Full Site Sign Up


TD Low Rate Visa* Credit Card

Cash Back Rebate from GCR:
$50.00★


>
Apply for the TD Low Rate Visa* Credit Card

Note : Click to application page from GCR before filling application.
Exclusive promo codes not found on GCR will void the rebate.



Get an 8.99% promotional interest rate on Purchases for the first 6 months† from Account opening.

Conditions Apply. Account must be approved by January 6, 2025.




FEATURES

With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.
  • Save on interest with a low annual interest rate of 12.90%† for Purchases and Cash Advance transactions.
  • Option to purchase Travel Medical Insurance† and Trip Cancellation/Trip Interruption Insurance†.
  • Earn 50% more Stars at participating Starbucks® stores. Conditions apply.
  • Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay† or Samsung Pay†. It's an easy
    and secure way to pay.




Annual Card Fee:$25 Credit Score:N/A
Extra Card Fee:$0 Purchase Interest Rate:12.90%
Minimum Personal Income:N/A Balance Transfer Interest Rate:12.90%
Minimum Household Income:N/A Cash Advance Interest Rate:12.90%




† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.


VALUE CONVERSIONS


The TD Low Rate Visa* Credit Card is primarily designed to offer a low interest rate rather than focusing on rewards or cash back, so it doesn’t provide direct value in Canadian dollars (CAD) through points or cash•back programs.

Key Features:
• Low interest rate: The card offers a low interest rate on purchases and cash advances, typically around 12.99% (though this can vary).
• Annual fee: The card has a low annual fee, typically around $25 CAD.
• No rewards program: Unlike other cards, this one focuses on helping you save on interest if you carry a balance, rather than earning points or cash back.

Value in Canadian Dollars:
The "value" of the TD Low Rate Visa comes from potential savings on interest charges if you carry a balance compared to higher•interest cards, rather than earning rewards or cash back. For example, if you usually carry a balance, the lower interest rate could help you save a significant amount in interest fees each month.

In summary, the TD Low Rate Visa* Credit Card is valuable for individuals looking to minimize interest costs, but it does not offer direct cash rewards or points in Canadian dollars. Its primary benefit is in interest savings.


NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.


★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.



Rebate Currency Exchange :  NONE