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Neo Mastercard®

Cash Back Rebate from GCR:
$60.00★


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Apply for the Neo Mastercard®

Note : Click to application page from GCR before filling application.
Exclusive promo codes not found on GCR will void the rebate.



Neo Mastercard® -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.



FEATURES
  • Earn an average 5%+¹ cashback at thousands of partners.

  • No annual fees, no overlimit fees and unlimited transactions.

  • Earn up to $680 in annual cashback¹.

  • Upgradeable perks across dining, gas and grocery, travel, and more

  • Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

  • View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.


Get cashback with Shell
  • Earn 2% cashback at the pump or convenience store locations
  • Earn 4% cashback on transactions made through the Shell App
  • Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Upgrade to Premium

Upgrade to Premium for only $4.99/month and get the first 3 months free.
Plus get more cashback + exclusive perks and features.


Everyday cashback
  • Up to 4% on gas and grocery
  • Up to 1% cashback on everything else






Annual Card Fee:$0 Credit Score:640
Extra Card Fee:N/A Purchase Interest Rate:19.99%
Minimum Personal Income:N/A Balance Transfer Interest Rate:N/A
Minimum Household Income:N/A Cash Advance Interest Rate:22.99%


Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.


VALUE CONVERSIONS


Part 1: Neo Mastercard® Cash Back Value per Canadian Dollar

  • All Redemptions: 1 Cash Back Dollar = $ 1 CAD when redeemed or cashed out. The cash back is earned instantly after each purchase and can be used as statement credit or transferred to your Neo Everyday account.

Part 2: Neo Mastercard® Cash Back Value per 100 Canadian Dollars

  • All Redemptions: 100 Cash Back Dollars = $ 100 CAD

Part 3: Summary for Best Value

To get the best value from the Neo Mastercard®:
  • Choose the Right Plan: Depending on your cash balance in the Neo Everyday account, you can earn higher cash back rates. For instance, holding $ 10,000 or more might unlock the highest rates.
  • Shop at Neo Partners: Use the card at Neo's partnered retailers where you can earn significantly higher cash back rates, often up to 6% or more for first-time purchases or special offers.
  • Upgrade to Premium: For an additional fee, the Premium plan offers boosted cash back rates across all categories, potentially increasing your overall rewards.
  • Use Perks: Add perks for specific spending categories like travel or dining, which can further enhance the cash back earned in those areas.

Part 4: Neo Mastercard® Cash Back Earned per $ 1000 Spending by Category

  • Gas and Groceries (with $ 10,000 in Neo Everyday Account): 40 Cash Back Dollars per $ 1,000 spent (4% cash back).
  • All Other Purchases (with $ 10,000 in Neo Everyday Account): 10 Cash Back Dollars per $ 1,000 spent (1% cash back).
  • Neo Partner Retailers: Can range from 1% to 15% or more on first-time purchases, with an average of about 5% cash back after that, depending on the partnership deal.



NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.


★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.



Rebate Currency Exchange :  NONE




No annual fee and instant, unlimited cashback! Earn an average 5% cashback at thousands of partners.