The TD First Class Travel Visa Infinite Card is one of the best credit cards for travel rewards. Its rich package of benefits and lucrative rewards gives you a different kind of freedom to travel freely and enjoy yourself. Should you consider applying for this fantastic travel rewards credit card? Check out this review.
Key card details
- $120 annual fee (waived the first year)
- Travel insurance benefits
- 19.99% interest rate on purchases
- $5,000 minimum credit limit
- 22.99% on cash advances
- $60,000 minimum personal income requirement
- $100,000 household minimum income requirement
- Apply through this secure link
TD First Class Travel Visa Infinite Perks and Features
Whether you’re looking to travel or just want more control over your spending, there are plenty of perks that come with the TD First Class Travel Visa Infinite credit card.
As a cardholder, you’ll receive a discount on priority pass membership. This lounge offers free snacks and drinks, Wi-Fi and rest areas. Also, you will receive a 5% discount when renting a car with Avis or Budget in Canada or the US while travelling. Cardholders also receive 10% off when they rent a car internationally, making this card one of the most complete travel credit cards.
Insurance coverage
TD’s First Class Travel Visa Infinite is a good choice if you’re looking for a travel rewards credit card that provides extensive insurance coverage for your travel needs.
As a cardholder, you are covered for up to $500,000 in common travel accidents and four days of travel medical coverage of up to $1 million. Once you’re flying, you get up to $500 protection against lost, stolen or delayed baggage and an additional $1,000 aggregate if your bag is delayed by more than 6 hours.
That’s not all. The card also comes with a trip cancellation service of up to $1500 per person to a maximum of $5000 per person.
Other travel insurance benefits include:
- Trip interruption: up to $5,000 per person and $25,000 total
- Auto rental collision/loss damage: 48 consecutive days and a maximum of $65,000
- Purchase protection and extended warranty insurance.
How to earn travel reward points
The TD First Class travel visa infinite credit card is designed for all frequent travelers. You probably can’t go wrong with this premium travel rewards credit card if you like luxury travel.
When you use this card, you get:
- 3 TD Points for every $1 you spend on purchases made using your Card
- 9 TD Points for every $1 you spend when you book travel online through Expedia For TD.
Until October 29, 2022, you can earn up to 100,000 TD Rewards points as a signup bonus detailed as follows:
- 20,000 TD Points when you make your first purchase with your card
- And 80,000 TD Points when you spend $1,500 within 90 days of account opening.
The best part is that your TD Points do not expire as long as you are a cardholder.
How to redeem your TD reward points
The best way to redeem TD Rewards points is by booking travel through Expedia for TD.
Aside from Expedia for TD, you may use your points for purchase on Amazon.ca, online shopping through TDRewards.com or even book reservations on booking.com.
When you redeem your TD points through Expedia for TD, your rewards are worth 5 cents each. This is significantly more than other redemption options.
In conclusion
When you’re looking for a top credit card for travel rewards, you want to look for one that maximizes your return on spending. The TD First Class Travel Visa Infinite Card does just that. It offers up to 9 TD points on every $1 you spend and includes great travel insurance benefits. There’s also a signup bonus of 80,000 points if you spend $1,500 in the first three months. When you want to travel in luxurious style, then the TD First Class Travel Visa Infinite credit card is the card for you.