Note : Click to application page from GCR before filling application
Apply for the no annual fee PC® Mastercard®
PC® World Elite Mastercard® to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Get 20,000 Welcome Points!
FEATURES
Get to free fast with a no annual fee PC® World Elite Mastercard®.
Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program.1
Earn 45 points for every $1 spent at Shoppers Drug Mart®.2
Earn at least 30 points per litre at Esso™ and Mobil™ stations.3
Earn 30 points per $1 spent on PC® travel services purchases.4
All with no annual fee.
Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.
Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.
Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.
Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.
Travel Emergency Medical Insurance:
For trips up to 10 days from date of departure, for those under age 65. Conditions apply
Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.
Identity Theft Assistance: To help you avoid identity theft or restore your identity
Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Elite Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.
Annual Card Fee:
$120
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
21.99%
Minimum Personal Income:
$80,000
Balance Transfer Interest Rate:
22.97%
Minimum Household Income:
$150,000
Cash Advance Interest Rate:
22.97%
Get 20,000 Welcome Points!
FEATURES
Get to free fast with a no annual fee PC® World Elite Mastercard®.
Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program.1
Earn 45 points for every $1 spent at Shoppers Drug Mart®.2
Earn at least 30 points per litre at Esso™ and Mobil™ stations.3
Earn 30 points per $1 spent on PC® travel services purchases.4
All with no annual fee.
Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.
Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.
Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.
Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.
Travel Emergency Medical Insurance:
For trips up to 10 days from date of departure, for those under age 65. Conditions apply
Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.
Identity Theft Assistance: To help you avoid identity theft or restore your identity
Annual Card Fee:
$120
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
21.99%
Minimum Personal Income:
$80,000
Balance Transfer Interest Rate:
22.97%
Minimum Household Income:
$150,000
Cash Advance Interest Rate:
22.97%
The PC® World Elite Mastercard® is the premium version of the President's Choice Mastercard, allowing you to earn more PC Optimum points for faster rewards redemption at participating stores. These points can be used at Loblaws, No Frills, Real Canadian Superstore, Joe Fresh, Shoppers Drug Mart, and other affiliated retailers. The value of these points in Canadian dollars (CAD) is consistent with the PC Optimum program.
PC® World Elite Mastercard® Points Earning Rates:
• 30 PC Optimum points for every $ 1 spent at Loblaws affiliated grocery stores, including No Frills, Real Canadian Superstore, and others.
• 45 points for every $ 1 spent at Shoppers Drug Mart.
• 30 points for every litre of fuel purchased at Esso and Mobil gas stations.
• 10 points for every $ 1 spent on all other purchases everywhere else.
Conversion Value:
• 10,000 PC Optimum points = $ 10 CAD, which can be redeemed at participating stores for groceries, household items, and more.
Example Calculations:
• If you spend $ 500 at Loblaws affiliated grocery stores, you will earn 15,000 PC Optimum points, which is worth $ 15 CAD.
• If you spend $ 200 at Shoppers Drug Mart, you will earn 9,000 points, worth $ 9 CAD.
• If you buy 50 litres of gas at Esso or Mobil, you will earn 1,500 points, worth $ 1.50 CAD.
• For other general purchases, if you spend $ 1,000, you will earn 10,000 points, which equals $ 10 CAD.
Additional Features:
• No annual fee, despite the premium rewards structure.
• Income requirement: Typically, a minimum personal income of $ 80,000 CAD or household income of $ 150,000 CAD is required to qualify for the card.
• Travel insurance: Includes travel emergency medical insurance, car rental insurance, and other travel•related benefits.
• Flexible redemption: Points can be redeemed in increments of 10,000 points ($ 10 CAD) at participating retailers.
Value in Canadian Dollars:
• 10,000 PC Optimum points = $ 10 CAD.
• For every $ 1,000 spent at grocery stores, you would earn 30,000 points, which equals $ 30 CAD.
Summary:
The PC® World Elite Mastercard® offers significant value through its rewards system:
• 30 points per $ 1 spent at participating grocery stores.
• 45 points per $ 1 at Shoppers Drug Mart.
• 30 points per litre at Esso and Mobil gas stations.
With no annual fee, the card provides excellent cash•equivalent value in PC Optimum points, making it an attractive option for frequent shoppers at PC affiliated stores. The points conversion is simple: 10,000 points = $ 10 CAD. This can add up quickly, especially with its accelerated points earning rates at grocery stores, Shoppers Drug Mart, and gas stations.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:
Must activate card to get Cash Back Rebate.
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Must activate card to get cash back.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval and activation.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.
Offer not available in Quebec.
Rebate Currency Exchange :NONE
Get 20,000 Welcome Points and no annual fee! Accelerate your PC Optimum™ points earning.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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