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Cash Back Rebate from GCR:
$70.00★
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Get rewarded with real money instead of points.
FEATURES
- 5% cashback on groceries1
- 4% cashback on recurring bills1
- 3% cashback on gas1
- 1% cashback back on everything else1
Boost Your Cashback
- Bank with a Neo Everyday account and boost your rewards up to 7% on groceries, 5% on recurring bills, and 4% on gas. The higher your balance is, the higher your cashback rate is.
- Shop at over 10,000 network partners and earn an additional average of 5% cashback on top of your everyday cashback.2
Additional Card Benefits
- Mastercard World Elite® Travel benefits2
- Extended Warranty & Purchase Protection: Extends manufacturer’s warranty and provides protection for damaged or stolen items.3
- Auto Rental Collision Loss Damage: Coverage for damages or theft in rental vehicles, providing additional financial protection for renters.3
- Comprehensive Travel Insurance: Out of province or country emergency medical, delayed and lost baggage, flight delay, trip cancellation/interruption, and more!3
| Annual Card Fee: | $125 | | Credit Score: | 710 |
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| Extra Card Fee: | N/A | | Purchase Interest Rate: | 19.99% |
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| Minimum Personal Income: | $80,000 | | Balance Transfer Interest Rate: | N/A |
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| Minimum Household Income: | $150,000 | | Cash Advance Interest Rate: | 22.99% |
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Purchase Interest Rate: 19.99% - 26.99%
(Newfoundland and Quebec: 19.99% - 23.99%)
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
The Neo Everyday account is provided by Peoples Bank of Canada.
Neo World Elite® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.
VALUE CONVERSIONS
Part 1: Neo World Elite® Mastercard Cash Back Value per Canadian Dollar
- All Redemptions: 1 Cash Back Dollar = $ 1 CAD. Cash back earned can be used as a statement credit, transferred to your Neo Everyday account, or spent directly through the Neo app.
Part 2: Neo World Elite® Mastercard Cash Back Value per 100 Canadian Dollars
- All Redemptions: 100 Cash Back Dollars = $ 100 CAD
Part 3: Summary for Best Value
To maximize the value from the Neo World Elite® Mastercard:
- Maintain a High Balance: To get the highest cash back rates, keep a significant balance in your Neo Everyday account. Higher balances can unlock increased cash back percentages.
- Shop at Partner Merchants: Utilize Neo's extensive partner network where you can earn additional cash back on top of the base rates.
- Use Neo's Premium Plan: For an annual fee, you can upgrade to the Premium Plan which offers even higher cash back rates on all purchases.
- Maximize Travel Benefits: Take advantage of the card's travel insurance and benefits if you travel frequently, as these can add significant value beyond just cash back.
Part 4: Neo World Elite® Mastercard Cash Back Earned per $ 1000 Spending by Category
- Groceries (with $ 10,000 in Neo Everyday Account): 70 Cash Back Dollars per $ 1,000 spent (7% cash back up to $ 1,000 monthly spend).
- Recurring Bills (with $ 10,000 in Neo Everyday Account): 50 Cash Back Dollars per $ 1,000 spent (5% cash back up to $ 1,000 monthly spend).
- Gas (with $ 10,000 in Neo Everyday Account): 40 Cash Back Dollars per $ 1,000 spent (4% cash back up to $ 1,000 monthly spend).
- All Other Purchases: 10 Cash Back Dollars per $ 1,000 spent (1% cash back with no monthly cap).
- Neo Partner Retailers: Can offer up to an average of 5% additional cash back on top of regular rates, varying by partner and promotion.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Rebate Currency Exchange : NONE
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