refer a friend to KOHO and we’ll give you both $20 each! You can refer up to 50 friends, which means you can earn up to $1000 from our referral program.
Terms and Conditions
Refer to Koho.ca for up-to-date terms and conditions.
Legal and product terms are available on Koho.ca.
Must activate your card and load funds into your KOHO account.
Must enter a valid mailing address to earn reward.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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