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Cash Back Rebate from GCR:
$0.00★
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Get 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months.^!
Apply by January 15th, 2025.
FEATURES
• Earn 3X Avion points for every $1 spent1 on:
- Grocery, Dining & Food Delivery - Satisfy your taste buds by earning points on groceries, dining out, food delivery.i
- Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.ii
- Streaming, Digital Gaming & Subscriptions– Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.iii
• Earn 1 Avion point for every $1 spent on all other qualifying purchases1
• Annual Fee $48 ($4 charged monthly)
Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer4. Minimum redemption is only $10, so you can use your points where you need them most.
Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.6
Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.7
Save Big on Delivery with DoorDash
- Get a 3-month complimentary DashPass subscription – a value of almost $308.
- Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card9. See how to save with DoorDash.
Enjoy a Monthly Fee Rebate
Get a $4 rebate10 each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.
Mobile Device Insurance5 Included
Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.
Purchase Security and Extended Warranty Insurance5
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
- If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
- If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
- Enrolment is easy for eligible cardholders. You may cancel at any time.
- Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
- Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
| Annual Card Fee: | $48 | | Credit Score: | N/A |
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| Extra Card Fee: | $0 | | Purchase Interest Rate: | 20.99% |
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| Minimum Personal Income: | N/A | | Balance Transfer Interest Rate: | 22.99% |
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| Minimum Household Income: | N/A | | Cash Advance Interest Rate: | 22.99% |
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* 21.99% Balance Transfer and Cash Advance rate if you reside in Quebec.
Refer to RBC page for up to date offer terms and conditions.
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
VALUE CONVERSIONS
Part 1: Avion Rewards Points Value per Canadian Dollar
- Travel: 172 Avion Points = $ 1 CAD, so 1 Avion Point ≈ $ 0.0058 or 0.58 cents per point for travel redemptions.
- Merchandise, Gift Cards, Financial Products: Similarly, 172 Avion Points = $ 1 CAD, translating to about 0.58 cents per point.
Part 2: Avion Rewards Points Value per 100 Canadian Dollars
- All Redemptions: About 34,400 Avion Points for $ 200 CAD, or 17,200 Points for $ 100 CAD, based on the 172 points for $ 1 CAD rate.
Part 3: Summary for Best Value
To achieve the best value from the RBC® IONᐩ Visa Card:
- Maximize Bonus Categories: Spend more in categories where the card offers higher points earning rates to accumulate points faster.
- Use for Travel: Despite the lower redemption rate, using points for travel can still provide good value, particularly for budget trips or when combined with other offers.
- Petro-Points Conversion: Convert Petro-Points to Avion points for potentially better redemption value.
- Strategic Purchases: Plan your spending to hit the bonus categories, especially during times when there might be additional earning promotions.
Part 4: Avion Rewards Points Earned per $ 1000 Spending by Category
- Grocery, Dining, Food Delivery, Rides, Streaming Services, Subscriptions: 2,000 Avion Points per $ 1,000 spent (2 points per dollar).
- Gas, Electric Vehicle Charging: 3,000 Avion Points per $ 1,000 spent (3 points per dollar).
- All Other Purchases: 1,000 Avion Points per $ 1,000 spent (1 point per dollar).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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★ Conditions and Exemptions
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must notify GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
Rebate Currency Exchange : NONE
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