TD Bank is one of Canada’s leading five banks. In addition to banking and investment management services, TD Bank has a variety of credit cards that fit the financial demands of a wide range of consumers while also providing superior rewards.
But how can you choose the best TD Bank credit card out of the several options available in the market? Here’s our selection of the best TD Bank Credit Cards in Canada. Check it out.
1. TD Cash Credit Card
Key Features
- No annual fee
- Earn 3% cashback on dining
- Earn 2% cashback at grocery stores and 1% cashback on other purchases
- Apply here
The TD Cash Credit Card is an excellent no-fee card to earn rewards on everyday spending. As a cardholder, you will earn 3% cashback on dining, 2% cashback on groceries, and 1% cashback on all other purchases. The best part is that you can earn unlimited cashback points with the card, and they never expire.
In addition, the card offers an exciting welcome bonus for new cardholders. If you spend $500 or more in the first 90 days after opening your account, you will earn 15000 points (worth $150) in a cashback bonus. Moreover, if you pay your monthly bill in full and avoid late fees, you will enjoy all the card benefits at no cost.
That’s not all. The card charges no foreign transaction fees on your purchases outside of Canada.
2. TD Aeroplan Visa Infinite
Key Features
- $139 Annual fee (waived the first year)
- Earn 1.5 points per dollar spent on gas, groceries, and Air Canada. purchases
- Earn 1 point per dollar spent on everything else
- Travel insurance benefits
- Apply here
The TD Aeroplan Visa Infinite credit card is the best TD bank card for travel rewards.
It offers unique travel perks, such as comprehensive travel insurance, 24/7 concierge service, and first free checked bags on Air Canada flights for you and up to eight travel companions.
As for rewards, you’ll earn 1.5 Aeroplan points for every $1 spent on groceries, gas, and Air Canada purchase and $1 on every other purchase.
What’s more? Your Aeroplan Points do not expire as long as you are a T Aeroplan Visa Infinite Cardholder in good standing.
Click here to read our complete TD Aeroplan Visa Infinite credit card review.
3. TD Cash Back Visa Infinite Card
Key Features
- $120 Annual fee (waived the first year)
- Earn 10% cashback in the first three months ($2000 maximum spend)
- Free Deluxe TD Auto Club Membership
- Apply here
If you want to enjoy a boosted earn rate on your daily spending, the TD Cash Back Visa Infinite Card is the best option.
The card has one of the best sign-up bonus in Canada.
If you apply online before September 5, 2022, you will earn 10% Cash Back on all purchases for the first three months, up to $2,000 in total spending. After the first $2,000 in purchases, Gas purchases, grocery purchases, and pre-authorized payments will continue to earn 6%, up to a total spend of $3,500 for the first three months. All recurring bill payments and qualified gas and dining will earn you 3% cashback, while all other qualifying transactions will earn you 1%.
That’s not all. You’ll always have access to travel privileges like travel medical insurance, auto rental loss or collision coverage, and baggage insurance.
Click here to read our complete TD Cash Back Visa Infinite Card review.
4. TD Rewards Visa Card
Key Features
- No annual fee
- Earn 3 TD Points per $1 on travel through ExpediaforTD
- Earn 2 TD Points per $1 on gas, groceries, and bills and 1 TD Point per $1 on everything else
- Apply here
The TD Rewards Visa Card is another no-fee card from TD bank with an impressive earn rate on everyday spending.
If you apply before May 29, 2022, you’ll get a 9.99 percent promotional interest rate on purchases for the first six months. Moreover, if you keep your account open, active, and in good standing for the first three months, you will receive 15,152 TD Rewards Points (worth $50 on Amazon.ca with Shop with Points).
As for rewards, firstly, you’ll earn 3 TD Rewards Points for every $1 when you book travel online through ExpediaForTD.com. Secondly, you’ll earn 2 TD Rewards Points for every $1 in grocery, restaurant, fast food purchases, and recurring bill payments.
And finally, you’ll earn 1 TD Rewards Point for every $1 you spend on all other purchases.
What’s more? The card offers purchase security and extended warranty protection on every eligible purchase.
In conclusion
If you bank with TD, then getting one of their credit cards makes sense. You can get a refund on most credit cards every year with a TD All-Inclusive Chequing account. However, to choose the best TD bank card, it’s essential to understand what benefits the card can provide, what features to look for, and how it can fit into your spending lifestyle.