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Cash Back Rebate from GCR:
$50.00★
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Get rewarded with real money instead of points - and no Annual Fee.
FEATURES
- 2% cashback on groceries1
- 2% cashback on recurring bills1
- 2% cashback on gas1
- 0.5% cashback back on everything else1
- No annual fee
Boost Your Cashback
- Bank with a Neo Everyday account and boost your rewards up to 4% on groceries, recurring bills, and gas. The higher your balance is, the higher your cashback rate is.
- Shop at over 10,000 network partners and earn additional cashback on top of your everyday cashback.2
| Annual Card Fee: | $0 | | Credit Score: | 680 |
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| Extra Card Fee: | $0 | | Purchase Interest Rate: | 19.99% |
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| Minimum Personal Income: | $50,000 | | Balance Transfer Interest Rate: | N/A |
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| Minimum Household Income: | $80,000 | | Cash Advance Interest Rate: | 22.99% |
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Purchase Interest Rate: 19.99% - 29.99%
(Newfoundland and Quebec: 19.99% - 23.99%)
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
The Neo Everyday account is provided by Peoples Bank of Canada.
Neo World Elite® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.
VALUE CONVERSIONS
Part 1: Neo World Mastercard® Cash Back Value per Canadian Dollar
- All Redemptions: 1 Cash Back Dollar = $ 1 CAD. The cash back can be redeemed as a statement credit, transferred to your Neo Everyday account, or used directly for purchases through the Neo app.
Part 2: Neo World Mastercard® Cash Back Value per 100 Canadian Dollars
- All Redemptions: 100 Cash Back Dollars = $ 100 CAD
Part 3: Summary for Best Value
To achieve the best value from the Neo World Mastercard®:
- Save in Neo Everyday: Increase your cash back rates by maintaining a higher balance in your Neo Everyday account. Higher balances unlock higher cash back percentages.
- Shop at Partner Locations: Make purchases at Neo's partnered merchants for enhanced cash back rates on top of the base rates.
- Use Perks: Add perks to your card for additional cash back in specific spending categories like dining or travel.
- No Annual Fee Advantage: Since there's no annual fee, all your cash back effectively contributes to your savings.
Part 4: Neo World Mastercard® Cash Back Earned per $ 1000 Spending by Category
- Groceries, Gas, Recurring Bills (with $ 10,000 in Neo Everyday Account): 40 Cash Back Dollars per $ 1,000 spent (4% cash back).
- All Other Purchases: 10 Cash Back Dollars per $ 1,000 spent (1% cash back).
- Neo Partner Retailers: Typically offers an average of 5% additional cash back on top of the regular rates, especially on first-time purchases or through special promotions.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Rebate Currency Exchange : NONE
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