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Earn up to 15,000 Membership Rewards^® points

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards^® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets!



FEATURES

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
  
  
• Earn 3x the points on eligible streaming subscriptions in Canada.
  
  
• Earn 2x the points on eligible ride shares, transit & gas in Canada.
  
  
• Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.
  
  
• Earn 1x point for every $1 in Card purchases everywhere else.
  
  
• Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.
  
  
• Transfer points 1:1 to several frequent flyer and other loyalty programs.
  
  
• Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.
  
  
• Access Front Of The Line^® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences^TM.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Use of any promo code will void the rebate

Earn up to 60,000 Membership Rewards^® points

• New American Express^® Gold Rewards Cardmembers, earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
• This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation.

FEATURES

• Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
   
• Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
   
• The Card is now available in your choice of Gold or Rose Gold metal options
   
• Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
   
• You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
   
• As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
   
• Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
   
• Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
   
• Transfer points 1:1 to several frequent flyer and other loyalty programs
   
• 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Earn up to $1,000 in value^†, including up to 135,000 TD Rewards Points^† and
no Annual Fee for the first year^†.

Conditions Apply. Account must be approved by January 6, 2025.



OFFER DETAILS

Earn up to $1000 in value^†, including up to 135,000 TD Rewards Points, no Annual Fee for the first year^† and additional travel benefits. Conditions Apply. Account must be approved by January 6, 2025.

• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†
  
• Earn 115,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening^†
  
• Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points^†
  
• Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD
  
• Get an Annual Fee Rebate for the first year^†
  

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by January 6, 2025.



FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:

• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts.^†, no seat restrictions.^† and no expiry.^† for your TD Rewards Points as long as your account is open and in good standing
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points
  Conditions apply.

Earning TD Rewards Points

• Earn 8 TD Rewards Points ^† for every $1 you spend when you book travel through Expedia^® For TD^†
• Earn 6 TD Rewards Points ^† for every $1 you spend on Groceries and Restaurants^†
• Earn 4 TD Rewards Points ^† for every $1 you spend on regularly recurring bill payments set up on your Account^†
• Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

---

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Earn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points!

Offer valid July 2, 2024 - January 2, 2025.



FEATURES

• Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more.
  
  
• Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more).
  
  
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
  
  
• No Foreign Transaction Fees
• 6 Complimentary Airport Lounge Access
• Comprehensive Travel Insurance coverage
• Visa Infinite* Concierge Services
• Visa Infinite* Hotel Collection
• Visa Infinite* Dining and Wine Country program

Savings and Reward potential in the first 12 months includes welcome offer value, first year earn point potential, foreign transaction fee and airport lounge savings as of Feb 28,2024:

• $250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite card clients who spend $1000 within the first 3 months;
  
  
• $100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your account each year (12 months);
  
  
• $50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite card clients;
  
  
• $100 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by card issuers);
  
  
• $250 in first year point earn potential (25,000 Scene+ points) on every day purchases based on average annual first year spend per account with an average spend of 21% in 2x accelerator categories;
  
  
• $350 value with a complementary Visa Airport Companion Program Membership and 6 lounge passes (annual membership plus one free visit approx. CAD $134/USD$99 plus 5 lounge passes at CAD$48/USD$35 per pass). Currency Conversions as of February 28, 2024.

Potential First Year Value = up to $1,100
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers.
Conditions apply*.



Rates, fees, offers and other information are effective as of November 1, 2024. Subject to change.


Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points*!

Offer valid July 2, 2024 - January 2, 2025.



FEATURES

• Earn 6x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more.
  
  
• Earn 5x Scene+ points* for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
  
  
• Earn 5x Scene+ points* for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.
  
  
• Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible gas and daily transit options.Includes rideshares, buses, subway, taxis and more.
  
  
• Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible select streaming services.
  
  
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
  
  
• No Foreign Transaction Fees
• Comprehensive Travel Insurance coverage
• AMEX Offers^®
• AMEX Front of the Line^®
• American Express Invites^®
• Complimentary Concierge Services

Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of February 28,2024:

• $450 in travel rewards (45,000 bonus Scene+ points) for new Scotiabank Gold American Express clients who spend $1,000 within the first 3 months (to earn 25,000 points) and when you spend $7,500 within your first 12 months (to earn an additional 20,000 points);
  
  
• $120 primary card annual fee waiver for the first year for new Scotiabank Gold American Express clients;
  
  
• $55 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by card issuers);
  
  
• $325 in first year point earn potential (32,500 Scene+ points) on everyday purchases based on average annual first year spend per account with an average spend of 25% in 5x accelerator and 5% in 3X accelerator categories.

Potential First Year Value= up to $950.
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.



Rates, fees and other information are effective as of November 1, 2024. Subject to change.


Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

New American Express® Aeroplan^®* Cardmembers can earn up to 40,000 Aeroplan points:

• Earn 30,000 Aeroplan points after spending $3,000 in purchases on your Card within the first 3 months.
  
• Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in purchases in month 13.
  
• That’s up to $900 or more in value when you combine your welcome bonus points and card benefits.

FEATURES

• Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada^®* and Air Canada vacations^®*
  
• Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
  
• Standard Earn Rate: Earn 1X the points on everything else
  
  
• Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights.
  
  
• Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card.
  
  
• As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing.
  
  
• Amex Experiences^TM: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home.
  
  
• Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance.
  
  
• 24/7 Customer Service and Emergency Card Replacement.
  
  
• As part of our commitment to sustainability, the American Express® Aeroplan^®* Card has been made with 70% reclaimed plastic.
  
  
• Charge Card*. No preset spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Earn 40,000 bonus Membership Rewards^® points

• Earn a welcome bonus of 40,000 Membership Rewards^® points after spending $7,500 in purchases within the first three months of Cardmembership.
  
  
• Plus, earn 10,000 bonus points in each calendar quarter when you spend $20,000 or more. That could add up to $400 in value every year.
  
  
• That’s $400 in statement credits that can be reinvested in your business.

FEATURES

Earn points that you can redeem in a variety of ways

• Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.
  
  
• Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
  
  
• Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios.

Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere

• Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.
  
  
• Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
  
  
• Pay for business expenses over time with Flexible Payment Option.
  
  
• This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 21.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

Access comprehensive insurance coverage for your travel needs

• Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.
  
  
• Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.
  
  
• Save money when travelling with complimentary Car Rental Theft and Damage Insurance.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card

• Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection^® Plan.
  
  
• Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance^® Protection Plan.

Access to coverage for mobile devices purchased for business use

• Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

New Marriott Bonvoy^® American Express^®* Cardmembers earn 50,000 Marriott Bonvoy^® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.

Subject to change at any time.


FEATURES

• Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy^®
  
  
• Earn 2 points for every $1 in all other Card purchases
  
  
• Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
  
  
• No annual fee on Additional Cards
  
  
• Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels
  
  
• Automatic Marriott Bonvoy Silver Elite status membership
  
  
• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy^® American Express^®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
  
  
• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
  
  

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Take on the world, get an extra 10% back* on everyday purchases.


Apply for a Tangerine World Mastercard^® by January 31, 2025 and earn an extra 10% back*
(up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*


Transfer and save
Feel your stress melt away with a low promotional interest rate on transferred credit card balances. Transfer your balance from another credit card to a Tangerine World Mastercard^® and pay an interest rate of only 1.95% on the transferred balance for the first 6 months (22.95% after that.) A Balance Transfer Fee of 1% on the amount transferred will apply. Conditions apply.^†



FEATURES

• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
  
• 0.5% Money-Back Rewards on all other purchases.
  
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  
• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  
• No limit on the amount of Money-Back Rewards you can earn.
  
• Change your 2% Money-Back Categories to suit your spending.
  
• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
  
• No annual fee

Plus the following:

Rental Car Collision/Loss Damage Insurance**
Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance**
Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard^® Travel Pass Provided By DragonPass***
Make the most of your travel with Mastercard^® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com



Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by January 31, 2025, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

^†Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee). Please visit Tangerine to view complete Terms and Conditions.

Get 35,000 welcome Avion points on approval** (travel value of up to $750^†)
- Enough to fly anywhere in Canada & the U.S.^†

(Alaska and Hawaii require more points)



FEATURES

• Earn 1 Avion point for every dollar you spend^* and an extra 25% on eligible travel purchases.
  
  
• Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
  
  
• Avioners earn points that never expire so your points will be waiting for your next adventure.
  
  
• Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  
  
• Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
  
  
• Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
  
  
• Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  
  
• Get access to RBC offers which provides access to earn points faster at specified brands
  
  
• Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
  
  
• Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
  
  
• Avioners no longer need 14-days to book travel using the RBC grid
  
  
• Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:
  - Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
  - Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

• If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
• If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  
• Enrolment is easy for eligible cardholders. You may cancel at any time.
• Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
• Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec


Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

The Most Cash Back for Rogers Customers!


Earn 3% cash back value when you redeem with Rogers

• 2% cash back if you are an eligible Rogers, Fido or Shaw customer
  
• PLUS get a 1.5x redemption bonus on eligible Rogers, Fido and Shaw purchases

FEATURES

• 2% cash back - no limits. Exclusively for eligible Rogers, Fido or Shaw customers
• 3% unlimited cash back rewards on all eligible purchases made in U.S. dollars
• 5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75 value)
• 50% more cash back every time you redeem for Rogers, Fido or Shaw purchases
• $0 annual fee

Redeem without restrictions

Earn unlimited cash back rewards anywhere Mastercard is accepted and redeem them for everyday purchases like gas and groceries, big ticket items, or apply them directly to your Rogers, Fido or chatr bill.


Travel Benefits

• Complimentary membership to Mastercard Travel Pass provided by DragonPass
• Access to over 1,300 airport lounges worldwide
• $32 USD per person per visit

Included Insurance Benefits

• Extended Warranty and Purchase Protection
• Rental Car Collision/Damage
• Out-of-Province/Out-of-Country Emergency Medical
• Trip Interruption
• Trip Cancellation

Security Features

• Transaction Monitoring & Alerts
• Zero Liability
• Secure and Contactless Payment
• Mastercard Identity Check

Subject to credit approval PLUS minimum income requirement of $80,000 annual personal income or $150,000 annual household income.

Please refer to www.rogersbank.com to read full card details.

Life’s back in session. Enjoy it with an extra 10% back.*


Apply for a Tangerine Money-Back Credit Card by January 31, 2025 and earn an extra 10% back
(up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*


Transfer and save
Feel your stress melt away with a low promotional interest rate on transferred credit card balances. Transfer your balance from another credit card to a Tangerine Money-Back Credit Card and pay an interest rate of only 1.95% on the transferred balance for the first 6 months (22.95% after that.) A Balance Transfer Fee of 1% on the amount transferred will apply. Conditions apply.^†



FEATURES

• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
  
• 0.5% Money-Back Rewards on all other purchases
  
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category
  
• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account
  
• No limit on the amount of Money-Back Rewards you can earn
  
• Change your 2% Money-Back Categories to suit your spending
  
• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account
  
• No annual fee

Additional Card Benefits:

• 2.5% Foreign Conversion Fee
  
• Free Cards for Authorized Users on your Account
  
• Purchase Assurance and Extended Warranty¹ – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
  ⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
  ⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.
  
  
• Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard^® Benefits:

• Accepted worldwide at more than 24 million locations in over 210 countries
  
• MasterCard Zero Liability
  
• MasterCard Tap & Go^TM

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by January 31, 2025, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

^†Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee). Please visit Tangerine to view complete Terms and Conditions.

Get $60 cash back!

Get $60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service⁴

PLUS get 1.5 times more cash back every time you redeem for Rogers purchases!



FEATURES

Best Cash Back Card in Canada for Rogers Customers

Rogers, Fido and Shaw postpaid customers can earn 2% cash back on all eligible purchases and get a 1.5x redemption bonus on Rogers, Fido and Shaw purchases – that’s a 3% cash back value.

Otherwise, earn 2% unlimited cash back on eligible U.S. dollar purchases and 1% on other eligible purchases.

Other Features

• 2% cash back - no limits. Exclusively for eligible Rogers, Fido or Shaw customers
• 5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75)
• 1.5 times more cash back every time you redeem for Rogers purchases

Redeem without restrictions

Earn unlimited cash back rewards anywhere Mastercard is accepted and redeem them for everyday purchases like gas and groceries, big ticket items, or apply them directly to your Rogers, Fido, or chatr bill.


Security Features

• Transaction Monitoring & Alerts
• Zero Liability
• Secure and Contactless Payment
• Mastercard Identity Check

10% cash back Welcome Bonus Offer available to new cardholders only.

Subject to credit approval.

Please refer to www.rogersbank.com to read full card details.

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.

Offer valid November 1, 2024 - October 31, 2025.



FEATURES

• Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.
  
  
• Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
  
  
• Earn 1% cash back on all other purchases with no cash back limit.
  
  
• Visa Infinite* Concierge Services
• Visa Infinite* Hotel Collection
• Visa Infinite* Dining and Wine Country program
• Comprehensive Travel Insurance & New Mobile Device Insurance coverage

Rates, fees and other information are effective as of November 1, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Unlock special experiences with the Platinum Card^®

Earn up to 140,000 Membership Rewards^® points - that’s up to $1,400 towards a weekend away.
Offer ends Jan 28, 2025.

• New Platinum^® Cardmembers, earn 100,000 Welcome Bonus points after you charge $10,000 in net purchases
  to your Card in your first 3 months of Cardmembership. Offer ends Jan 28, 2025.
  
  
• Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Offer ends Jan 28, 2025.

FEATURES

• Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  
  
• Access a $200 Annual Travel Credit through American Express Travel Online or Platinum Card^® Travel Service.
  
  
• Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.
  
  
• Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands.
  
  
• Take full advantage of The American Express Global Lounge Collection^TM which unlocks access to over 1400 airport lounges worldwide. This includes The Centurion^® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
  
  
• Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program.
  
  
• Transfer points 1:1 to several frequent flyer and other loyalty programs..
  
  
• Enjoy complimentary benefits that offer an average value of $600 USD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
  
  
• Platinum Cardmembers can enjoy access to special events and unique opportunities.
  
  
• Enjoy premium benefits at the Toronto Pearson Airport.
  
  
• You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis.

Interest rate of 30% applies to each delinquent Due in Full charge. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

New American Express^® Aeroplan^®* Reserve Cardmembers can earn up to
85,000 Aeroplan points

• Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months.
  
• Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13.
  
• That’s up to $2,600 or more in value when you combine your welcome bonus points and card benefits.
  
  

New Offer: Cardmembers can now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points. Offer ends December 31, 2024.



FEATURES

• Highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada^®* and Air Canada Vacations^®*.
  
  
• Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else.
  
  
• Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling.
  
  
• Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Café™ in North America for you and a guest, with a same day ticket on a departing Air Canada or Star Alliance flight.
  
  
• Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights.
  
  
• Roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
  
  
• Get access to more than 1,200 Priority Pass™ airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class.
  
  
• Amex Experiences^TM opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more.
  
  
• Get more from your travel experience at Toronto Pearson International Airport with:
  • Access to Pearson Priority Security Lane
  • Complimentary valet service at the Express Park and Daily Park
  • 15% discount on parking rates at the Express Park and Daily Park
  • 15% discount on Car Care Services
  
  
• Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of.
  
  
• American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey.
  
  

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Earn up to $500 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†.

Conditions Apply. Account must be approved by January 6, 2025.



OFFER DETAILS

Earn up to $500 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†. Conditions Apply. Account must be approved by January 6, 2025.

• Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made^†
  
• Get an Annual Fee Rebate for the first year^†
  

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.




FEATURES

• Earn Cash Back Dollars on every eligible purchase
• Emergency Road Services with Deluxe TD Auto Club Membership^†
• Complimentary Visa Infinite* Concierge service^† available 24/7
• Mobile Device Insurance^†

Earning Cash Back

• Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^†, and on regularly recurring bill payments^† set up on your account
• Earn 1% Cash Back Dollars on all other Purchases made with your Card^†
• Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!^†
• Your Cash Back Dollars never expire as long as your account is open and in good standing

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Earn up to 30,000 bonus MBNA Rewards Points



20,000 bonus points^†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

10,000 bonus points^††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.



FEATURES

• Earn 5 points^‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point^‡ for every $1 on all other eligible purchases.
  
  
• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
  
  
• Redeem points^‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
  
  
• Mobile Device Insurance***
  With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

This offer is not available for residents of Quebec.

††, ‡, ✪, ***, ††††, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points*.

Offer valid November 1, 2024 - January 2, 2025.



FEATURES

• Earn 2X Scene+ points for every $1 spent on all your eligible purchases
  
  
• No Foreign Transaction Fees
• Comprehensive Travel Insurance coverage
• Mobile Device Insurance coverage
• 10 complimentary Airport Lounge Passes per year
• Platinum VIP Offers+
• American Express Invites^®
• Premium Complimentary Concierge Services

Savings and reward potential in first 14 months based on the following card usage and offers:

• $600 in travel rewards (60,000 bonus Scene+ points) when you spend $3,000 within your first 3 months (to earn 50,000 points) and when you spend $10,000 within your first 14 months (to earn an additional 10,000 points);
  
  
• $141 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by other card issuers);
  
  
• $742 in travel rewards (74,188 Scene+ points) on everyday purchases based on average annual first year spend per account;
  
  
• $704 value of a complimentary Priority Pass membership and free lounge passes per year for the primary cardholder (annual membership fee package of CAD$400/USD$299, which includes 10 lounge passes) and for one supplementary cardholder (basic annual membership fee of CAD$132/USD$99 plus 4 lounge passes at CAD$43/USD$32 each). Currency conversion as at February 28, 2024.
  
  

Potential 14-Month Value = up to $2,187
Actual savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.




Rates, fees and other information are effective as of Nov.1, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Redefine what you’ll experience and discover with Platinum

Earn up to 150,000 bonus Membership Rewards^® points
Offer ends Jan 28, 2025.

• Earn 110,000 Membership Rewards^® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership. Offer ends Jan 28, 2025.
  
  
• Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Offer ends Jan 28, 2025.
  
  
• That’s up to $1,500 in statement credit that can be reinvested in your business.

FEATURES

Earn points that you can redeem in a variety of ways

• Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses.
  
  
• Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
  
  
• Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios.
  
  
• Bolster your business with up to $820 in annual business and travel statement credits.
  
  
• Enroll your eligible Card and earn up to $500 in business statement credits on qualifying purchases with Dell and Indeed.
  
  
• Enroll and earn up to $120 in eligible Wireless Credits each year.
  
  
• Access a $200 Annual Travel Credit each year of your Cardmembership.

Unlock spending power and payment flexibility with a full suite of business management tools that give you more control over your business - anytime and anywhere

• Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.
  
  
• Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
  
  
• Pay for business expenses over time with Flexible Payment Option.
  
  
• This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.
  
  
• Extend payment solutions with Supplementary Cards for your employees.

Enjoy special benefits for you and your business

• Take full advantage of the American Express Global Lounge Collection^TM which unlocks access to over 1400 airport lounges worldwide. This includes The Centurion^® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
  
  
• Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
  
  
• Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
  
  
• Enjoy complimentary benefits that offer an average total value of $600 USD* at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
  
  
• Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy.
  
  
• Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.
  
  
• Access a $100 CAD credit for NEXUS every 4 years with your Cardmembership.

Access comprehensive insurance coverage for your travel needs

• Access Out of Province/Country Emergency Medical Insurance (for under age 65), even if you don’t charge your tickets and travel arrangements to your Business Platinum Card.
  
  
• Access Trip Cancellation Insurance, Trip Interruption Insurance, Travel Emergency Assistance, and up to $500,000 Travel Accident Insurance when you fully charge your tickets and travel arrangements to your Business Platinum Card.
  
  
• Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Platinum Card.
  
  
• Save money when travelling with complimentary Car Rental Theft and Damage Insurance.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Platinum Card

• Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection^® Plan.
  
  
• Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance^® Protection Plan.
  
  
• Equip your business with Mobile Device Insurance.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Earn up to $250 in bonus value.

Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.



FEATURES

• Earn accelerated earn rates on eligible gas and grocery purchases.
  
  
• Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases.
  
  
• Access events and special offers curated for Cardmembers with Amex Experiences^TM.
  
  
• Extensive insurance coverage and 24/7 Customer Service.

Monthly Fee: $9.99 (Equals a total fee of $119.88 annually)


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Earn a Welcome Bonus of 10,000 Membership Rewards^® points

As a new American Express^® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards^® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.
That’s $100 towards groceries or concert tickets!



FEATURES

Get the Card that lets you live in the moment while getting ready for the future. The American Express^® Green Card lets you go for it with every swipe or tap of your Card.

• Earn 1x the points on Card purchases.
  
  
• Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit).
  
  
• With Amex Experiences^TM and Front Of The Line^® Amex Presale Tickets, American Express Cardmembers get access to amazing events in Canada.
  
  
• Transfer points 1:1 to several frequent flyer and other loyalty programs.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

You could get a 0% promotional annual interest rate (“AIR”)^† for 12 months on balance transfers^✪ completed within 90 days of account opening, with a 3% transfer fee.



FEATURES

• No annual fee
  
• Standard Annual Interest Rates of 12.99% on purchases, 17.99% on balance transfers^✪, and 24.99% on cash advances
  
• This card is made from 100% recycled plastic
  
• Around-the-clock fraud protection
  
• Use available credit on your credit card to transfer funds right to your chequing account

†, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Earn 60,000 Welcome Bonus Marriott Bonvoy^® points

Earn 60,000 Welcome Bonus Marriott Bonvoy^® points after you spend $5,000 on your Card
in your first three months of Cardmembership.

FEATURES

Earn Marriott Bonvoy points that you can redeem in a variety of ways.

• Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels
  
  
• Earn 3 points for every $1 spent on eligible gas, dining and travel after your welcome offer ends, or the cap is reached
  
  
• Earn 2 points for every $1 spent on everything else
  
  
• Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

• Leverage your cash flow with the option of carrying a balance or paying in full each month
  
  
• Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn

Experience the exclusive benefits of the Marriott Bonvoy^® Business American Express^®* Card.

• Receive an Annual Free Night Award automatically each year after your anniversary
  
  
• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
  
  
• Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

0% introductory interest rate on balance transfers for the first 10 months (1% fee per cash advance, 13.99% after that; annual fee $29).

Plus no annual fee in the first year.*

Offer valid November 1, 2024 - January 2, 2025.



FEATURES

• Save hundreds of dollars in interest a year
  
  
• Low 13.99% interest rate
  
  
• Pay down balances faster
  
  
• Simplify your monthly payments

Rates, fees and other information are effective as of November 1, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Earn up to $100 in bonus cash back.

In your first 3 months as a new SimplyCash^® Card from American Express Cardmember, you can earn a bonus 5% cash back on all purchases (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates. That’s up to $100 in bonus cash back.



FEATURES

• Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada
  (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases.
  
  
• Access events and special offers curated for Cardmembers with Amex Experiences^TM.
  
  
• Insurance coverage and 24/7 Customer Service.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Welcome offer:

Get 7,000 bonus rewards points upon approval^† (up to $70 value).
No annual fee for the first year, including on additional cards^‡

Offer expires December 31, 2024.
Meridian Visa cards are available to Ontario residents only.



FEATURES

Annual fee is waived for the first year

• Earn 4 reward points for every $1 spent on gas and groceries
• Earn 2 reward points for every $1 spent on pharmacy and utility bill payments
• Earn 1 reward point for every $1 spent on other eligible purchases

Redeem your cash back rewards the way you want.
Earn rewards on your everyday purchases and redeem for gift cards, merchandise, travel or account credit.


Insurance and Services

• Travel Emergency Medical
• Common Carrier Travel Accident
• Trip Cancellation and Trip Interruption/Delay
• Delayed/Lost/Damaged Baggage
• Auto Rental Collision/Loss Damage
• Mobile Device
• Purchase Protection and Extended Warranty
• Price Protection
• Travel Assistance

---

^†The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who apply for a Meridian credit card between October 1 and December 31, 2024, and are approved by the Credit department. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders. A maximum of 7,000 bonus points per Member is allowed. Please allow up to two billing cycles for bonus points to post to your account. Meridian reserves the right to cancel, modify or withdraw this offer at any time.

^‡First year free is a limited time offer for primary and additional cards. The annual fee will appear on initial statement and a credit will be applied on the same statement. Meridian reserves the right to modify or withdraw this offer at any time without prior notice.

Meridian Visa Infinite Cash Back Card Disclosure Statement and Cardholder Agreement available for review. Membership with Meridian Credit Union is a regulatory requirement to hold a Meridian Visa. You are not required to have other Meridian Credit Union products.

Refer to Meridian Credit Union’s page for up to date offer terms and conditions.

Legal references and product terms are available on the Meridian Credit Union website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Welcome offer:

Get 7,000 bonus rewards points upon approval^† (up to $70 value).
No annual fee for the first year, including on additional cards^‡

Offer expires December 31, 2024.
Meridian Visa cards are available to Ontario residents only.



FEATURES

• Earn 6 rewards points for every $2 spent on purchases made outside Canada in foreign currencies
• Earn 3 rewards points for every $2 spent on all other card purchases
• Exclusive benefits and offers - From hotels to dining and more, get access to exclusive benefits and offers

Redeem your cash back rewards the way you want.
Earn rewards on your everyday purchases and redeem for gift cards, merchandise, travel or account credit.


Insurance and Services

• Travel Emergency Medical
• Common Carrier Travel Accident
• Trip Cancellation and Trip Interruption/Delay
• Delayed/Lost/Damaged Baggage
• Auto Rental Collision/Loss Damage
• Mobile Device
• Purchase Protection and Extended Warranty
• Price Protection
• Travel Assistance

---

^†The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who apply for a Meridian credit card between October 1 and December 31, 2024, and are approved by the Credit department. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders. A maximum of 7,000 bonus points per Member is allowed. Please allow up to two billing cycles for bonus points to post to your account. Meridian reserves the right to cancel, modify or withdraw this offer at any time.

^‡First year free is a limited time offer for primary and additional cards. The annual fee will appear on initial statement and a credit will be applied on the same statement. Meridian reserves the right to modify or withdraw this offer at any time without prior notice.

Meridian Visa Infinite Travel Rewards Card Disclosure Statement and Cardholder Agreement available for review. Membership with Meridian Credit Union is a regulatory requirement to hold a Meridian Visa. You are not required to have other Meridian Credit Union products.

Refer to Meridian Credit Union’s page for up to date offer terms and conditions.

Legal references and product terms are available on the Meridian Credit Union website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Welcome offer:

Get 7,000 bonus rewards points upon approval^† (up to $70 value).

Offer expires December 31, 2024.
Meridian Visa cards are available to Ontario residents only.



FEATURES

No annual fee for primary or additional cardholders

• Earn 2 reward points for every $2 spent on gas and groceries
• Earn 2 reward points for every $2 spent on pharmacy and utility bill payments
• Earn 1 reward point for every $2 spent on other eligible purchases

Redeem your cash back rewards the way you want.
Earn rewards on your everyday purchases and redeem for gift cards, merchandise, travel or account credit.


Insurance and Services

• Common Carrier Travel Accident
• Mobile Device
• Purchase Protection
• Extended Warranty
• Price Protection

---

^†The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who apply for a Meridian credit card between October 1 and December 31, 2024, and are approved by the Credit department. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders. A maximum of 7,000 bonus points per Member is allowed. Please allow up to two billing cycles for bonus points to post to your account. Meridian reserves the right to cancel, modify or withdraw this offer at any time.

Meridian Visa Cash Back Card Disclosure Statement and Cardholder Agreement available for review. Membership with Meridian Credit Union is a regulatory requirement to hold a Meridian Visa. You are not required to have other Meridian Credit Union products.

Refer to Meridian Credit Union’s page for up to date offer terms and conditions.

Legal references and product terms are available on the Meridian Credit Union website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually.

You could also receive up to 10,000 bonus points^††

• 5,000 bonus points^†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening
  
• 5,000 bonus points^†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

FEATURES

• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
  
  
• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
  
  
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪, and 24.99% on cash advances
  
  
• Mobile Device Insurance***
  With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
  
  
• No annual fee

* Visit the MBNA application page for further details



This offer is not available for residents of Quebec.

‡, ††, ✪, ***, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Enhanced Offer - Apply through Great Canadian Rebates to get this offer!



Earn up to $1,500 in value^† including up to 50,000 Aeroplan points^† and no Annual Fee for the first year^†.

Conditions Apply. Account must be approved by January 6, 2025.




OFFER DETAILS

Earn up to $1,500 in value^†, including up to 50,000 Aeroplan points^†, no Annual Fee for the first year^† and additional travel benefits. Account must be approved by January 6, 2025.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
  
• Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening^†
  
• Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months
  of Account opening^†
  
• Enroll for NEXUS and once every 48 months get an application fee rebate^†
  
• Plus, share free first checked bags with up to 8 travel companions^†
• Get an annual fee rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.


FEATURES

• Earn Aeroplan Points on your everyday purchases
• Travel with confidence with Travel Medical Insurance^†
• Complimentary Visa Infinite* Concierge service^† available 24/7

Earning Aeroplan Points

• Earn 1.5 points^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations^®) made with your card
• Earn 1 point^† for every $1 spent on all other Purchases made with your Card
• Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore)
• Your Aeroplan Points do not expire as long as you are a TD^® Aeroplan^® Visa Infinite* Cardholder in good standing

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^†
and no Annual Fee for the first year^†.

Conditions Apply. Account must be approved by January 6, 2025.



OFFER DETAILS

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^† and no Annual Fee for the first year^†.
Conditions apply. Account must be approved by January 6, 2025.

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
  
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.
  
• Get an Annual Fee Rebate for the first year^†.
  

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by January 6, 2025.




FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD^†, Starbucks^® and more.
• Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
• An extensive suite of travel insurance coverages which helps you travel prepared.
• No travel blackouts^†, no seat restrictions† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply.

Earning TD Rewards Points

• Earn 6 TD Rewards Points† for every $1 you spend when you book travel through Expedia^® For TD^†.
• Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
• Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†.
• Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Welcome offer:

Get 7,000 bonus rewards points upon approval^† (up to $70 value).
No annual fee for the first year, including on additional cards^‡

Offer expires December 31, 2024.
Meridian Visa cards are available to Ontario residents only.



FEATURES

Earn points on your US dollar purchases, including items purchased when you travel to the US and when you shop online in
US dollars.

• Earn 1 reward point for every $1 spent on all card purchases
• Shop where you like. No restrictions on your purchases

Redeem your cash back rewards the way you want.
Earn rewards on your everyday purchases and redeem for gift cards, merchandise, travel or account credit.


Insurance and Services

• Common Carrier Travel Accident
• Trip Cancellation and Trip Interruption/Delay
• Delayed/Lost/Damaged Baggage
• Auto Rental Collision/Loss Damage
• Purchase Protection and Extended Warranty
• Travel Assistance

** Annual Card and Extra Card Fees are $ USD

---

^†The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who apply for a Meridian credit card between October 1 and December 31, 2024, and are approved by the Credit department. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders. A maximum of 7,000 bonus points per Member is allowed. Please allow up to two billing cycles for bonus points to post to your account. Meridian reserves the right to cancel, modify or withdraw this offer at any time.

^‡First year free is a limited time offer for primary and additional cards. The annual fee will appear on initial statement and a credit will be applied on the same statement. Meridian reserves the right to modify or withdraw this offer at any time without prior notice.

Meridian Visa US Dollar Card Disclosure Statement and Cardholder Agreement available for review. Membership with Meridian Credit Union is a regulatory requirement to hold a Meridian Visa. You are not required to have other Meridian Credit Union products.
Refer to Meridian Credit Union’s page for up to date offer terms and conditions.

Legal references and product terms are available on the Meridian Credit Union website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Neo Mastercard^® -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.



FEATURES

• Earn an average 5%+¹ cashback at thousands of partners.
  
  
• No annual fees, no overlimit fees and unlimited transactions.
  
  
• Earn up to $680 in annual cashback¹.
  
  
• Upgradeable perks across dining, gas and grocery, travel, and more
  
  
• Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
  
  
• View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.

Get cashback with Shell

• Earn 2% cashback at the pump or convenience store locations
• Earn 4% cashback on transactions made through the Shell App
• Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Upgrade to Premium

Upgrade to Premium for only $4.99/month and get the first 3 months free.
Plus get more cashback + exclusive perks and features.


Everyday cashback

• Up to 4% on gas and grocery
• Up to 1% cashback on everything else

Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.

Earn Cash Back Dollars. Redeem them to help pay down your Account balance^†



FEATURES

• For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
  
• Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^† and on regularly recurring bill payments^† set up on your Account.
  
• Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
  
• Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance^†.
  
• Your Cash Back Dollars never expire as long as your account is open and in good standing.
  
• Earn 50% more Stars at participating Starbucks^® stores. Conditions apply.

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Get up to 70,000 Avion points* (a travel value of up to $1,500^†).

Apply by January 15th, 2025



70,000 Avion points* is enough for two roundtrip tickets to almost anywhere in Canada & the U.S.
(Alaska and Hawaii require more points). Taxes and fees extra.^†

• 35,000 Avion Points on approval*
• 20,000 bonus points when you spend $5,000 in your first 6 months*
• 15,000 one-time anniversary bonus points after 12 months of account opening*

FEATURES

• Earn 1.25 Avion points for every dollar you spend^*.
  
  
• Enjoy VIP travel benefits including Visa Airport Companion (that’s six lounge visits per membership year for every enrolled cardholder on your account!),² Plus, fast track security and other benefits at select airports^1,2.
  
  
• Book flights on any airline, on any flight, at any time³. You can also use your points to redeem for vacation packages, hotels, cruises and tours³.
  
  
• Pick any seat you want from 130+ airlines - with no seat restrictions or blackout periods, even during peak seasons.
  
  
• Access more of the world with your 24/7 Visa Infinite Privilege Concierge¹¹.
  
  
• Avion Infinite Privilege card holders have access to book business or first class at a rate of 100 points for $2³.
  
  
• Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  
  
• Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars and British Airways Avios.
  
  
• Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points.
  
  
• Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10.
  
  
• Get access to RBC offers which provides access to earn points faster at specified brands.
  
  
• Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
  
  
• Flexibility to book flights last-minute: up to 24hrs before.

Extensive insurance coverage

• Mobile Device Insurance included – up to $1,500 ¹².
• Travel with ease with trip cancellation¹² and trip interruption¹² insurance, and emergency medical¹².
• Plus, eligible purchases12 made on the card are protected.

Get $0 delivery fees for 12 months from DoorDash^

Add your eligible RBC credit card to your DoorDash account to:

• Get a 12-month complimentary DashPass subscription± – a value of almost $120
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

• If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
• If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  
• Enrolment is easy for eligible cardholders. You may cancel at any time.
• Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
• Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Income Required
Personal: $200,000 or 
Household: $200,000 or minimum total investable assets of $400,000

Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec


Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Get 5% Cash Back^††

Get 5% Cash Back^†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)



FEATURES

Accelerate cash back on common purchases!

• No annual fee
  
  
• Get 5% Cash Back^†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  
  
• Get 2% Cash Back^‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  
  
• Get 0.5% Cash Back^‡ for all other eligible purchases

Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪, and 24.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee

---

This offer is not available for residents of Quebec.

‡, ††, ✪, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ^®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Low annual interest rate of 12.99%



FEATURES

• Enjoy an annual interest rate of 12.99% on purchases and funds advances.
  
  
• With an annual interest rate of 12.99%, you can save on interest payments if you choose to carry a balance and make your minimum monthly payments on time.
  
  
• Access virtual events and special offers curated for Cardmembers with Amex Experiences^TM.
  
  
• Shop with confidence Benefit from coverage that can help protect your eligible card purchases – from your favourite local boutique to your online shopping cart.
  
  
• 24/7 Customer service Wherever you are in the world, we're here for you 24/7.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Earn up to 7,500 bonus Scene+ points within your first 3 months*.

Offer valid November 1, 2024 - March 2, 2025.



FEATURES

• Earn 2x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco and more.
  
  
• Earn 2x Scene+ points* for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca.
  
  
• Earn 2x Scene+ points* for every $1 you spend at Cineplex theatres or online at cineplex.com.
  
  
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
  
  
• No annual fee including on supplementary cards*.

Rates, fees and other information are effective as of November 1, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel)*.

Offer valid July 2, 2024 - July 1, 2025.



FEATURES

• Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco and more.
  
  
• Earn 2x Scene+ points* for every $1 you spend on restaurants, fast food, drinking establishments and other eligible grocery stores. Includes popular food delivery and food subscriptions.
  
  
• Earn 2x Scene+ points* for every $1 you spend on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
  
  
• Earn 2x Scene+ points* for every $1 you spend on eligible gas and daily transit.Includes rideshares, buses, subway, taxis and more.
  
  
• Earn 2x Scene+ points* for every $1 you spend on eligible select streaming services.
  
  
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
  
  
• Mobile Device Insurance coverage
  
  
• American Express Invites^®

Rates, fees and other information are effective as of November 1, 2024. Subject to change.


Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.
(2% fee per cash advance, 22.99% after that; annual fee $0)

Offer valid November 1, 2024 - October 31, 2025.



FEATURES

• Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
  
  
• Earn 0.5% cash back on all other eligible purchases.

Rates, fees, offers and other information are effective as of November 1, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Get 5% Cash Back^††

Get 5% Cash Back^†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)



FEATURES

Accelerate cash back on common purchases!

• Get 5% Cash Back^†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  
  
• Get 2% Cash Back^‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  
  
• Get 1% Cash Back^‡ for all other eligible purchases
  
  
• $39 annual fee

Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪, and 24.99% on cash advances

Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater^††††

Take advantage of a card that provides Cash Back on eligible purchases

---

This offer is not available for residents of Quebec.

‡, ††, ††††, ✪, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ^®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Low 10.99% standard interest rate on purchases



FEATURES

• $39 annual fee
  
• Standard Annual Interest Rates of 10.99% on purchases,13.99% on balance transfers^✪, and 24.99% on cash advances
  
• This card is made from 100% recycled plastic
  
• Around-the-clock-fraud protection
  
• Use available credit on your credit card to transfer funds right to your chequing account

✪ Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Earn up to 90,000 Welcome Bonus Aeroplan^®* points

• Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months.
  
• Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13.

FEATURES

Earn Aeroplan points that you can redeem in a variety of ways.

• Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations^®*, 2 points for every $1 spent on eligible hotels and car rentals.
  
  
• Earn 1.25 points for every $1 spent on everything else.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

• Leverage your cash flow with the option of carrying a balance or paying in full each month.
  
  
• Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn.

Unlock business travel possibilities to make every work trip one to look forward to.

• Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class.
  
  
• Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance^®* flight.
  
  
• Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions.
  
  
• Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation.
  
  
• Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges).
  
  
• Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
  
  
• Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice.
  
  
• If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services.
  
  
• Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
  
  
• Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade.
  
  
• Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card.
  
  
• Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.
  
  
• Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President’s Club.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Get 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months.^{^}!

Apply by January 15th, 2025.



FEATURES

• Earn 3X Avion points for every $1 spent¹ on:

• Grocery, Dining & Food Delivery - Satisfy your taste buds by earning points on groceries, dining out, food delivery.ⁱ
  
• Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.ⁱⁱ
  
• Streaming, Digital Gaming & Subscriptions– Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.ⁱⁱⁱ

• Earn 1 Avion point for every $1 spent on all other qualifying purchases¹

• Annual Fee $48 ($4 charged monthly)



Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer⁴. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.⁶

Earn more Be Well points at Rexall Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.⁷

Save Big on Delivery with DoorDash

• Get a 3-month complimentary DashPass subscription – a value of almost $30⁸.
• Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card⁹. See how to save with DoorDash.

Enjoy a Monthly Fee Rebate
Get a $4 rebate¹⁰ each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.

Mobile Device Insurance⁵ Included
Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.

Purchase Security and Extended Warranty Insurance⁵
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.


Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

• If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
• If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  
• Enrolment is easy for eligible cardholders. You may cancel at any time.
• Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
• Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

* 21.99% Balance Transfer and Cash Advance rate if you reside in Quebec.

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Get a $50 digital gift card upon first purchase with a new Tims^® Mastercard!

Offer valid until January 6, 2025



FEATURES

Earn Tims Rewards Points on everyday purchases—with no annual fee!

- Turn your Tims^® Rewards Points into a statement credit of up to $45 every week.
- Redeem points for up to 2% back on essentials and up to 6% back at Tims^® (when you scan for Tims^® Rewards).

• Earn 5 points for every $1 spent on groceries
• Earn 5 points for every $1 spent on gas and EV charging
• Earn 5 points for every $1 spent on transit, taxi and rideshare
• Earn 1 point for every $2 spent on other eligible purchases
• Earn 15 points per $1 when you scan for Tims^® Rewards

Additional Features

• Extended warranty up to $1,000 per incident
• Purchase protection for 90 days up to $1,000 per incident
• Mastercard zero liability

Purchase interest rate in Quebec: 20.99%-24.99%
Cash advance interest rate in Quebec: 22.99%-25.99%

---

Conditions Apply

Offer Terms
From December 9, 2024, to January 6, 2025, new customers who apply and are approved for the Tims Mastercard are eligible to receive a $50 CAD Tims Gift Card via email upon their first purchase with their new Tims Mastercard, (the “Welcome Offer”). To receive the Welcome Offer, your first purchase must be made within 30 days of your Tims Mastercard account activation. It can take up to 24 hours from the time of first purchase for the Welcome Offer to be processed and emailed. There is a limit of one Welcome Offer per person, per account, and it cannot be combined with any other offers. This Welcome Offer is subject to the Tims Rewards Terms and Conditions  and the Tims Rewards – Tims Mastercard Offer Terms and Conditions.

The Tims^® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard and the circles design is a trademark of Mastercard International Inc. Tims Financial is a registered trademark of Tim Hortons Canada.

Get a $50 digital gift card upon first purchase with a new Secured Tims^® Mastercard!

Offer valid until January 6, 2025



FEATURES

Earn Tims Rewards Points on everyday purchases—with no annual fee!

- Turn your Tims^® Rewards Points into a statement credit of up to $45 every week.

• Earn 2 points for every $1 spent on groceries
• Earn 2 points for every $1 spent on gas and EV charging
• Earn 2 points for every $1 spent on transit, taxi and rideshare
• Earn 1 point for every $4 spent on other eligible purchases
• Earn 12 points per $1 when you scan for Tims^® Rewards

Additional Features

• Extended warranty up to $1,000 per incident
• Purchase protection for 90 days up to $1,000 per incident
• Mastercard zero liability

Purchase interest rate in Quebec: 20.99%-24.99%
Cash advance interest rate in Quebec: 22.99%-25.99%

---

Conditions Apply

Offer Terms
From December 9, 2024, to January 6, 2025, new customers who apply and are approved for the Tims Mastercard are eligible to receive a $50 CAD Tims Gift Card via email upon their first purchase with their new Tims Mastercard, (the “Welcome Offer”). To receive the Welcome Offer, your first purchase must be made within 30 days of your Tims Mastercard account activation. It can take up to 24 hours from the time of first purchase for the Welcome Offer to be processed and emailed. There is a limit of one Welcome Offer per person, per account, and it cannot be combined with any other offers. This Welcome Offer is subject to the Tims Rewards Terms and Conditions  and the Tims Rewards – Tims Mastercard Offer Terms and Conditions.


The Tims^® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard and the circles design is a trademark of Mastercard International Inc. Tims Financial is a registered trademark of Tim Hortons Canada.

Get rewarded with real money instead of points.



FEATURES

• 5% cashback on groceries¹
• 4% cashback on recurring bills¹
• 3% cashback on gas¹
• 1% cashback back on everything else¹

Boost Your Cashback

• Bank with a Neo Everyday account and boost your rewards up to 7% on groceries, 5% on recurring bills, and 4% on gas. The higher your balance is, the higher your cashback rate is.
  
  
• Shop at over 10,000 network partners and earn an additional average of 5% cashback on top of your everyday cashback.²

Additional Card Benefits

• Mastercard World Elite^® Travel benefits²
  
  
• Extended Warranty & Purchase Protection: Extends manufacturer’s warranty and provides protection for damaged or stolen items.³
  
  
• Auto Rental Collision Loss Damage: Coverage for damages or theft in rental vehicles, providing additional financial protection for renters.³
  
  
• Comprehensive Travel Insurance: Out of province or country emergency medical, delayed and lost baggage, flight delay, trip cancellation/interruption, and more!³

Purchase Interest Rate: 19.99% - 26.99%
(Newfoundland and Quebec: 19.99% - 23.99%)


Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

The Neo Everyday account is provided by Peoples Bank of Canada.
Neo World Elite^® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.

Get 3,500 Avion points on approval with the RBC ION Visa Card^{^}!

Apply by January 15, 2025.



FEATURES

• Earn 1.5X Avion points¹ on:

• Grocery - Satisfy your taste buds by earning points on groceriesⁱ
  
• Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging. ⁱⁱ
  
• Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.ⁱⁱⁱ

• Earn 1 Avion point for every $1 spent on all other qualifying purchases¹



Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer⁴. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.⁶

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.⁷

Save Big on Delivery with DoorDash

• Get a 3-month complimentary DashPass subscription – a value of almost $30⁸
• Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card⁹. See how to save with DoorDash.

Purchase Security and Extended Warranty Insurance⁵
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.


Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

• If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
• If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  
• Enrolment is easy for eligible cardholders. You may cancel at any time.
• Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
• Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

* 21.99% Balance Transfer and Cash Advance rate if you reside in Quebec.

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Earn a value of $50^† in TD Rewards Points^† to use on eligible Amazon.ca purchases, plus no Annual Fee.

Conditions Apply. Account must be approved by January 6, 2025.



OFFER DETAILS

Earn 15,152 TD Rewards Points^† (a value of $50 on Amazon.ca^†) when you spend $500 within 90 days of Account opening^†. Conditions apply. Account must be approved by January 6, 2025.

FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills.
The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

Your card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia^® For TD, Starbucks^®
  and more.
  
• Mobile device insurance of up to $1,000 if you lose or damage your phone.
  
• Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
  
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
  
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points.
  Conditions apply.
  

Earning TD Rewards Points

• Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia^® For TD^†
• Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†
• Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†
• Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Get rewarded with real money instead of points - and no Annual Fee.



FEATURES

• 2% cashback on groceries¹
• 2% cashback on recurring bills¹
• 2% cashback on gas¹
• 0.5% cashback back on everything else¹
  
  
• No annual fee

Boost Your Cashback

• Bank with a Neo Everyday account and boost your rewards up to 4% on groceries, recurring bills, and gas. The higher your balance is, the higher your cashback rate is.
  
  
• Shop at over 10,000 network partners and earn additional cashback on top of your everyday cashback.²

Purchase Interest Rate: 19.99% - 29.99%
(Newfoundland and Quebec: 19.99% - 23.99%)


Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

The Neo Everyday account is provided by Peoples Bank of Canada.
Neo World Elite^® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.

Earn at least 10 PC Optimum™ points everywhere you shop.

FEATURES

Get to free fast with a no annual fee PC^® Mastercard^®.

• Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart^®.
  
• Earn at least 30 points per litre at Esso™ and Mobil™ stations.
  
• Earn 20 points per $1 spent on PC^® travel services purchases.
  
• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.


Conditions apply to all benefits. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® Mastercard^®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC^® Mastercard^® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Get 20,000 Welcome Points!

FEATURES

Get to free fast with a no annual fee PC^® World Elite Mastercard^®.

• Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program.¹
  
• Earn 45 points for every $1 spent at Shoppers Drug Mart^®.²
  
• Earn at least 30 points per litre at Esso™ and Mobil™ stations.³
  
• Earn 30 points per $1 spent on PC^® travel services purchases.⁴
  
• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Travel Emergency Medical Insurance: For trips up to 10 days from date of departure, for those under age 65. Conditions apply

Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.

Identity Theft Assistance: To help you avoid identity theft or restore your identity


Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC^® World Elite Mastercard^®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC^® Mastercard^® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Earn PC Optimum™ points everywhere you shop.

FEATURES

Get to free fast with a no annual fee PC^® World Mastercard^®.

• Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart^®.
  
• Earn at least 30 points per litre at Esso™ and Mobil™ stations.
  
• Earn 20 points per $1 spent on PC^® travel services purchases.
  
• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.


Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC^® World Mastercard^®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC^® Mastercard^® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.

(19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39)

Offer valid November 1, 2024 - October 31, 2025.



FEATURES

• Earn 2% cashback for every $1 you spend at eligible gas stations, grocery store, drug store purchases and recurring bill payments*.
  
  
• Earn 1% cashback on all other eligible cashback purchases*.

Rates, fees, offers and other information are effective as of November 1, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Unlimited cash back on your spending*



FEATURES

• Earn up to 1.5% cash back on your spending^† – big or small
  
• Premium benefits and insurances
  
• Stay connected with a complimentary Boingo^‡ Wi-Fi account^Δ
  
• Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
  
  Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:
  
• Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
  
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

• If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
• If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  
• Enrolment is easy for eligible cardholders. You may cancel at any time.
• Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
• Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Refer to RBC page for up to date offer terms and conditions

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Earn up to 10% cash back^† for your first 3 months up to $1,000 eligible spend.




FEATURES

• Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year^†.
  
• Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments,
  up to $15,000 per year^†.
  
• Earn 0.5% cash back on all other credit card purchases with no limit on how much you can earn^†.

Coverage

• Purchase Security and Extended Protection Insurance^†.
• Protect your purchases with double the manufacturer’s warranty, up to one additional year.

Send Money Abroad

• Get cash back when you send a Global Money Transfer and pay with your Visa* Card^†.

Extra card fee: $0 (Up to 3 additional cards)
Credit Score: 600+
Purchase Interest Rate: 20.99%^‡
Balance Transfer Interest Rate: 22.99%^‡
Cash Advance Interest Rate: 22.99%<sup>‡



†</sup> Terms and conditions apply. For complete Offer details, please review the product page.
This offer is not available for residents of Quebec.

^‡ "Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.

Reloadable Prepaid Mastercard®, Cashback, Interest Earning, No Fees

FEATURES
All the KOHO account has the following features:

● No Fees: All of the perks are accessible for free and there are no hidden fees or surprise charges (unlimited e-transfer)
● Minimum of 0.5% cashback on every purchase, and up to 6% when shopping with KOHO brand partners
● 1.2% saving interests on the entire account balance (no minimum requirement, no regular deposit requirement.

Users can also opt-in and subscribe to the following features:

Premium Account has all the above features and more ($9/month or $84/year):
● 2% cashback on groceries, eating & drinking, and transportation
● No FX fees and 1 free international ATM withdrawal per month
● Financial coaching - Premium account users can access our financial coach. Our financial coaches are members of Accredited Financial Counsellor.
● Price matching - Premium account users can claim price matches for their purchases. They just need to send the receipt and our team will find deals and match a lower price for our user.

Credit building ($10 a month over 6 months for a total of $60.) On average, we see the credit building users improve their score by 20 pts over 6 months. Users can also see their credit score being updated in-app on a monthly basis.

Merchant Cash Back: Earn additional cash back with merchant partners.

Other Benefits and Details

● Refer friends to KOHO and earn extra PowerUps. You and the friend you refer each earn 1% extra PowerUps on every purchase for 90 days. You can refer up to 10 friends to KOHO, which means you can earn ​up to 10%​ in PowerUps for referring friends

● Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online

● Add your KOHO card to Apple, Samsung or Google Pay

● Access your payroll up to 3 days early with the Early Payroll feature

● Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy

● Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance

● Create custom budgets and track your spending habits. Know where you're at in real time with instant notifications every time you spend.

Fees & Interest
Purchase Interest Rate: $0 - you can only spend your own funds with KOHO
Cash Advance: You are able to withdraw up to $600 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider
Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Mastercard direct load

Build your credit history and get unlimited transactions, no annual fees and no overlimit fees. Plus get a $25 sign up bonus!



FEATURES

• A physical and digital secured card that doesn't require a hard credit check
  
• Guaranteed approval for all Canadians¹
  
• Earns cashback on everyday spending
  
• Average 5% at partners
  
• 15% welcome bonus on first purchase at most partners
  
• 1% minimum cashback guarantee across all purchases
  
• No monthly or annual fees for free Standard rewards plans
  
• Track spending with real time notifications and view balance in seconds
  
• Cash out your rewards at any time.
  
• Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
  
• Security funds will be fully returned if card is closed and balance is paid off
  
• Security funds minimum of only $50

~ Only $5 a month



Get cashback with Shell

• Earn 2% cashback at the pump or convenience store locations
• Earn 4% cashback on transactions made through the Shell App
• Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Everyday cashback

• Up to 4% on gas and grocery
• Up to 1% cashback on everything else

Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

Get up to 10,000 bonus Moi points! ^[1]

Offer ends Jan. 31, 2025

• Get 3,000 welcome points upon your first purchase with the moi RBC^® Visa card^{‡ [1]}
• Receive an additional 3,500 points when you spend $500 in the first three months of opening your card ^[1]
• Receive an additional 3,500 points when you spend $2,000 in the first twelve months of opening your card ^[1]

A value of $80 ^[7]


Note: Residents of Quebec, Ottawa and New Brunswick would benefit most from the Moi program.



FEATURES

Earn Moi points everywhere, on all your purchases.²

Your moi RBC^® Visa^‡ credit card rewards you with Moi points every time you use it to pay for purchases. Whether you’re in-person or online, you’ll collect points Moi wherever you shop.

• 2X the Moi Points on Grocery, Beauty and Wellness
  Earn 2 Moi points at participating Metro, Jean Coutu, Brunet and Première Moisson stores when you pay with your moi RBC Visa credit card and swipe your Moi program card.²
  
  
• 2X the Moi Points on Restaurants and Dining
  Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card.³
  
  
• 2X Moi Points on Gas and EV Charging
  Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card.³
  
  
• 1X Moi Points on All Other Purchases
  Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.⁴

Moi makes it easy to redeem

Redeem Moi points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick. ⁵

Petro-Canada Link your moi RBC Visa credit card to your Petro-Points^TM card to save 3¢/L instantly on gas and earn 20% more Petro-Points^TM at Petro-Canada^TM.⁶

RONA, Réno-Dépôt and RONA+ Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or RONA+ and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.⁷


Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!



^®/TM Trademarks of Royal Bank of Canada. Used under licence. ^‡ All other trademarks are the property of their respective owner(s). Used under licence.

* 21.99% for Cash Advance and Balance Transfer if you reside in Quebec.

Refer to RBC page for up-to-date offer terms and conditions.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Get an 8.99% promotional interest rate on Purchases for the first 6 months^† from Account opening.

Conditions Apply. Account must be approved by January 6, 2025.




FEATURES

With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.

• Save on interest with a low annual interest rate of 12.90%^† for Purchases and Cash Advance transactions.
• Option to purchase Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†.
• Earn 50% more Stars at participating Starbucks^® stores. Conditions apply.
• Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay^† or Samsung Pay^†. It's an easy
  and secure way to pay.

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Welcome offer! Get your first year annual fee waived ($120 rewards value)^
and Visa Airport Companion membership ($90 value).^

Offer valid until March 31, 2025.
^Terms and conditions apply – for full details click the Apply button.

Card is available to British Columbia residents only.


5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:

• Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
• 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.

Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.

How to earn points.

• 10 points for every $1 spent at select local businesses.
• 5 points for every $1 spent on public transit and ferries.^◊
• 2.5 points for every $1 spent on groceries.^◊
• 1.25 points for every $1 spent on all other purchases.^◊
• 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:

• Cash back^‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).
  
  
• Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.
  
  
• Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).
  
  
• Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.

Premium Visa Infinite Benefits

• Get access to more than 1,200 participating airport lounges worldwide with your complimentary membership to Visa Airport Companion.⌀
  
• Hotel perks, dining and wine events, concierge service, sports and entertainment offers and more.
  

Insurances

• Common carrier travel accident insurance up to $500,000. ^§
• Purchase security insurance. ^§
• Extended warranty insurance. ^§
• Auto rental collision/loss damage insurance. ^§
• Flight delay insurance. ^§
• Emergency travel assistance services. ^§
• Delayed and lost baggage insurance. ^§

Eligibility: $60,000 annual personal income, $100,000 annual household income, or $250,000 or more in investible funds.


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-infinite/

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

^‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

^§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

⌀ Enviro Visa Infinite cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) is based on the value of purchasing a DragonPass membership ($68 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary. Upon enrollment, all visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant^®. ^® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

Sign up for a Vancity enviro™ Visa* Classic card!

Available to British Columbia residents only.



5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:

• Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
• 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.

Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.

• 1 point for every $2 spent on all purchases.
• 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:

• Cash back^‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).
  
  
• Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.
  
  
• Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).
  
  
• Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.

Insurances

• Common carrier travel accident insurance up to $200,000. ^§
• Purchase security insurance. ^§
• Extended warranty insurance. ^§

Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

^‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

^§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant^®. ^® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.