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Neo Mastercard®

Neo Mastercard^® -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.

FEATURES

Earn an average 5%+¹ cashback at thousands of partners.
No annual fees, no overlimit fees and unlimited transactions.
Earn up to $680 in annual cashback¹.
Upgradeable perks across dining, gas and grocery, travel, and more
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.

Get cashback with Shell

Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.

Upgrade to Premium

Upgrade to Premium for only $4.99/month and get the first 3 months free.
Plus get more cashback + exclusive perks and features.

Everyday cashback

Up to 4% on gas and grocery
Up to 1% cashback on everything else

Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.

Initial Rewards: Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

On Going Rewards 1st: Earn an average 5%+ cashback at thousands of partners and at least 1%² cashback guaranteed

On Going Rewards 2nd: No annual fees, no overlimit fees and unlimited transactions

GCR Rebate: 60

GCR Rebate
$60

Initial Rewards
Unlimited transactions, no annual fees

Credit Needed
Good

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

Neo World Elite® Mastercard

Get rewarded with real money instead of points.

FEATURES

5% cashback on groceries¹
4% cashback on recurring bills¹
3% cashback on gas¹
1% cashback back on everything else¹

Boost Your Cashback

Bank with a Neo Everyday account and boost your rewards up to 7% on groceries, 5% on recurring bills, and 4% on gas. The higher your balance is, the higher your cashback rate is.

Shop at over 10,000 network partners and earn an additional average of 5% cashback on top of your everyday cashback.²

Additional Card Benefits

Mastercard World Elite^® Travel benefits²

Extended Warranty & Purchase Protection: Extends manufacturer’s warranty and provides protection for damaged or stolen items.³

Auto Rental Collision Loss Damage: Coverage for damages or theft in rental vehicles, providing additional financial protection for renters.³

Comprehensive Travel Insurance: Out of province or country emergency medical, delayed and lost baggage, flight delay, trip cancellation/interruption, and more!³

Purchase Interest Rate: 19.99% - 26.99%
(Newfoundland and Quebec: 19.99% - 23.99%)

Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

The Neo Everyday account is provided by Peoples Bank of Canada.
Neo World Elite^® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.

Initial Rewards: Get up to 5% cashback on groceries, recurring bills and gas.

On Going Rewards 1st: Extensive travel, warranty and insurance benefits

On Going Rewards 2nd: Shop at over 10,000 network partners and earn additional cashback

GCR Rebate: 70

GCR Rebate
$70

Initial Rewards
Boost your rewards up to 7% with Neo Everyday account

Credit Needed
NA

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.

Neo World Mastercard®

Get rewarded with real money instead of points - and no Annual Fee.

FEATURES

2% cashback on groceries¹
2% cashback on recurring bills¹
2% cashback on gas¹
0.5% cashback back on everything else¹
No annual fee

Boost Your Cashback

Bank with a Neo Everyday account and boost your rewards up to 4% on groceries, recurring bills, and gas. The higher your balance is, the higher your cashback rate is.

Shop at over 10,000 network partners and earn additional cashback on top of your everyday cashback.²

Purchase Interest Rate: 19.99% - 29.99%
(Newfoundland and Quebec: 19.99% - 23.99%)

Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

The Neo Everyday account is provided by Peoples Bank of Canada.
Neo World Elite^® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.

Initial Rewards: 2% cashback on groceries, recurring bills and gas plus no annual fee. Boost your rewards up to 4% with a a Neo Everyday account.

On Going Rewards 1st: Shop at over 10,000 network partners and earn additional cashback

On Going Rewards 2nd: 0.5% cashback back on everything else

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
Boost your rewards up to 4% with a a Neo Everyday account

Credit Needed
NA

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.

Secured Neo Mastercard

Build your credit history and get unlimited transactions, no annual fees and no overlimit fees. Plus get a $25 sign up bonus!

FEATURES

A physical and digital secured card that doesn't require a hard credit check
Guaranteed approval for all Canadians¹
Earns cashback on everyday spending
Average 5% at partners
15% welcome bonus on first purchase at most partners
1% minimum cashback guarantee across all purchases
No monthly or annual fees for free Standard rewards plans
Track spending with real time notifications and view balance in seconds
Cash out your rewards at any time.
Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
Security funds will be fully returned if card is closed and balance is paid off
Security funds minimum of only $50

~ Only $5 a month

Get cashback with Shell

Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.

Everyday cashback

Up to 4% on gas and grocery
Up to 1% cashback on everything else

Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

Initial Rewards: Build your credit history. Guaranteed approval, unlimited transactions, no annual fees and no overlimit fees. Only $5/month.

On Going Rewards 1st: Up to 4% on gas and grocery

On Going Rewards 2nd: Up to 1% cashback on everything else

GCR Rebate: 25

GCR Rebate
$25

Initial Rewards
$25 sign up bonus

Credit Needed
NA

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

Neo Mastercard®

GCR Rebate
$60

Initial Rewards
Unlimited transactions, no annual fees

Credit Needed
Good

Neo Mastercard^® -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.

FEATURES

Earn an average 5%+¹ cashback at thousands of partners.
No annual fees, no overlimit fees and unlimited transactions.
Earn up to $680 in annual cashback¹.
Upgradeable perks across dining, gas and grocery, travel, and more
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.

Get cashback with Shell

Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Up to 4% on gas and grocery
Up to 1% cashback on everything else

Neo World Elite® Mastercard

GCR Rebate
$70

Initial Rewards
Boost your rewards up to 7% with Neo Everyday account

Credit Needed

Get up to 5% cashback on groceries, recurring bills and gas.

Get rewarded with real money instead of points.

FEATURES

5% cashback on groceries¹
4% cashback on recurring bills¹
3% cashback on gas¹
1% cashback back on everything else¹

Boost Your Cashback

Bank with a Neo Everyday account and boost your rewards up to 7% on groceries, 5% on recurring bills, and 4% on gas. The higher your balance is, the higher your cashback rate is.

Shop at over 10,000 network partners and earn an additional average of 5% cashback on top of your everyday cashback.²

Additional Card Benefits

Mastercard World Elite^® Travel benefits²

Extended Warranty & Purchase Protection: Extends manufacturer’s warranty and provides protection for damaged or stolen items.³

Auto Rental Collision Loss Damage: Coverage for damages or theft in rental vehicles, providing additional financial protection for renters.³

Comprehensive Travel Insurance: Out of province or country emergency medical, delayed and lost baggage, flight delay, trip cancellation/interruption, and more!³

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.

Neo World Mastercard®

GCR Rebate
$50

Initial Rewards
Boost your rewards up to 4% with a a Neo Everyday account

Credit Needed

2% cashback on groceries, recurring bills and gas plus no annual fee. Boost your rewards up to 4% with a a Neo Everyday account.

Get rewarded with real money instead of points - and no Annual Fee.

FEATURES

2% cashback on groceries¹
2% cashback on recurring bills¹
2% cashback on gas¹
0.5% cashback back on everything else¹
No annual fee

Boost Your Cashback

Bank with a Neo Everyday account and boost your rewards up to 4% on groceries, recurring bills, and gas. The higher your balance is, the higher your cashback rate is.

Shop at over 10,000 network partners and earn additional cashback on top of your everyday cashback.²

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.

Secured Neo Mastercard

GCR Rebate
$25

Initial Rewards
$25 sign up bonus

Credit Needed

Build your credit history. Guaranteed approval, unlimited transactions, no annual fees and no overlimit fees. Only $5/month.

Build your credit history and get unlimited transactions, no annual fees and no overlimit fees. Plus get a $25 sign up bonus!

FEATURES

A physical and digital secured card that doesn't require a hard credit check
Guaranteed approval for all Canadians¹
Earns cashback on everyday spending
Average 5% at partners
15% welcome bonus on first purchase at most partners
1% minimum cashback guarantee across all purchases
No monthly or annual fees for free Standard rewards plans
Track spending with real time notifications and view balance in seconds
Cash out your rewards at any time.
Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
Security funds will be fully returned if card is closed and balance is paid off
Security funds minimum of only $50

~ Only $5 a month

Get cashback with Shell

Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.

Everyday cashback

Up to 4% on gas and grocery
Up to 1% cashback on everything else

Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

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Filter : Neo

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