Looking for a business credit card? The American Express Aeroplan Business Reserve Card is the epitome of premium credit cards.
Travelling has become much more expensive over the years, with hotels and flights costing hundreds if not thousands of dollars for a simple one night stay or trip. Many people have canceled their plans because they didn’t have the money to fund them. Fortunately, there are credit cards that offer incentives and points that can bring down the costs of travelling. One such credit card is the American Express Aeroplan Business Reserve Card.
Not sure if this is the right business credit card for you? Check out this review.

Key card details

• $599 annual fee
• Free supplementary cards
• Impressive welcome bonus
• Comprehensive travel insurance
• Access to Maple Leaf Lounges
• Free first checked bag, priority check-in and boarding on Air Canada
• 19.99% purchase interest rate
• Priority airport services at YYZ
• Preferred pricing on Air Canada flights
• Apply through this secure link for a $150 cash back rebate

Welcome Bonus

As a new card holder, you’ll earn up to 85,000 Welcome Bonus Aeroplan points detailed as follows:
Spend $3,000 on your Card within the first three months of membership to earn 25,000 Aeroplan points
As a bonus, you can earn 5,000 Aeroplan points if you spend $1,000 in purchases on your Card every month for the first twelve months of membership. That could add up to 60,000 Aeroplan points.
That’s not all. If you refer friends or family to the Aeroplan Business Reserve Card, you will receive a referral bonus of 10,000 Aeroplan points per referral. You may earn up to 150,000 Aeroplan points per calendar year.
What’s more? Uber Pass membership for twelve months is FREE for eligible cardholders. You can get unlimited delivery for free on orders over $15 and 5% off orders over $15, as well as exclusive Rides Perks.
If you sum these reward points together, it could be worth up to $2,700 or more in value within your first year.

How to Earn Aeroplan Points

Every dollar counts. The rewards you’ll earn are a great way to reduce the overall cost of your business travel.
As an Aeroplan Business Reserve card holder, you’ll earn 3 points for every $1 spent on purchases made directly with Air Canada and Air Canada Vacations and 2 points for every $1 spent on eligible hotels and car rentals. And finally, you’ll earn 1.25 points for every $1 spent on everything else.
Also, you’ll earn double points at more than 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore by using your American Express Aeroplan Business Reserve Card and Aeroplan Membership Card.
For every $5,000 in eligible net purchases charged to your Card, you will earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment.

The best part is that your points will never expire as long as you’re a cardholder.

Insurance coverage

Insurance coverage is a major selling point for any premium credit card. As a high-end product, the American Express Aeroplan Business Reserve Card excels in this department.

The card offers up to $5,000,000 for travel accident insurance, up to $1,000 for trip delay/cancellation insurance, and up to $1,000 for the delay and lost baggage.

The card also provides flight delay insurance of up to $1,000 if your flight is delayed for more than 4 hours.

Other insurance coverage worth mentioning includes:

• Car rental insurance
• Purchase protection (90 days)
• Extended warranty (up to 1 year)
• Hotel burglary ($1,000)

Other perks and benefits

This card has several benefits to make the hefty annual price of $559 worthwhile. Here are some perks and benefits you’ll enjoy from owning this card:

• Access to more than 1,200 Priority Pass airport lounges around the globe. Regardless of your choice of airline or cabin class, you will have an oasis of comfort before your flight.
• Access to select Air Canada Maple Leaf lounges and Air Canada Café in North America with same-day tickets on departing Air Canada or Star Alliance flights.
• When you fly with Air Canada, you’ll enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling with up to eight companions.
• Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases before your Card anniversary date. Your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 (plus taxes, fees, charges, and surcharges)

• $100 NEXUS Card Statement Credit. Stay focused on getting where you need to go. Receive up to $100 in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
• If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, a 15% discount on parking rates, and a 15% discount on Car Care Services.
• Access to a suite of business management tools that give you more control over your business anytime and anywhere.

Downsides

Before signing up for this card, here are some drawbacks to consider.
First, the annual fee for this card is $599, which is quite high. If you are not a frequent traveler, you may be unable to maximize the rewards the card offers. Therefore, looking at other Aeroplan credit cards with lower annual fees might be better.
Second, you can only use your points through Aeroplan. Furthermore, you may not receive the best rewards if you are not a frequent flyer on Air Canada.
And finally, the travel medical insurance provided by this card is only for travelers aged under 65.

In conclusion

The American Express Aeroplan Business Reserve Card is a travel reward card that offers a combination of great perks and benefits. It’s designed for business owners who want to take control of their expenses and maximize their rewards.

Business travel can be expensive. That’s why it’s important to get the maximum value for every trip. One of the best ways to do this is with Aeroplan cards from American Express.