Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers^ and no annual fee for the first year.* Limited time offer. Apply by February 26th, 2025 FEATURES
Refer to RBC page for up to date offer terms and conditions. Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them. This post contains affiliate links. GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track sales for commission purposes. VALUE CONVERSIONSThe RBC® Visa‡ Classic Low Rate Option Card is primarily designed to offer a lower interest rate rather than focusing on rewards like cash back or points. This card does not typically provide rewards in the form of cash back or points like other RBC cards, so there is no direct monetary value in terms of rewards. Key Features: • Low interest rate: The main benefit of this card is the lower interest rate on purchases and balance transfers (usually around 12.99% • 14.99%, but it varies depending on promotions). • Annual fee: There is typically a small annual fee, usually $ 20 CAD. • No rewards program: This card focuses on providing a low interest rate for people who carry a balance, rather than earning points or cash back. Value in Canadian Dollars: • Since there is no rewards program associated with the RBC Visa Classic Low Rate Option Card, its "worth" in Canadian dollars comes from the savings in interest charges if you tend to carry a balance. If you're looking for a card to minimize interest payments, this is a solid option, but it won't provide direct cash rewards or points. NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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