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American Express® Business Gold Rewards Card to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Earn 40,000 bonus Membership Rewards® points
Earn a welcome bonus of 40,000 Membership Rewards® points after spending $7,500 in purchases within the first three months of Cardmembership.
Plus, earn 10,000 bonus points in each calendar quarter when you spend $20,000 or more. That could add up to $400 in value every year.
That’s $400 in statement credits that can be reinvested in your business.
FEATURES
Earn points that you can redeem in a variety of ways
Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.
Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere
Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.
Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
Pay for business expenses over time with Flexible Payment Option.
This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 21.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.
Access comprehensive insurance coverage for your travel needs
Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.
Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.
Save money when travelling with complimentary Car Rental Theft and Damage Insurance.
Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card
Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan.
Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan.
Access to coverage for mobile devices purchased for business use
Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual Card Fee:
$199
Credit Score:
N/A
Extra Card Fee:
$50
Purchase Interest Rate:
N/A
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
N/A
Minimum Household Income:
N/A
Cash Advance Interest Rate:
N/A
Earn 40,000 bonus Membership Rewards® points
Earn a welcome bonus of 40,000 Membership Rewards® points after spending $7,500 in purchases within the first three months of Cardmembership.
Plus, earn 10,000 bonus points in each calendar quarter when you spend $20,000 or more. That could add up to $400 in value every year.
That’s $400 in statement credits that can be reinvested in your business.
FEATURES
Earn points that you can redeem in a variety of ways
Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.
Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere
Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.
Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
Pay for business expenses over time with Flexible Payment Option.
This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 21.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.
Access comprehensive insurance coverage for your travel needs
Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.
Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.
Save money when travelling with complimentary Car Rental Theft and Damage Insurance.
Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card
Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan.
Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan.
Access to coverage for mobile devices purchased for business use
Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.
Annual Card Fee:
$199
Credit Score:
N/A
Extra Card Fee:
$50
Purchase Interest Rate:
N/A
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
N/A
Minimum Household Income:
N/A
Cash Advance Interest Rate:
N/A
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
1. Value of Membership Rewards® Points per Canadian Dollar
Travel: When transferred to Aeroplan or other travel partners, points can be worth between 1.5 to 2 cents or more per point.
Statement Credits: Directly at 1 cent per point for eligible charges.
Gift Cards: Typically around 1 cent per point, though some special offers might increase value.
Merchandise: Usually less than 1 cent per point, often around 0.5 to 0.7 cents.
2. Value of Membership Rewards® Points per $ 100 CAD
Travel: 5,000 to 6,667 points for $ 100 CAD when transferred to high-value partners.
Statement Credits: 10,000 points for $ 100 CAD.
Gift Cards: 10,000 points for $ 100 CAD, though value might vary.
Merchandise: Could require up to 20,000 points for $ 100 CAD.
3. Maximizing Membership Rewards® Points Value
Transfer to Partners: Transferring points to frequent flyer programs like Aeroplan, British Airways Executive Club, or hotel programs like Marriott Bonvoy often yields the highest value.
Use Points for Travel: Booking through Amex Travel can offer a value of 1 cent per point, but transferring might provide even more value.
Amex Fixed Points Travel: Utilize fixed points charts for certain routes which can provide a good value per point.
Avoid Merchandise: Redeeming for physical goods generally offers the lowest value.
4. Earning Membership Rewards® Points with the American Express® Business Gold Rewards Card
General Purchases: 1,000 points per $ 1,000 spent on all eligible purchases.
Quarterly Bonus: An additional 10,000 points per quarter if you spend $ 20,000, which equates to 10,000 points per year if you meet this threshold every quarter.
Welcome Bonus: New cardholders can earn a significant number of points upon meeting spending thresholds, often around 40,000 points after spending $ 7,500 within the first three months.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
Rebate Currency Exchange :NONE
Earn 40,000 bonus Membership Rewards® points. That’s $400 in statement credits that can be reinvested in your business!
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
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