Note : Click to application page from GCR before filling application
Apply for the Scotia® Home Hardware PRO Visa* Business Card
Scotia® Home Hardware PRO Visa* Business Card to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Earn up to 7,500 bonus Scene+ points in your first 3 months (that’s up to $75 in points value).
Offer valid December 1, 2024 – April 30, 2025.
Earn 7,500 Scene+ Points upon spending $1,000 in eligible purchases at eligible Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at homehardware.ca in the first 3 months.
FEATURES
Earn 1 Scene+ point for every $1 spent on your card for eligible business purchases at Home Hardware.1
Save on car rentals. As a Scotia Home Hardware PRO Visa Business cardholder, you can save up to 25% off base rates at participating AVIS locations Worldwide and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Home Hardware PRO Visa Business card.
Save time at the checkout. Tap your Scotia Home Hardware PRO Visa Business Card or your mobile wallet for quick easy payments.
Visa payWave* – Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!
Click to Pay – Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.
Also, use your phone to make on-the-go payments with Google Pay, Samsung Pay and Apple Pay.
Powerful Spend Management. Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business, a web-based tool that allows you to track expenses and helps you stay on budget.
Get a supplementary Card. Add Supplementary cards for your employees. One account, multiple cards. Added benefits!
Visa* SavingsEdge
One great program – two paths to savings on your everyday business purchases with Visa SavingsEdge:
Everyday Savings Offers: automatically available after you enroll, requiring no coupons or codes and are applied as statement credits on enrolled Visa Business cardholder’s future account statements.
Instant Savings Offers: savings applied to your cart using a promotion code prior to making a qualifying purchase on a participating merchant’s website.
It’s free to join. Visit Visa SavingsEdge to enroll your eligible business and learn more.
Scotia SelectPayTM
Enjoy the flexibility of buying now and paying little by little. Turn eligible credit card purchases of $100 or more into monthly installment payments over a fixed period of time with Scotia SelectPay.
Insurance coverage available with your Card:
Purchase Security and Extended Warranty
Most business purchases you make with your Scotia Home Hardware PRO Visa Business Card are covered for 90 days by Purchase Security.
Most purchases will be replaced or repaired or you will be reimbursed if they are stolen, damaged or destroyed by fire.
And Extended Warranty doubles the written manufacturer’s original warranty of most purchases to a maximum of one additional year. Certificate of Insurance
Optional Scotia Business Loan Protection Insurance
Basic Protection: Your coverage includes essential life insurance benefits. With Basic Protection, your business can receive a life insurance benefit of up to $2,000,000 if an insured employee passes away.
Comprehensive Protection
With Comprehensive Protection, your business can receive the following benefits:
Life insurance benefits of up to $2,000,000 if an insured employee passes away;
Disability benefit paid monthly and equal to 1%17 of the Comprehensive coverage amount if an insured person becomes disabled;
Hospitalization benefit equal to 2%18 of the Comprehensive coverage amount up to $15,000;
OR
Terminal Illness benefit equal to the outstanding balances19 on your insured borrowings.
Rates, fees and other information are effective as of December 1, 2024. Subject to change.
Purchase Interest Rate: Competitive interest rate tied to Scotiabank's prime rate.
Annual Card Fee:
$0
Credit Score:
725
Extra Card Fee:
$0
Purchase Interest Rate:
N/A
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
N/A
Minimum Household Income:
N/A
Cash Advance Interest Rate:
N/A
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Earn up to 7,500 bonus Scene+ points in your first 3 months (that’s up to $75 in points value).
Offer valid December 1, 2024 – April 30, 2025.
Earn 7,500 Scene+ Points upon spending $1,000 in eligible purchases at eligible Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at homehardware.ca in the first 3 months.
FEATURES
Earn 1 Scene+ point for every $1 spent on your card for eligible business purchases at Home Hardware.1
Save on car rentals. As a Scotia Home Hardware PRO Visa Business cardholder, you can save up to 25% off base rates at participating AVIS locations Worldwide and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Home Hardware PRO Visa Business card.
Save time at the checkout. Tap your Scotia Home Hardware PRO Visa Business Card or your mobile wallet for quick easy payments.
Visa payWave* – Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!
Click to Pay – Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.
Also, use your phone to make on-the-go payments with Google Pay, Samsung Pay and Apple Pay.
Powerful Spend Management. Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business, a web-based tool that allows you to track expenses and helps you stay on budget.
Get a supplementary Card. Add Supplementary cards for your employees. One account, multiple cards. Added benefits!
Visa* SavingsEdge
One great program – two paths to savings on your everyday business purchases with Visa SavingsEdge:
Everyday Savings Offers: automatically available after you enroll, requiring no coupons or codes and are applied as statement credits on enrolled Visa Business cardholder’s future account statements.
Instant Savings Offers: savings applied to your cart using a promotion code prior to making a qualifying purchase on a participating merchant’s website.
It’s free to join. Visit Visa SavingsEdge to enroll your eligible business and learn more.
Scotia SelectPayTM
Enjoy the flexibility of buying now and paying little by little. Turn eligible credit card purchases of $100 or more into monthly installment payments over a fixed period of time with Scotia SelectPay.
Insurance coverage available with your Card:
Purchase Security and Extended Warranty
Most business purchases you make with your Scotia Home Hardware PRO Visa Business Card are covered for 90 days by Purchase Security.
Most purchases will be replaced or repaired or you will be reimbursed if they are stolen, damaged or destroyed by fire.
And Extended Warranty doubles the written manufacturer’s original warranty of most purchases to a maximum of one additional year. Certificate of Insurance
Optional Scotia Business Loan Protection Insurance
Basic Protection: Your coverage includes essential life insurance benefits. With Basic Protection, your business can receive a life insurance benefit of up to $2,000,000 if an insured employee passes away.
Comprehensive Protection
With Comprehensive Protection, your business can receive the following benefits:
Life insurance benefits of up to $2,000,000 if an insured employee passes away;
Disability benefit paid monthly and equal to 1%17 of the Comprehensive coverage amount if an insured person becomes disabled;
Hospitalization benefit equal to 2%18 of the Comprehensive coverage amount up to $15,000;
OR
Terminal Illness benefit equal to the outstanding balances19 on your insured borrowings.
Rates, fees and other information are effective as of December 1, 2024. Subject to change.
Purchase Interest Rate: Competitive interest rate tied to Scotiabank's prime rate.
Annual Card Fee:
$0
Credit Score:
725
Extra Card Fee:
$0
Purchase Interest Rate:
N/A
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
N/A
Minimum Household Income:
N/A
Cash Advance Interest Rate:
N/A
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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