RBC Cash Back Preferred World Elite Mastercard

Unlimited cash back on your spending*



FEATURES

• Earn up to 1.5% cash back on your spending^† – big or small
  
• Premium benefits and insurances
  
• Stay connected with a complimentary Boingo^‡ Wi-Fi account^Δ
  
• Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
  
  Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:
  
• Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
  
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

• If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
• If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  
• Enrolment is easy for eligible cardholders. You may cancel at any time.
• Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
• Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Refer to RBC page for up to date offer terms and conditions

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Annual Card Fee:	$99		Credit Score:	720
Extra Card Fee:	$0		Purchase Interest Rate:	20.99%
Minimum Personal Income:	$80,000		Balance Transfer Interest Rate:	22.99%
Minimum Household Income:	$150,000		Cash Advance Interest Rate:	22.99%

Unlimited cash back on your spending*

FEATURES

• Earn up to 1.5% cash back on your spending^† – big or small
  
• Premium benefits and insurances
  
• Stay connected with a complimentary Boingo^‡ Wi-Fi account^Δ
  
• Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
  
  Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:
  
• Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
  
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

• If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
• If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  
• Enrolment is easy for eligible cardholders. You may cancel at any time.
• Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
• Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Annual Card Fee:	$99		Credit Score:	720
Extra Card Fee:	$0		Purchase Interest Rate:	20.99%
Minimum Personal Income:	$80,000		Balance Transfer Interest Rate:	22.99%
Minimum Household Income:	$150,000		Cash Advance Interest Rate:	22.99%

Refer to RBC page for up to date offer terms and conditions

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

The RBC Cash Back Preferred World Elite Mastercard offers cash•back rewards in Canadian dollars (CAD), with various cash•back rates depending on spending categories. Here’s the breakdown:

Cash Back Rates:
• 1.5% cash back on eligible purchases.
• 1% cash back on other purchases that don’t qualify for the higher 1.5% rate.

Example Calculations:
• If you spend ,000 on eligible purchases, you would earn CAD cash back (1.5% of ,000).
• If you spend 0 on other purchases, you would earn CAD cash back (1% of 0).

Additional Features:
• No limit on total cash back you can earn.
• Annual fee: This card typically carries a higher annual fee, which can vary but is around or more depending on promotional offers.
• Travel perks: It includes some travel benefits such as insurance coverage, making it suitable for frequent travelers.

The cash back is redeemed in Canadian dollars (CAD) and can be applied to your statement or used for other financial needs. The card’s value largely depends on how much you spend in the 1.5% cash•back categories and the annual fee.


NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.