Note : Click from GCR to fill application. ★ Read conditions for rebate below before applying.
Apply Now for a Neo Chequing Account
Get $100 when you spend $1,000 within the first 3 months using your Neo Money card or any other Neo credit card!
Features
Free Interac e-Transfer® payments
$0 NSF fees
Pay your bills and set up pre-authorized debits
Manage everything from the phone app, whenever and wherever. Desktop/web banking is also available.
Real-time spend tracking and categorization
Cashback on eligible purchases
Joint account available
CDIC protection up to $100,000
Additional Features Coming Soon!
Interest-free overdraft
Rent reporting
Bill & subscription credit building
Mobile cheque deposits
Access additional benefits with optional memberships
Build Membership: $7.99/month or free with $5,000+ in any Neo account
Credit Score Monitoring: View and track credit score directly in the Neo app
Credit Builder: Tools and insights to build credit history responsibly
Free ATM Withdrawals: ATM withdrawal fees reimbursed (up to $5 per withdrawal, no limit on number of withdrawals)
Secured Card Fee Waived: $7.99/month secured card fee waived for Build members
Grow Membership: $12.99/month or free with $20,000+ across Neo Chequing and Neo Savings
No Foreign Transaction Fees: FX fees are automatically rebated on all Neo Credit Card and Neo Money Card international spend (up to $10,000/month in foreign spend)
Priority Support: Dedicated phone support for Grow members
Earn cashback with the Neo MoneyTM Card
The Neo Money™ card is your access card to powerful features:
Get cashback at over 10,000 partners across the country, in real-time
Instant access to your balance with no card loading required
Free everyday transactions and no monthly fees
Free withdrawals at any ATM in Canada
Your balance works for you. The more you keep in Neo Chequing, the more cashback you earn. Up to 3% on gas and groceries.
Reward Level
Chequing Balance
Gas
Groceries
Everything Else
Level 1
$0
1%
1%
0%
Level 2
$5,000
2%
2%
0.5%
Level 3
$10,000
3%
3%
1%
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Chequing account is offered by Neo Financial Technologies Inc. (“Neo”). Funds added to Neo Chequing accounts are ultimately held in trust at one or more member institutions of the Canada Deposit Insurance Corporation (“CDIC”). Neo is not a CDIC member institution. Eligible funds held in trust may be protected by CDIC up to applicable limits and subject to CDIC requirements.
The Neo Money™ card is a prepaid Mastercard® issued by Neo Financial™ pursuant to license by Mastercard International Incorporated and is powered by the Neo Chequing account.
Interac e-Transfer® is a registered trademark of Interac Corp. Used under license.
Cashback on gas and groceries is earned through eligible purchases made with the Neo Money™ card. Cashback earn is subject to monthly spend limits. When monthly spend limits are reached, subsequent spending may earn reduced or no cashback. Spend limits reset monthly.
Partner cashback offers are subject to availability and may vary by partner, offer, location, membership status, and promotional period. Average cashback is based on current offers at select partners. Cashback may be limited. See the Neo Rewards™ Policy for complete terms and conditions.
Build Membership is $7.99/month and Grow Membership is $12.99/month. Membership fees may be waived when minimum balance requirements are met. Account balance requirements and membership benefits are subject to change without notice.
Credit score monitoring is provided by TransUnion®. Credit Builder is an educational tool and should not be considered financial advice. Building credit depends on individual financial behaviour including making payments on time and in full. Improvements to credit profile or credit score are not guaranteed.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:
Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon account approval.
• Cash Back not offered on repeat account holders.
NOTE: You must contact GCR within 4 months to report a missing rebate otherwise the rebate is void.
Rebate Currency Exchange :NONE
Get $100 when you spend $1,000 within the first 3 months using your Neo Money card or any other Neo credit card!
Ends : Sep 30
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.