If you love traveling through Air Canada, the TD Aeroplan Visa Infinite Privilege Credit Card might just be your new favorite credit card. It’s one of the best co-branded cards for Air Canada’s Aeroplan program, with an extensive suite of travel insurance and Priority Airport Service.
Want to apply for this fantastic travel rewards credit card? Check out this review to make an informed decision.

Key card details

• $599 annual fee
• Extensive suite of travel insurance
• Priority Airport Services
• $100 Nexus credit
• Six annual complimentary visits to Priority Pass lounges
• Maple Leaf Lounge access in North America
• Apply through this secure link

TD Aeroplan Visa Infinite Privilege Credit Card Welcome offer

TD Aeroplan Visa Infinite Privilege offers a total of 105,000 Aeroplan points (worth $2800), as follows:

• 20,000 bonus Aeroplan points when you make your first purchase.
• 8,500 Aeroplan points per month when you spend $1,000 each month for the first ten months of your Account opening. (85,000 in total).

You must apply by September 5, 2022, to qualify for these impressive bonus points.

Insurance coverage

Traveling is probably our greatest source of memories, and why wouldn’t you want to be in control of when and where you travel? With the TD Aeroplan Visa Infinite Privilege Credit Card, you can enjoy an extensive suite of travel insurance that will give you peace of mind on your trip.

Here’s a look at some of the travel insurance that this card offers:

• Emergency medical insurance is something you can’t put a dollar value on. Without it, an accident or sudden illness could destroy your finances. Cardholders under 65 get 21 days of emergency medical coverage for up to $5M per trip, and cardholders 65 and over get 4 days of hospital coverage.
• Trip Cancellation/Trip Interruption Insurance: Up to $2,500 for Trip Cancellation, with a maximum of $5,000 for all insured persons, and up to $5,000 for Trip Interruption, with a maximum of $25,000 for all insured persons on the same covered trip.
• Flight/Trip Delay Insurance: Coverage of up to $1,000 in the event of a flight/trip delay of more than 4 hours.
• Baggage delay insurance: If your baggage is delayed more than four hours, you are covered for purchasing essentials, such as clothing and toiletries, up to $1,000 per person. For lost baggage, up to $2,500 of coverage per insured person.
• Common Carrier Travel Accident Insurance: Provides coverage up to $500,000 for losses incurred while traveling on a common carrier (for example, a bus, ferry, plane, train, or car rental).

Other insurance coverage includes:

• Hotel/Motel Burglary Insurance
• Mobile Device Insurance
• Purchase Security and Extended Warranty Protection22
• Auto Rental Collision/Loss Damage Insurance: Coverage for up to 48 consecutive days.

A well-planned trip can be ruined by unexpected hospital bills or a sudden accident that requires emergency medical attention. Therefore, travelers must ensure they are adequately covered for such emergencies.

TD Aeroplan Visa Infinite Privilege Credit Card Perks and Features

The TD® Aeroplan® Visa Infinite Privilege* Credit Card has some great perks and features that make it worth considering as your next travel credit card. Here are some of the most important features:

• Access to Priority Airport Services like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades.
• Access to Air Canada Maple Leaf Lounges in North America for primary and supplementary cardholders.
• Cardholders will receive free Priority Pass membership and can visit six airport lounges per year.
• $100 NEXUS credit, which is useful for getting a NEXUS card and making crossing the US border much more convenient.

The best part is that your Aeroplan points won’t expire for as long as you’re a cardholder.

How To Earn Aeroplan Points

When you’re looking for a top credit card for travel rewards, you want to look for one that maximizes your return on spending. The TD Aeroplan Visa Infinite Privilege Credit Card does just that. You can earn Aeroplan points in the following ways:

• 2 points for every $1 spent on eligible purchases made direct through Air Canada purchases (including Air Canada Vacations)
• 1.5 points for every $1 spent on eligible gas, grocery, travel and dining purchases
• And finally, 1.25 points for every $1 spent on all other purchases made with your Card
  
  

Earn double points when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and 170+ online retailers through the Aeroplan eStore.

TD Aeroplan Visa Infinite Privilege Credit Card Downsides

The TD Aeroplan Visa Infinite Privilege Credit Card has some attractive benefits and perks, but there are also some downsides to consider before applying for this card.

First, the card has a household minimum income requirement of $200,000 to qualify. This makes it out of reach for many Canadians. In addition, the annual fee is quite high, so if you do not travel often, this card is not for you.

In conclusion

If you want to travel with more flexibility as to when and how you fly, the TD Aeroplan Visa Infinite Privilege Credit Card is a good choice. It has an annual fee of $599, putting it in the same category as the Platinum Card by American Express.