Apply Now for the CIBC Dividend® Visa Infinite* Card
CIBC Dividend®Visa Infinite* Card to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Get a first-year annual fee rebate and earn a 10% cash back
welcome bonus of up to $300!†
FEATURES
Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $300 (first 4 statements)!†
After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.†
2% cash back on eligible transportation, dining purchases and recurring payments†
1% cash back on all other purchases†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†
Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.†
To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
†Terms and Conditions Apply. Select Apply Now to learn more.
Annual Card Fee:
$120
Credit Score:
720
Extra Card Fee:
$30
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$60,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
$100,000
Cash Advance Interest Rate:
22.99%
Get a first-year annual fee rebate and earn a 10% cash back
welcome bonus of up to $300!†
FEATURES
Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $300 (first 4 statements)!†
After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.†
2% cash back on eligible transportation, dining purchases and recurring payments†
1% cash back on all other purchases†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†
Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.†
To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
Annual Card Fee:
$120
Credit Score:
720
Extra Card Fee:
$30
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$60,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
$100,000
Cash Advance Interest Rate:
22.99%
†Terms and Conditions Apply. Select Apply Now to learn more.
Part 1: CIBC Dividend® Visa Infinite* Card Cash Back Value per Canadian Dollar
All Redemptions: 1 Cash Back Dollar = $ 1 CAD when redeemed as a statement credit or applied towards purchases.
Part 2: CIBC Dividend® Visa Infinite* Card Cash Back Value per 100 Canadian Dollars
All Redemptions: 100 Cash Back Dollars = $ 100 CAD
Part 3: Summary for Best Value
To maximize the value from the CIBC Dividend® Visa Infinite* Card:
Redeem as Statement Credit or Purchase: The cash back can be redeemed at any time to offset your credit card balance or applied directly to purchases, providing immediate dollar-for-dollar value.
Focus on High-Earn Rate Categories: Spend in categories where the card offers higher cash back percentages to maximize earnings.
Link with Journie Rewards: Take advantage of the gas discount by linking your card with Journie Rewards for extra savings on fuel.
Utilize Insurance Benefits: The card's travel and purchase insurance can add to your savings by covering unexpected costs.
Part 4: CIBC Dividend® Visa Infinite* Card Cash Back Earned per $ 1000 Spending by Category
Grocery, Gas, and Electric Vehicle Charging: 40 Cash Back Dollars per $ 1,000 spent (4% cash back on eligible purchases up to $ 20,000 annually in combined spending for these categories).
Transportation, Dining, Recurring Payments: 20 Cash Back Dollars per $ 1,000 spent (2% cash back up to $ 20,000 annually in combined spending for these categories).
All Other Purchases: 10 Cash Back Dollars per $ 1,000 spent (1% cash back with no annual cap).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
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