Cash Back Rebate from GCR: $100.00★
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Earn up to $1,000 in value†, including up to 135,000 TD Rewards Points† and no Annual Fee for the first year†.
Conditions Apply. Account must be approved by January 6, 2025.
OFFER DETAILS
Earn up to $1000 in value†, including up to 135,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits. Conditions Apply. Account must be approved by January 6, 2025.
- Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†
- Earn 115,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†
- Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points†
- Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD
- Get an Annual Fee Rebate for the first year†
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by January 6, 2025.
FEATURES
Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.
Your Card also allows you to enjoy:
- An extensive suite of travel insurance coverages which helps you travel prepared
- No travel blackouts.†, no seat restrictions.† and no expiry.† for your TD Rewards Points as long as your account is open and in good standing
- Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points
Conditions apply.
Earning TD Rewards Points
- Earn 8 TD Rewards Points † for every $1 you spend when you book travel through Expedia® For TD†
- Earn 6 TD Rewards Points † for every $1 you spend on Groceries and Restaurants†
- Earn 4 TD Rewards Points † for every $1 you spend on regularly recurring bill payments set up on your Account†
- Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card† plus earn an annual Birthday Bonus† of up to 10,000 TD Rewards Points
Annual Card Fee: | $139 | | Credit Score: | N/A |
Extra Card Fee: | $50 | | Purchase Interest Rate: | 20.99% |
Minimum Personal Income: | $60,000 | | Balance Transfer Interest Rate: | N/A |
Minimum Household Income: | $100,000 | | Cash Advance Interest Rate: | 22.99% |
† Terms and conditions apply.
This offer is not available for residents of Quebec.
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VALUE CONVERSIONS
Part 1: TD Rewards Points Value per Canadian Dollar
- Travel through Expedia For TD: 200 Points = 1 CAD (0.5 cents per point)
- Any Travel Purchase: 250 Points = 1 CAD for the first $ 1,200, then 200 Points = 1 CAD afterwards (0.4 cents to 0.5 cents per point)
- Amazon.ca: Variable, but typically less than 0.5 cents per point
- Gift Cards: Often less than 0.5 cents per point
- Education Credit: 62,500 Points = $ 250 (0.4 cents per point)
Part 2: TD Rewards Points Value per 100 Canadian Dollars
- Travel through Expedia For TD: 20,000 Points = 100 CAD
- Any Travel Purchase: 25,000 Points = 100 CAD for the first $ 1,200, then 20,000 Points = 100 CAD
- Amazon.ca: Typically requires more than 20,000 Points for 100 CAD
- Gift Cards: Value usually less than 20,000 Points for 100 CAD
- Education Credit: 15,625 Points = 62.5 CAD
Part 3: Summary for Best Value
To achieve the best value with the TD First Class Travel® Visa Infinite* Card:
- Redeem points for travel through Expedia For TD to get the highest value at 0.5 cents per point.
- For other travel, use the "Book Any Way" option to redeem points against any travel purchase, starting at 0.4 cents per point for the first $ 1,200 and increasing to 0.5 cents per point thereafter.
- Avoid using points for merchandise or gift cards as the value is significantly lower.
- Consider the annual $ 100 travel credit when booking accommodations or vacation packages to offset the annual fee.
- Use points for educational credits if you or someone you know is in post-secondary education for a fixed rate of 0.4 cents per point.
Part 4: TD Rewards Points Earned per $ 1000 Spending by Category
- Travel through Expedia For TD: 8,000 Points per $ 1,000 spent
- Grocery and Restaurant Purchases: 6,000 Points per $ 1,000 spent
- Recurring Bill Payments: 4,000 Points per $ 1,000 spent
- All Other Purchases: 2,000 Points per $ 1,000 spent
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Rebate Currency Exchange : NONE
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