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Tims® Mastercard

Cash Back Rebate from GCR:
$45.00★


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Apply for the Tims® Mastercard

Note : Click to application page from GCR before filling application.
Exclusive promo codes not found on GCR will void the rebate.



Get a $20 gift card upon first purchase with a new Tims® Mastercard!

Offer valid until April 30, 2025



FEATURES

Earn Tims Rewards Points on everyday purchases—with no annual fee!

- Turn your Tims® Rewards Points into a statement credit of up to $45 every week.
- Redeem points for up to 2% back on essentials and up to 6% back at Tims® (when you scan for Tims® Rewards).

  • Earn 5 points for every $1 spent on groceries
  • Earn 5 points for every $1 spent on gas and EV charging
  • Earn 5 points for every $1 spent on transit, taxi and rideshare
  • Earn 1 point for every $2 spent on other eligible purchases
  • Earn 15 points per $1 when you scan for Tims® Rewards

Additional Features
  • Extended warranty up to $1,000 per incident
  • Purchase protection for 90 days up to $1,000 per incident
  • Mastercard zero liability




Annual Card Fee:$0 Credit Score:700
Extra Card Fee:$0 Purchase Interest Rate:20.99%
Minimum Personal Income:N/A Balance Transfer Interest Rate:N/A
Minimum Household Income:N/A Cash Advance Interest Rate:22.99%


Purchase interest rate in Quebec: 20.99%-24.99%
Cash advance interest rate in Quebec: 22.99%-25.99%


Conditions Apply

Offer Terms
From February 17, 2025, to April 30, 2025, new customers who apply and are approved for the Tims Mastercard are eligible to receive a $20 CAD Tims Gift Card via email upon their first purchase with their new Tims Mastercard, (the “Welcome Offer”). To receive the Welcome Offer, your first purchase must be made within 30 days of your Tims Mastercard account activation. It can take up to 24 hours from the time of first purchase for the Welcome Offer to be processed and emailed. There is a limit of one Welcome Offer per person, per account, and it cannot be combined with any other offers. This Welcome Offer is subject to the Tims Rewards Terms and Conditions  and the Tims Rewards – Tims Mastercard Offer Terms and Conditions.

The Tims® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard and the circles design is a trademark of Mastercard International Inc. Tims Financial is a registered trademark of Tim Hortons Canada.


VALUE CONVERSIONS


Part 1: Tims Rewards Points Value per Canadian Dollar

  • Food and Beverages at Tim Hortons: Value varies; for instance, around 233 points often equals $ 1 CAD for many menu items.
  • Statement Credits: 250 Points = $ 1 CAD when redeemed for statement credit, providing 0.4 cents per point.

Part 2: Tims Rewards Points Value per 100 Canadian Dollars

  • Food and Beverages at Tim Hortons: Approximately 23,300 Points for $ 100 CAD.
  • Statement Credits: 25,000 Points = $ 100 CAD in statement credit.

Part 3: Summary for Best Value

To maximize the value from the Tims® Mastercard:
  • Redeem at Tim Hortons: Redeeming points at Tim Hortons for food and beverages can sometimes offer better value than statement credits, especially for high-value items.
  • Use for Statement Credits Strategically: If you need to reduce your card balance, use the points for statement credits, but remember the value is lower.
  • Take Advantage of Promotions: Look for any special promotions or bonus point offers from Tim Hortons or the card issuer to increase point earnings or value.
  • Combine with App Offers: Utilize the Tim Hortons app for additional offers or double dipping on rewards when available.

Part 4: Tims Rewards Points Earned per $ 1000 Spending by Category

  • Eligible Purchases at Tim Hortons: 15,000 Points per $ 1,000 spent (15 points per dollar).
  • Groceries, Gas, EV Charging, Transit: 5,000 Points per $ 1,000 spent (5 points per dollar).
  • All Other Purchases: 500 Points per $ 1,000 spent (1 point per $ 2 spent).



NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.


★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

Cash Back Rebates will be paid by Great Canadian Rebates under the following rules:

1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cash Back may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cash Back is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.



Rebate Currency Exchange :  NONE