RBC® IONᐩ Visa to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Get 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months.^!
Apply by January 15th, 2025.
FEATURES
• Earn 3X Avion points for every $1 spent1 on:
Grocery, Dining & Food Delivery - Satisfy your taste buds by earning points on groceries, dining out, food delivery.i
Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.ii
Streaming, Digital Gaming & Subscriptions– Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.iii
• Earn 1 Avion point for every $1 spent on all other qualifying purchases1
• Annual Fee $48 ($4 charged monthly)
Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer4. Minimum redemption is only $10, so you can use your points where you need them most.
Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.6
Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.7
Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $308.
Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card9. See how to save with DoorDash.
Enjoy a Monthly Fee Rebate
Get a $4 rebate10 each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.
Mobile Device Insurance5 Included
Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.
Purchase Security and Extended Warranty Insurance5
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
* 21.99% Balance Transfer and Cash Advance rate if you reside in Quebec.
Refer to RBC page for up to date offer terms and conditions.
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Annual Card Fee:
$48
Credit Score:
N/A
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
Get 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months.^!
Apply by January 15th, 2025.
FEATURES
• Earn 3X Avion points for every $1 spent1 on:
Grocery, Dining & Food Delivery - Satisfy your taste buds by earning points on groceries, dining out, food delivery.i
Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.ii
Streaming, Digital Gaming & Subscriptions– Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.iii
• Earn 1 Avion point for every $1 spent on all other qualifying purchases1
• Annual Fee $48 ($4 charged monthly)
Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer4. Minimum redemption is only $10, so you can use your points where you need them most.
Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.6
Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.7
Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $308.
Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card9. See how to save with DoorDash.
Enjoy a Monthly Fee Rebate
Get a $4 rebate10 each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.
Mobile Device Insurance5 Included
Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.
Purchase Security and Extended Warranty Insurance5
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
Annual Card Fee:
$48
Credit Score:
N/A
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
* 21.99% Balance Transfer and Cash Advance rate if you reside in Quebec.
Refer to RBC page for up to date offer terms and conditions.
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
The RBC® ION+™ Visa Card earns RBC Rewards points, which can be redeemed for travel, merchandise, gift cards, or statement credits. The value of these points is measured in Canadian dollars (CAD).
RBC ION+™ Visa Rewards Points Earning Rates:
• 3 RBC Rewards points per spent on groceries, food delivery, streaming services, digital gaming, and subscription purchases.
• 1 RBC Rewards point per spent on all other eligible purchases.
Conversion Value:
• 100 RBC Rewards points = CAD when redeemed for travel through RBC Rewards.
• Points can also be redeemed for merchandise or statement credits, but travel typically offers the best value (at 100 points = CAD).
Example Calculations:
• If you spend 0 per month on groceries, streaming services, or subscriptions, you would earn 1,500 points, which is worth CAD toward travel.
• If you spend 0 per month on other purchases, you would earn 300 points, worth CAD for travel.
Additional Features:
• Annual fee: The RBC ION+™ Visa Card has an annual fee of CAD.
• No foreign transaction fees, which can save you money on international purchases.
• Access to RBC Offers and additional shopping benefits.
Overall, the RBC ION+™ Visa Card rewards points can be redeemed at 100 points = CAD when used for travel, providing significant value, especially in the higher•earning categories like groceries and digital purchases.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must notify GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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