Scotiabank, one of Canada’s Big Five banks, was founded in 1832 and now operates globally in over 174 countries.
Scotiabank has one of the largest credit card portfolios in Canada. The bank offers a variety of credit cards from Canada’s three major credit card processors.
So, whether you are looking for a reward or cash back credit cards, Scotiabank has a card that fits your needs.
Here are some of the best Scotiabank Credit cards.
1. Scotiabank Gold American Express Card
The Scotiabank Gold American Express Card is one of the top credit cards by Scotiabank with premium benefits and features.
Cardholders earn 5 points for every dollar spent on specific categories, which is one of the best earn rates in Canada. These categories include:
- groceries
- restaurants,
- fast food,
- and drinking establishments.
You will also get 3 points for every dollar spent on gas, public transportation, and streaming services.
The card has an annual fee of $120. And any additional cards also attract a fee of $29 per year. However, the card charges no foreign transaction fee, making it an appealing option for frequent travelers.
Another exciting feature of this card is that it has no minimum income requirement. So if you’re a student or a young graduate, this could be a good choice.
Click here to Apply or read our complete review here.
2. Scotiabank Passport Visa Infinite Card
The Scotiabank Passport Visa Infinite Card is a Visa alternative to the Scotia Gold Amex for stores that don’t accept Amex cards.
Like the Amex version, the card charges no foreign transaction fees. And you can earn up to 30,0000 bonus reward points if you meet the following minimum spending requirements:
- Earn 20,000 bonus Scene+ points when you spend $1,000 in everyday eligible purchases in the first three months.
- Earn 10,000 bonus Scene+ points when you spend at least $40,000 in everyday eligible purchases annually.
The annual charge for the card is $139; however, it is waived for the first year.
Aside from that, you get six free trips to a Priority Pass airport lounge each year and substantial travel insurance coverage, making it an all-around excellent travel card.
3. Scotia Momentum No-Fee Visa Card
If you want a no annual fee card that rewards you for everyday spending, the Scotia Momentum No-Fee Visa Card is the card for you!
You’ll get 5% cash back on all purchases for the first three months (up to $2,000 in total purchases). You’ll also get a 2.99 percent introductory interest rate on purchases and balance transfers for the first six months.
If you live in Canada and want a stable reward card for your spending, this is the ideal card for you.
Click here to Apply or read our complete review here.
4. Scotiabank Value Visa Card
Scotiabank Value Visa is not a reward card. Instead, the unique feature of this card is its low-interest rate on balance transfers, cash advances, and purchases. In addition, the card offers a 0.99 percent promotional rate on cash advances and balance transfers for the first six months. As a result, it’s great for consolidating debt from higher interest credit cards while also boosting your credit score.
It has an annual fee of $29. And it offers a free supplemental card for spouses or family members, which is included in the annual charge.
Click here to Apply or read our complete review here.
In conclusion
As you can see, Scotiabank offers something for almost everyone. But, regardless of the credit card you use, make sure to pay off your total balance each month on time to avoid paying interest.