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Cash Back Rebate from GCR:
$50.00★
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Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.
(2% fee per cash advance, 22.99% after that; annual fee $0)
Offer valid November 1, 2024 - October 31, 2025.
FEATURES
- Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
- Earn 0.5% cash back on all other eligible purchases.
Rates, fees, offers and other information are effective as of November 1, 2024. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
| Annual Card Fee: | $0 | | Credit Score: | 660 |
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| Extra Card Fee: | $0 | | Purchase Interest Rate: | 19.99% |
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| Minimum Personal Income: | $12,000 | | Balance Transfer Interest Rate: | 22.99% |
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| Minimum Household Income: | N/A | | Cash Advance Interest Rate: | 22.99% |
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* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
VALUE CONVERSIONS
Part 1: Scotia Momentum® No-Fee Visa* Card Cash Back Value per Canadian Dollar
- All Purchases: 1 Cash Back Dollar = $ 1 CAD when redeemed as a statement credit.
Part 2: Scotia Momentum® No-Fee Visa* Card Cash Back Value per 100 Canadian Dollars
- All Purchases: 100 Cash Back Dollars = $ 100 CAD
Part 3: Summary for Best Value
To achieve the best value from the Scotia Momentum® No-Fee Visa* Card:
- Redeem as Statement Credits: Since cash back is automatically applied as a statement credit, you get the full dollar value without any redemption fees.
- Focus on Bonus Categories: Spend more in the categories that earn higher cash back rates to maximize your return.
- Utilize Promotional Offers: Take advantage of any promotional periods where cash back rates might be elevated or include additional benefits.
- No Annual Fee: With no annual fee, all cash back earned is pure gain, making every dollar spent more valuable.
Part 4: Scotia Momentum® No-Fee Visa* Card Cash Back Earned per $ 1000 Spending by Category
- Eligible Gas, Grocery, and Drugstore Purchases, and Recurring Payments: 10 Cash Back Dollars per $ 1,000 spent (1% cash back).
- All Other Eligible Purchases: 5 Cash Back Dollars per $ 1,000 spent (0.5% cash back).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months of application date to report a missing rebate, otherwise the rebate is void.
Rebate Currency Exchange : NONE
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