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Vancity enviro™ Visa* Classic card Low Interest rate

Cash Back Rebate from GCR:
$0.00★


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Vancity enviro™ Visa* Classic card Low interest rate plus Vancity Rewards

Welcome offer! Get your first year annual fee waived ($50 rewards value)^


Offer valid until December 17th, 2024.
^Terms and conditions apply – for full details click the Apply button.

Card is available to British Columbia residents only.


5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:
  • Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
  • 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.


Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.
  • 1 point for every $2 spent on all purchases.
  • 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:
  • Cash back‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

  • Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

  • Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

  • Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.


Insurances
  • Common carrier travel accident insurance up to $200,000. §
  • Purchase security insurance. §
  • Extended warranty insurance. §




Annual Card Fee:$0 Credit Score:660
Extra Card Fee:$50 Purchase Interest Rate:11.25%
Minimum Personal Income:N/A Balance Transfer Interest Rate:11.25%
Minimum Household Income:N/A Cash Advance Interest Rate:11.25%


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic-low-interest-vancity-rewards

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.


★ Conditions and Exemptions

To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.



Rebate Currency Exchange :  NONE