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Cash Back Rebate from GCR:
$35.00


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Apply for the Secured Tims® Mastercard

Note : Click to application page from GCR before filling application.
Exclusive promo codes not found on GCR will void the rebate.



Build your credit history with a new Secured Tims® Mastercard!



FEATURES

Earn Tims Rewards Points on everyday purchases—with no annual fee!

- Turn your Tims® Rewards Points into a statement credit of up to $45 every week.

  • Earn 2 points for every $1 spent on groceries
  • Earn 2 points for every $1 spent on gas and EV charging
  • Earn 2 points for every $1 spent on transit, taxi and rideshare
  • Earn 1 point for every $4 spent on other eligible purchases
  • Earn 12 points per $1 when you scan for Tims® Rewards

Additional Features
  • Extended warranty up to $1,000 per incident
  • Purchase protection for 90 days up to $1,000 per incident
  • Mastercard zero liability




Annual Card Fee:$0 Credit Score:N/A
Extra Card Fee:$0 Purchase Interest Rate:20.99%
Minimum Personal Income:N/A Balance Transfer Interest Rate:N/A
Minimum Household Income:N/A Cash Advance Interest Rate:22.99%


Purchase interest rate in Quebec: 20.99%-24.99%
Cash advance interest rate in Quebec: 22.99%-25.99%



Conditions Apply
The Tims® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard and the circles design is a trademark of Mastercard International Inc. Tims Financial is a registered trademark of Tim Hortons Canada.


VALUE CONVERSIONS


Part 1: Tims Rewards Points Value per Canadian Dollar

  • Food and Beverages at Tim Hortons: Approximately 233 points equals $ 1 CAD for many menu items.
  • Statement Credits: 250 Points = $ 1 CAD when redeemed for statement credit, offering 0.4 cents per point.

Part 2: Tims Rewards Points Value per 100 Canadian Dollars

  • Food and Beverages at Tim Hortons: Roughly 23,300 Points for $ 100 CAD.
  • Statement Credits: 25,000 Points = $ 100 CAD in statement credit.

Part 3: Summary for Best Value

To get the best value from the Secured Tims® Mastercard:
  • Redeem for Tim Hortons Products: Redeem points at Tim Hortons for a better effective value, especially for higher-priced items.
  • Statement Credits: Use for reducing your card balance when necessary, but keep in mind the value per point is lower here.
  • Monitor Promotions: Watch for promotions from Tim Hortons or through the Tim Hortons app that might offer bonus points or increased redemption value.
  • Build Credit: As a secured card, use it responsibly to build your credit history while earning points, potentially leading to an upgrade to an unsecured card with better rewards in the future.

Part 4: Tims Rewards Points Earned per $ 1000 Spending by Category

  • Eligible Purchases at Tim Hortons: 12,000 Points per $ 1,000 spent (12 points per dollar).
  • Groceries, Gas, EV Charging, Transit: 2,000 Points per $ 1,000 spent (2 points per dollar).
  • All Other Purchases: 250 Points per $ 1,000 spent (1 point per $ 4 spent).



NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.


PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

Cash Back Rebates will be paid by Great Canadian Rebates under the following rules:

1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Minimum $50 security fund deposit by the cardholder.
6. Cash Back may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cash Back is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.



Rebate Currency Exchange :  NONE