Note : Click to application page from GCR before filling application
Apply for a Neo World Mastercard®
Neo World Mastercard® to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Get rewarded with real money instead of points - and no Annual Fee.
FEATURES
2% cashback on groceries1
2% cashback on recurring bills1
2% cashback on gas1
0.5% cashback back on everything else1
No annual fee
Boost Your Cashback
Bank with a Neo Everyday account and boost your rewards up to 4% on groceries, recurring bills, and gas. The higher your balance is, the higher your cashback rate is.
Shop at over 10,000 network partners and earn additional cashback on top of your everyday cashback.2
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
The Neo Everyday account is provided by Peoples Bank of Canada.
Neo World Elite® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.
Annual Card Fee:
$0
Credit Score:
680
Extra Card Fee:
$0
Purchase Interest Rate:
19.99%
Minimum Personal Income:
$50,000
Balance Transfer Interest Rate:
N/A
Minimum Household Income:
$80,000
Cash Advance Interest Rate:
22.99%
Get rewarded with real money instead of points - and no Annual Fee.
FEATURES
2% cashback on groceries1
2% cashback on recurring bills1
2% cashback on gas1
0.5% cashback back on everything else1
No annual fee
Boost Your Cashback
Bank with a Neo Everyday account and boost your rewards up to 4% on groceries, recurring bills, and gas. The higher your balance is, the higher your cashback rate is.
Shop at over 10,000 network partners and earn additional cashback on top of your everyday cashback.2
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
The Neo Everyday account is provided by Peoples Bank of Canada.
Neo World Elite® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.
Part 1: Neo World Mastercard® Cash Back Value per Canadian Dollar
All Redemptions: 1 Cash Back Dollar = $ 1 CAD. The cash back can be redeemed as a statement credit, transferred to your Neo Everyday account, or used directly for purchases through the Neo app.
Part 2: Neo World Mastercard® Cash Back Value per 100 Canadian Dollars
All Redemptions: 100 Cash Back Dollars = $ 100 CAD
Part 3: Summary for Best Value
To achieve the best value from the Neo World Mastercard®:
Save in Neo Everyday: Increase your cash back rates by maintaining a higher balance in your Neo Everyday account. Higher balances unlock higher cash back percentages.
Shop at Partner Locations: Make purchases at Neo's partnered merchants for enhanced cash back rates on top of the base rates.
Use Perks: Add perks to your card for additional cash back in specific spending categories like dining or travel.
No Annual Fee Advantage: Since there's no annual fee, all your cash back effectively contributes to your savings.
Part 4: Neo World Mastercard® Cash Back Earned per $ 1000 Spending by Category
Groceries, Gas, Recurring Bills (with $ 10,000 in Neo Everyday Account): 40 Cash Back Dollars per $ 1,000 spent (4% cash back).
All Other Purchases: 10 Cash Back Dollars per $ 1,000 spent (1% cash back).
Neo Partner Retailers: Typically offers an average of 5% additional cash back on top of the regular rates, especially on first-time purchases or through special promotions.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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