Note : Click to application page from GCR before filling application
Apply for the no annual fee PC® Mastercard®
PC® World Mastercard® to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Earn PC Optimum™ points everywhere you shop.
FEATURES
Get to free fast with a no annual fee PC® World Mastercard®.
Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart®.
Earn at least 30 points per litre at Esso™ and Mobil™ stations.
Earn 20 points per $1 spent on PC® travel services purchases.
All with no annual fee.
Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.
Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.
Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.
Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.
Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.
Annual Card Fee:
$0
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
21.99%
Minimum Personal Income:
$60,000
Balance Transfer Interest Rate:
22.97%
Minimum Household Income:
$100,000
Cash Advance Interest Rate:
22.97%
Earn PC Optimum™ points everywhere you shop.
FEATURES
Get to free fast with a no annual fee PC® World Mastercard®.
Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart®.
Earn at least 30 points per litre at Esso™ and Mobil™ stations.
Earn 20 points per $1 spent on PC® travel services purchases.
All with no annual fee.
Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.
Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.
Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.
Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.
Annual Card Fee:
$0
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
21.99%
Minimum Personal Income:
$60,000
Balance Transfer Interest Rate:
22.97%
Minimum Household Income:
$100,000
Cash Advance Interest Rate:
22.97%
Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.
The PC® World Mastercard® offers mid•tier rewards through the PC Optimum points program, which can be redeemed at participating retailers like Loblaws, No Frills, Real Canadian Superstore, Joe Fresh, and Shoppers Drug Mart. The value of PC Optimum points in Canadian dollars (CAD) is tied to the standard conversion rate of the PC Optimum program.
PC® World Mastercard® Points Earning Rates:
• 20 PC Optimum points for every $ 1 spent at Loblaws affiliated grocery stores, such as No Frills, Real Canadian Superstore, and others.
• 35 points for every $ 1 spent at Shoppers Drug Mart.
• 20 points for every litre of fuel purchased at Esso and Mobil gas stations.
• 10 points for every $ 1 spent on all other eligible purchases everywhere else.
Conversion Value:
• 10,000 PC Optimum points = $ 10 CAD, which can be redeemed for groceries and other products at participating stores.
Example Calculations:
• If you spend $ 500 at Loblaws affiliated grocery stores, you will earn 10,000 PC Optimum points, which is worth $ 10 CAD.
• If you spend $ 200 at Shoppers Drug Mart, you will earn 7,000 points, which equals $ 7 CAD.
• If you buy 50 litres of gas at Esso or Mobil, you will earn 1,000 points, worth $ 1 CAD.
• For other general purchases, if you spend $ 1,000, you will earn 10,000 points, which equals $ 10 CAD.
Additional Features:
• No annual fee, making it a cost•effective rewards card.
• Income requirement: Typically requires a minimum personal income of $ 60,000 CAD or household income of $ 100,000 CAD.
• Travel insurance: Includes some travel•related benefits, such as travel emergency medical insurance and car rental insurance.
• Flexible redemption: PC Optimum points can be redeemed in increments of 10,000 points ($ 10 CAD) at participating stores.
Value in Canadian Dollars:
• 10,000 PC Optimum points = $ 10 CAD.
• For every $ 1,000 spent at grocery stores, you would earn 20,000 points, which equals $ 20 CAD.
Summary:
The PC® World Mastercard® provides strong value through its rewards system, offering:
• 20 points per $ 1 at participating grocery stores.
• 35 points per $ 1 at Shoppers Drug Mart.
• 20 points per litre at Esso and Mobil gas stations.
With no annual fee, this card offers a solid rewards structure for frequent shoppers at PC affiliated stores. The points are easy to redeem: 10,000 PC Optimum points = $ 10 CAD, which can be used for groceries, health and beauty products, and more. This makes the card a practical option for those looking to maximize rewards on everyday purchases.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:
Must activate card to get Cash Back Rebate.
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Must activate card to get cash back.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval and activation.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.
Offer not available in Quebec.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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