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EQ Bank Personal Account

Cash Back Rebate from GCR:
$0.00★


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Acts like chequing, earns like savings with 4.00% interest* and zero fees
on everyday banking.



EQ Bank Personal Account Features
  • Get 2.25% interest* on everyday banking—plus 1.75% bonus interest* when you direct deposit your pay

  • No everyday banking fees

  • Free and unlimited Interac e-Transfers®, bill payments, and Electronic Funds Transfers1

  • No minimum balance required

  • Free withdrawals from any ATM in Canada with the EQ Bank Card2

  • Link multiple accounts from other banking institutions

  • CDIC insured. Any money in your EQ Bank Personal Account is insured by the Canada Deposit Insurance Corporation
    for up to $100,0003


* Interest is calculated daily on the total closing balance and paid monthly. For the EQ Bank Card, interest is paid into the linked Personal Account. Rates are per annum and subject to change without notice. For the Personal Account, Joint Account and EQ Bank Card, the current base interest rate is 2.25% (the “Base Rate”). Customers who add and maintain qualifying recurring direct deposits of at least $500/month to a Personal Account or Joint Account are eligible to earn a bonus interest rate of 4.00% (the Base Rate plus an additional 1.75%) for the eligible accounts (the Personal Account, Joint Account and the EQ Bank Card balance) for a maximum period of 12 consecutive months. Conditions apply. Please review the EQ Bank Bonus Interest Offer Terms and Conditions for details.

1 Transactions are subject to certain dollar limit maximums. For details, please see our Personal Account Fees & Features page.

2 The EQ Bank Card is a prepaid reloadable Mastercard® issued by Equitable Bank pursuant to a licence from Mastercard International Incorporated.

3 Equitable Bank is a member of CDIC. EQ Bank is a trade name of Equitable Bank.


★ Conditions and Exemptions

Cash Back Not Available from GCR.
Any offers are strictly from EQ Bank.



Rebate Currency Exchange :  NONE