Earn at least 10 PC Optimum™ points everywhere you shop.
FEATURES
Get to free fast with a no annual fee PC® Mastercard®.
- Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart®.
- Earn at least 30 points per litre at Esso™ and Mobil™ stations.
- Earn 20 points per $1 spent on PC® travel services purchases.
- All with no annual fee.
Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.
Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.
Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.
Conditions apply to all benefits. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.
| Annual Card Fee: | $0 | | Credit Score: | 660 |
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| Extra Card Fee: | $0 | | Purchase Interest Rate: | 21.99% |
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| Minimum Personal Income: | $0 | | Balance Transfer Interest Rate: | 26.99% |
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| Minimum Household Income: | N/A | | Cash Advance Interest Rate: | 26.99% |
|---|
Earn at least 10 PC Optimum™ points everywhere you shop.
FEATURES
Get to free fast with a no annual fee PC® Mastercard®.
- Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart®.
- Earn at least 30 points per litre at Esso™ and Mobil™ stations.
- Earn 20 points per $1 spent on PC® travel services purchases.
- All with no annual fee.
Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.
Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.
Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.
| Annual Card Fee: | $0 | | Credit Score: | 660 |
|---|
| Extra Card Fee: | $0 | | Purchase Interest Rate: | 21.99% |
|---|
| Minimum Personal Income: | $0 | | Balance Transfer Interest Rate: | 26.99% |
|---|
| Minimum Household Income: | N/A | | Cash Advance Interest Rate: | 26.99% |
|---|
Conditions apply to all benefits. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® Mastercard
®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC
® Mastercard
® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.
The PC® Mastercard® (President’s Choice Mastercard) is a rewards card that earns PC Optimum points, which can be redeemed for groceries, drugstore items, and other products at participating retailers like Loblaws, No Frills, Real Canadian Superstore, and Shoppers Drug Mart. The value of these points in Canadian dollars (CAD) is straightforward and tied to the PC Optimum rewards program.
PC® Mastercard® Points Earning Rates:
• 10 PC Optimum points for every $ 1 spent at participating stores, such as Loblaws, No Frills, Real Canadian Superstore, Joe Fresh, and more.
• 25 points for every $ 1 spent at Shoppers Drug Mart.
• 10 points for every $ 1 spent on other eligible purchases everywhere else.
Conversion Value:
• 10,000 PC Optimum points = $ 10 CAD when redeemed for groceries and other products at participating retailers.
Example Calculations:
• If you spend $ 500 at participating grocery stores (Loblaws, No Frills, etc.), you will earn 5,000 PC Optimum points, which is worth $ 5 CAD.
• If you spend $ 200 at Shoppers Drug Mart, you would earn 5,000 points, which equals $ 5 CAD.
• For all other purchases, spending $ 1,000 will give you 10,000 points, which equals $ 10 CAD.
Additional Features:
• No annual fee, making it a cost•effective way to earn points on everyday purchases.
• Flexible redemption: PC Optimum points can be redeemed in increments of 10,000 points ($ 10 CAD) at participating retailers.
• Special promotions: You may earn bonus points during special promotions at Shoppers Drug Mart or other PC•affiliated stores.
Value in Canadian Dollars:
• 10,000 PC Optimum points = $ 10 CAD.
• For every $ 1,000 spent on general purchases, you will earn 10,000 points worth $ 10 CAD.
Summary:
The PC® Mastercard® offers value in Canadian dollars through its PC Optimum points rewards system. With no annual fee and the ability to earn points on everyday purchases, it’s a great option for frequent shoppers at Loblaws, Shoppers Drug Mart, and other participating retailers. 10,000 PC Optimum points = $ 10 CAD, making it easy to accumulate and redeem rewards.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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