Get $450 when you switch to RBC!
Open an eligible account by February 10, 2025. Conditions Apply.
Qualifying Criteria must be completed by April 18, 2025.
Offer only applicable to clients who have never had a Personal Banking Account in the past 5 years.
RBC VIP Banking
- Unlimited debit transactions worldwide and FREE Interac‡ e-Transfer transactions4,5
- Get a premium credit card for less—Up to $120 rebate on the annual fee of an eligible credit card*
- Avion Points:Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account
- Right Account Guarantee®: If you’re not completely satisfied within the first 4 months, we’ll refund your monthly fees for up to 3 months
Monthly Fee:1
- $30 (or less with rebate)2
- $24 or $18.05 monthly fee with the Value Program rebate
- $22.50 monthly fee for seniors (or less with Value Program rebate)
Account Details:
- RBC Direct Investing maintenance fees waived*
- No minimum balance (Even to get rebates)
- eStatements or Monthly Paper statements: FREE
- Cross Border Debits 9, 18, 19: FREE
- Overdraft Protection20- Fee waived (overdraft interest applies if used)
- Safe Deposit Box21 - Up to $60/year discount on regular fees
- Non-Sufficient Funds (NSF) Fee - 1 NSF fee rebated every calendar year30
- Personalized Cheques22: FREE, with RBC VIP Style
- Bank Drafts23- 12 FREE/year, $9.95 each thereafter
How to Get Started
You can qualify for the offer by:
- Opening your first RBC VIP Banking account, as a primary owner, by February 10, 2025.
- Set up and complete two of the following qualifying criteria by 9:00 PM Eastern Time on April 18, 2025:
a. Your payroll or pension as a direct deposit
b. Two pre-authorized monthly payments (PAPs)
c. Two eligible bill payments to a service provider
- We’ll send you an email once the cash has been deposited in your account
Refer to RBC page for up-to-date offer terms and conditions.
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Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
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