TD Aeroplan Visa Infinite card is one of the top Canada Aeroplan credit cards. If you travel frequently, this might be the perfect card for you. The annual price is $139; however, it is waived the first year. So you may try out this card free of charge for a year to see if it fits your spending habits.
The card stands out with its intriguing features and extensive travel insurance package.
Want to know more about TD Aeroplan® Visa Infinite* Card? Check out this review.
TD Aeroplan Visa Infinite Key Features
- Annual fee: $139 (waived the first year)
- Comprehensive travel insurance package
- Exciting welcome bonus
- Interest Rate: 19.99%
- Cash Advance Rate: 22.99%
- Nexus fee credit
- Free first checked bags
TD Aeroplan Visa Infinite Benefits
The card offers a wide range of exclusive benefits and perks. Here are some of the benefits:
1. Exceptional sign-up bonus
This card offers one of Canada’s best welcome bonus for Aeroplan credit cards. You can earn up to $1,400 in value as a cardholder, including up to 50,000 Aeroplan points. The following is a list of the card welcome bonuses:
- When you make your first purchase with your new card, you’ll get a 10,000-point welcome bonus.
- If you spend $1,500 within 90 days after account opening, you will receive 20,000 Aeroplan points.
- Also, if you spend $7,500 within 12 months after creating your account, you’ll earn 20,000 Aeroplan points.
That’s not all. The $139 annual fee will be waived for the first year. However, you must activate your card and make your first purchase on the account within the first three months of account activation to be eligible for a fee waiver.
2. Reward points for everyday purchases
This card rewards cardholders for everyday spending as follows:
- For every $1 spent on qualified gas, grocery, and direct through Air Canada purchases (including Air Canada Vacations) with your card, you will receive 1.5 points.
- For every $1 spent on all other purchases with your card, you will receive 1 point.
- Also, you will earn double points for every purchase made with your card at over 150 Aeroplan partner brands and 170+ online merchants through the Aeroplan eStore (www.aeroplan.com/estore).
The good news is that your points will not expire as long as you have the card.
3. Travel Insurance
The card comes with a comprehensive insurance package that can give you absolute peace of mind when traveling. The card offers the following insurance benefits:
- Travel medical insurance: $1,00,000 for 21 days (4 days if you’re 65 or older)
- Trip cancellation: up to $1,500 per person / $5,000 maximum
- Delayed and lost baggage: up to $1,000 (after 6 hours)
- Hotel/motel burglary insurance: up $2,500
- Trip interruption: up to $5,000 per person ($25,000 maximum)
- Flight/trip delay: up to $500 (delay after 4 hours)
- Car rental insurance: up to 48 days
The card also offers a complimentary Visa Infinite Concierge service, which is accessible 24 hours a day, 7 days a week, and can help travelers with everything from car rentals to hotel reservations.
How to Redeem TD Aeroplan Visa Infinite Points
You can redeem your Aeroplan points in several ways. Firstly, you can use it to purchase airline tickets.
Secondly, you can use your points to pay for hotel bookings.
And you can also redeem your points on Aeroplan eStore to buy items, gift cards, and entertainment.
In conclusion: Is The TD Aeroplan Visa Infinite Worth it?
The TD Aeroplan® Visa Infinite* Card comes with a slew of perks that makes it the perfect choice for frequent travelers. Some of these rewards includes the Aeroplan Buddy Pass, 24/7 concierge services and extensive travel insurance.
Although it has some flaws, such as a high minimum income requirement, it still ranks as one of Canada’s best travel reward cards. If you would like to earn reward points on your daily spending, the TD Aeroplan Visa Infinite card is the card for you.