Full Site Sign Up



Cash Back Rebate from GCR:
$25.00


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Apply for the Secured Neo Mastercard

Note : Click to application page from GCR before filling application.
Exclusive promo codes not found on GCR will void the rebate.



Build your credit history and get unlimited transactions, no annual fees and no overlimit fees. Plus get a $25 sign up bonus!



FEATURES
  • A physical and digital secured card that doesn't require a hard credit check
  • Guaranteed approval for all Canadians1
  • Earns cashback on everyday spending
  • Average 5% at partners
  • 15% welcome bonus on first purchase at most partners
  • 1% minimum cashback guarantee across all purchases
  • No monthly or annual fees for free Standard rewards plans
  • Track spending with real time notifications and view balance in seconds
  • Cash out your rewards at any time.
  • Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
  • Security funds will be fully returned if card is closed and balance is paid off
  • Security funds minimum of only $50

~ Only $5 a month



Get cashback with Shell
  • Earn 2% cashback at the pump or convenience store locations
  • Earn 4% cashback on transactions made through the Shell App
  • Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Everyday cashback
  • Up to 4% on gas and grocery
  • Up to 1% cashback on everything else





Annual Card Fee:$0 Credit Score:N/A
Extra Card Fee:N/A Purchase Interest Rate:19.99%
Minimum Personal Income:N/A Balance Transfer Interest Rate:0.00%
Minimum Household Income:N/A Cash Advance Interest Rate:22.99%


Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.


PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.



Rebate Currency Exchange :  NONE




Start building your credit history with Canada’s best secured credit card. Plus, get a $25 sign up bonus!