Who doesn’t love getting money back on their purchases? Canadians are known for their savvy shopping habits, and maximizing cash back is a fantastic way to stretch your dollar further. Whether you’re a seasoned online shopper or just starting, there are strategies you can use to maximize cash back all year round.
This guide dives deep into the world of cash back for online shopping, helping you navigate seasonal sales, combine offers like a pro, and choose the right credit cards to rack up those sweet rewards.
The Art of the Cash Back Stack: Combining Discounts and Cash Back
Imagine buying that new summer dress you’ve been eyeing and getting cash back on it. Sounds pretty sweet, right? The good news is, it’s entirely possible! The key lies in combining cash back offers with existing discounts and promotions. Here’s how to become a cash back stacking champion:
· Cash Back Credit Cards: A cash back credit card for online shopping is your first line of defense. Look for cards that offer high cash back percentages on online purchases. Some cards even offer bonus cash back for specific categories like clothing or electronics – perfect for seasonal shopping sprees.
· Cash Back Shopping Sites: These online platforms partner with retailers to offer additional cash back on your purchases. Simply sign up for a free account, browse for your favorite stores, and click through their links before making your purchase.
· Retailer Promotions: Many retailers run seasonal sales and offer promo codes for online shoppers. Look for coupon codes on their websites or dedicated coupon websites. Don’t forget to factor these discounts into your cash back strategy!
Seasonal Savvy: Cash Back Strategies for Different Times of the Year
Canadian shopping seasons offer a treasure trove of opportunities to maximize cash back. Here are some tips to conquer each season:
· Spring: Spring cleaning often leads to online shopping for home improvement items. Look for cash back offers on homeware stores like Bed Bath & Beyond or RONA.
· Summer: Summer is prime time for travel and outdoor gear. Consider travel credit cards with cash back on flights and hotels or credit cards offering cash back on sporting goods stores.
· Back-to-School: This season brings a surge in online purchases for school supplies, electronics, and clothing. Look for cash back deals on office supply stores and department stores.
· Holiday Season: The biggest shopping season of the year! Cash back opportunities abound on everything from electronics to toys to clothing. Look for Black Friday and Cyber Monday deals in conjunction with your cash back strategies.
By considering these seasonal trends, you can tailor your online shopping habits to maximize your cash back potential.
Choosing the Right Weapon: Selecting the Best Cash Back Credit Cards for Online Shopping
With a plethora of cash back credit cards for online shopping available in Canada, choosing the right one can feel overwhelming. Here are some key factors to consider:
· Cash Back Rate: Look for a card with a high cash back percentage on online purchases. This is the primary driver of your cash back earnings.
· Annual Fee: Some cards with high cash back rates come with annual fees. Evaluate whether the potential cash back outweighs the annual cost.
· Bonus Categories: Some cards offer bonus cash back for specific categories like groceries or gas. Choose a card with bonus categories that align with your regular spending habits.
· Welcome Bonus: Many cards offer welcome bonuses for meeting minimum spending requirements. This can be a great way to jumpstart your cash back journey.
Where to Apply?
If you plan to apply for a cash back rewards credit card, head to Great Canadian Rebates. Our online platform will allow you to compare the best cashback credit cards and others, which will help you choose the one that fits the bill. You can earn a solid credit card rebate when you sign up for the credit card through our platform.
Visit our website for more information.