Flexibility for real life
Trusted by 1M Canadians!
Rates worth locking in
Neo Mortgage Rate:
5-Year Fixed Rate (Closed)
4.94%²
Traditional Bank Rate:
5-Year Fixed Rate (Closed)
6.86%¹
Flexibility for real life.
• 500% less penalties to move or change your mortgage than a traditional lender
• 20% annual lump sum payments can help you pay off your mortgage sooner
• No transfer fees
Dedicated Support
• Speak to an advisor online or over the phone. From pre-qualification to closing, a dedicated advisor will support you every step of the way.
How it works
1. Apply online and upload photos of your documents to our secure digital platform
2. Speak to an advisor online or over the phone to get your best rate and dedicated support
3. Contact your advisor anytime to answer questions, complete your mortgage or explore options
¹ Based on the median mortgage rates of Canada’s Big 5 banks taken from public websites as at April 18, 2024.
² 5-year fixed rate is up to date as of April 18, 2024. This rate is applicable for high-ratio mortgages and is subject to lender approval.
* Neo Mortgage™ is currently not available to Quebec residents.
* Refer to Neo website page for up to date offer terms and conditions.
* Terms and conditions apply.
* Legal references and product terms are available on the Neo website.
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