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Cash Back Rebate from GCR:
$0.00★
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Get up to 10,000 bonus Moi points! [1]
Offer ends July 8, 2025
- Get 3,000 welcome points upon your first purchase with the moi RBC® Visa card‡ [1]
- Receive an additional 3,500 points when you spend $500 in the first three months of opening your card [1]
- Receive an additional 3,500 points when you spend $2,000 in the first twelve months of opening your card [1]
A value of $80 [7]
Note: Residents of Quebec, Ottawa and New Brunswick would benefit most from the Moi program.
FEATURES
Earn Moi points everywhere, on all your purchases.2
Your moi RBC® Visa‡ credit card rewards you with Moi points every time you use it to pay for purchases. Whether you’re in-person or online, you’ll collect points Moi wherever you shop.
- 2X the Moi Points on Grocery, Beauty and Wellness
Earn 2 Moi points at participating Metro, Jean Coutu, Brunet and Première Moisson stores when you pay with your moi RBC Visa credit card and swipe your Moi program card.2
- 2X the Moi Points on Restaurants and Dining
Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card.3
- 2X Moi Points on Gas and EV Charging
Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card.3
- 1X Moi Points on All Other Purchases
Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.4
Moi makes it easy to redeem
Redeem Moi points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick. 5
Petro-Canada
Link your moi RBC Visa credit card to your Petro-PointsTM card to save 3¢/L instantly on gas and earn 20% more Petro-PointsTM at Petro-CanadaTM.6
RONA, Réno-Dépôt and RONA+
Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or RONA+ and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.7
Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!
| Annual Card Fee: | $0 | | Credit Score: | N/A |
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| Extra Card Fee: | $0 | | Purchase Interest Rate: | 20.99% |
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| Minimum Personal Income: | N/A | | Balance Transfer Interest Rate: | 22.99% |
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| Minimum Household Income: | N/A | | Cash Advance Interest Rate: | 22.99% |
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®/TM Trademarks of Royal Bank of Canada. Used under licence. ‡ All other trademarks are the property of their respective owner(s). Used under licence.
* 21.99% for Cash Advance and Balance Transfer if you reside in Quebec.
Refer to RBC page for up-to-date offer terms and conditions.
This post contains affiliate links.
GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
VALUE CONVERSIONS
Part 1: Moi Points Value per Canadian Dollar
- At Participating Metro, Jean Coutu, Brunet, and Première Moisson Stores: 500 Moi Points = $ 4 CAD, which means 1 Moi Point ≈ $ 0.008 CAD or 0.8 cents per point.
Part 2: Moi Points Value per 100 Canadian Dollars
- At Participating Stores: 12,500 Moi Points ≈ $ 100 CAD, considering the redemption rate of 500 points for $ 4.
Part 3: Summary for Best Value
To get the best value from the moi RBC® Visa‡ Card:
- Redeem at Participating Stores: Since points are redeemed at a fixed rate, spending them at Metro, Jean Coutu, Brunet, or Première Moisson maximizes their value.
- Focus Your Spending: Spend more at participating locations where you earn bonus points, effectively increasing your points' value per dollar spent.
- Combine Loyalty Programs: Use in conjunction with other offers or loyalty programs at these retailers to stretch your spending and points further.
- No Annual Fee: With no fee, every point earned adds to your savings without any cost overhead.
Part 4: Moi Points Earned per $ 1000 Spending by Category
- At Participating Metro, Jean Coutu, Brunet, and Première Moisson Stores (using Moi card and paying with the card): 2,000 Moi Points per $ 1,000 spent (2 points per dollar).
- Dining, Gas, and EV Charging: 2,000 Moi Points per $ 1,000 spent (2 points per dollar).
- All Other Purchases: 1,000 Moi Points per $ 1,000 spent (1 point per dollar).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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★ Conditions and Exemptions
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Rebate Currency Exchange : NONE
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