RBC Cash Back Preferred World Elite Mastercard

• Earn up to 1.5% cash back on your spending^† – big or small
  
• Premium benefits and insurances
  
• Stay connected with a complimentary Boingo^‡ Wi-Fi account^Δ
  
• Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
  
  Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:
  
• Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
  
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

• If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
• If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  
• Enrolment is easy for eligible cardholders. You may cancel at any time.
• Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
• Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

VALUE CONVERSIONS

Part 1: Cash Back Value per Canadian Dollar

• General Purchases: 1.5% cash back per Canadian dollar on all purchases up to $ 25,000 annually.^†
• After $ 25,000: 1% cash back per Canadian dollar on all purchases beyond the annual cap.^†

Part 2: Cash Back Value per 100 Canadian Dollars

• General Purchases: $ 1.50 cash back per $ 100 spent on all purchases up to $ 25,000 annually.^†
• After $ 25,000: $ 1.00 cash back per $ 100 spent on all purchases beyond the annual cap.^†

Part 3: Summary of How to Get the Best Value

• Monitor Spending: Ensure your annual spending does not exceed $ 25,000 to maintain the 1.5% cash back rate. Beyond this, the rate drops to 1%.
• Redeem Wisely: Cash back is automatically credited to your account once it reaches $ 25, or you can call RBC to redeem it whenever you wish.
• Utilize Additional Benefits: Take advantage of perks like 3¢ per litre savings on fuel at Petro-Canada, and linking your card for extra Petro-Points to increase overall savings.
• Strategic Purchases: Use the card for all everyday purchases to accumulate cash back at the highest possible rate within the annual limit.

Part 4: Cash Back per $ 1000 Spending in Each Category

• General Purchases (Up to $ 25,000): $ 15 cash back per $ 1000 spent.^†
• General Purchases (Over $ 25,000): $ 10 cash back per $ 1000 spent.^†
• No Special Categories: This card offers the same cash back rate across all spending categories without differentiation.

Cash Back Chart