Note : Click to application page from GCR before filling application
Sign up for the Simplii Financial™ Cash Back Visa* Card
Simplii Financial™ Cash Back Visa* Card to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Earn up to 10% cash back† for your first 3 months up to $1,000 eligible spend.
FEATURES
Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year†.
Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year†.
Earn 0.5% cash back on all other credit card purchases with no limit on how much you can earn†.
Coverage
Purchase Security and Extended Protection Insurance†.
Protect your purchases with double the manufacturer’s warranty, up to one additional year.
Send Money Abroad
Get cash back when you send a Global Money Transfer and pay with your Visa* Card†.
Extra card fee: $0 (Up to 3 additional cards)
Credit Score: 600+
Purchase Interest Rate: 20.99%‡
Balance Transfer Interest Rate: 22.99%‡
Cash Advance Interest Rate: 22.99%‡
† Terms and conditions apply. For complete Offer details, please review the product page.
This offer is not available for residents of Quebec.
‡ "Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.
Annual Card Fee:
$0
Credit Score:
600
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$15,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
$15,000
Cash Advance Interest Rate:
22.99%
Earn up to 10% cash back† for your first 3 months up to $1,000 eligible spend.
FEATURES
Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year†.
Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year†.
Earn 0.5% cash back on all other credit card purchases with no limit on how much you can earn†.
Coverage
Purchase Security and Extended Protection Insurance†.
Protect your purchases with double the manufacturer’s warranty, up to one additional year.
Send Money Abroad
Get cash back when you send a Global Money Transfer and pay with your Visa* Card†.
Annual Card Fee:
$0
Credit Score:
600
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$15,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
$15,000
Cash Advance Interest Rate:
22.99%
Extra card fee: $0 (Up to 3 additional cards)
Credit Score: 600+
Purchase Interest Rate: 20.99%‡
Balance Transfer Interest Rate: 22.99%‡
Cash Advance Interest Rate: 22.99%‡
† Terms and conditions apply. For complete Offer details, please review the product page.
This offer is not available for residents of Quebec.
‡ "Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.
Part 1: Simplii Financial™ Cash Back Visa* Card Cash Back Value per Canadian Dollar
All Purchases: 1 Cash Back Dollar = $ 1 CAD when applied as a statement credit or redeemed for other purchases.
Part 2: Simplii Financial™ Cash Back Visa* Card Cash Back Value per 100 Canadian Dollars
All Purchases: 100 Cash Back Dollars = $ 100 CAD
Part 3: Summary for Best Value
To get the best value from the Simplii Financial™ Cash Back Visa* Card:
Redeem for Statement Credits: Since cash back is automatically applied as a statement credit once a year, this is the simplest and most valuable redemption option, providing direct dollar-for-dollar value.
Plan Your Spending: Maximize your earnings in categories with higher cash back rates to accumulate more cash back value.
Global Money Transfers: Use the card for international money transfers to earn cash back without additional fees, provided you pay off the balance to avoid interest.
No Annual Fee: The card's value is enhanced by the fact that there's no annual fee, making every dollar earned genuinely additional profit.
Part 4: Simplii Financial™ Cash Back Visa* Card Cash Back Earned per $ 1000 Spending by Category
Restaurant, Bar, and Coffee Shop Purchases: 40 Cash Back Dollars per $ 1,000 spent (up to $ 5,000 annual spend in this category for 4% cash back).
Gas, Grocery, Drugstore, and Pre-Authorized Payments: 15 Cash Back Dollars per $ 1,000 spent (up to $ 15,000 annual spend for 1.5% cash back).
All Other Purchases: 5 Cash Back Dollars per $ 1,000 spent (0.5% cash back with no limit on how much you can earn).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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